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aufbau business plan Ein Businessplan ist immer nach dem gleichen Format aufgebaut. Sparknotes Shawshank Redemption. Der Aufbau gliedert sich in Kellogg EMBA Essay einen Textteil , in shawshank dem alle wichtigen Aspekte der Existenzgrundung erklart werden und in identity essay einen Finanzplan , in redemption dem die komplette Unternehmensplanung gerechnet wird. Identity Essay. Auch unsere Businessplane folgen diesem Muster. Shawshank Redemption. Das Unternehmenskonzept soll gebunden abgegeben werden. Meaning. Die Seiten sollen nummeriert sein und die Gliederungspunkte ubersichtlich geordnet. Sparknotes Shawshank Redemption. Bitte geben Sie auf dem Deckblatt folgende Daten an: Titel des Businessplans (Name Ihrer Geschaftsidee) Datum Firmennamen mit Adresse, E-Mail-Adresse, Telefon und Telefax Gegenstand des Unternehmens: z. Of The Items Is Likely Elasticity Of Demand. B. Sparknotes Shawshank. Ebay-Handel. Erstellen Sie ein tabellarisches Inhaltsverzeichnis, damit der Leser direkt zum gewunschten Kapitel findet. Murder First Movie. Fur die Zusammenfassung eines Businessplans stellen Sie sich folgende Situation vor: Sie stehen mit Ihrem potentiellen Geldgeber alleine in sparknotes shawshank redemption einem Fahrstuhl und haben nun 3 Minuten Zeit, bis Sie angekommen sind.

Erlautern Sie also die wichtigsten Bestandteile Ihres Businessplans in Essay on The Spectrum Technology Kurzform. Shawshank Redemption. Diese Zusammenfassung nennt man auch „Executive Summary“. Identity Essay. Die Zusammenfassung enthalt Kurzinformationen uber: Unternehmensgrunder Produkte/Dienstleistungen Markt Vertrieb Marketing Rechtsform Finanzbedarf und Finanzierung Zeitpunkt der Unternehmensgrundung. Sparknotes Shawshank. Erstellen Sie hier einen kuzen tabellarischen Lebenslauf. On The And Work Hawthorne. Aus diesem Lebenslauf sollte Ihre Qualifikation und Ihre Berufserfahrung bezuglich Ihres Grundungsvorhabens hervorgehen. Shawshank Redemption. Bei einer Teamgrundung muss jedes Grundungsmitglied einen eigenen Lebenslauf erstellen. Which To Have. Jedes Unternehmen benotigt eine Rechtsform. Sparknotes. Uberlegen Sie sich, welche Rechtform fur Sie die am besten geeignete ist. Kellogg EMBA. Grundsatzlich unterscheidet man zwischen drei verschiedenen Rechtsformen fur Unternehmen: (z.B. Sparknotes Redemption. Gesellschaft des burgerlichen Rechts (GbR), offene Handelsgesellschaft (oHG), Kommanditgesellschaft (KG) Kapitalgesellschaft. Essay Life And Work. (z.B.

Gesellschaft mit beschrankter Haftung (GmbH), Aktiengesellschaft (AG) Die organisationsrechtlich einfachste und schnellste Art der Grundung ist die Einzelunternehmung. Sparknotes Shawshank. Egal ob Sie dabei als Kaufmann gem. EMBA Essay. § 1 Abs. Shawshank Redemption. 1 oder § 2 HGB oder als so genannter Kleingewerbetreibender tatig werden, Sie fuhren Ihre Geschafte allein und bei voller personlicher Haftung, auch wenn Sie Geschaftsfuhrer oder Prokuristen bestellen. Summary. Sie stehen mit Ihrem gesamten privaten Vermogen fur Ihre Handlungen im Geschaftsverkehr ein. Sparknotes Redemption. Das hei?t Sie tragen eventuelle Verluste selbst, brauchen dafur aber anfallende Gewinne nicht mit anderen zu teilen. Of The Items The Highest Of Demand. Viele Existenzgrunder fallen Sie zumindest in sparknotes der Startphase unter die Kleingewerbetreibenden. On The. Kleingewerbetreibende sind gewerblich tatige Selbstandige, die nicht im Handelsregister eingetragen sein mussen. Sparknotes. Dies gilt fur Gewerbetreibende, deren Unternehmen nach Art oder Umfang keinen in Essay Spectrum of Advancing kaufmannischer Weise eingerichteten Geschaftsbetrieb erfordert, das hei?t die Hohe der Jahresumsatze oder einfache Geschaftsab-wicklung erfordern noch keine doppelte Buchfuhrung etc. Weitere Informationen zur richtigen Wahl der Rechtsform erteilt Ihnen Ihr Rechtsanwalt oder Ihre zustandige Industrie- und Handelskammer (Fur Grundungen im Handewer Ihre zustandige Handwerkskammer).

An welchem Standort wird Ihr Unternehmen gegrundet? Wenn Sie in sparknotes einem Home-Office beginnen, so wird der Standort Ihre Privatadresse sein. Speech. Geben Sie zusatzlich einige Informationen zu besonderen Standortgegebenheiten. Sparknotes Shawshank Redemption. Untersuchen Sie genau die Gegebenheiten an meaning Ihrem Standort nach folgenden Kriterien: Anzahl der Kunden im Verkaufsgebiet Anzahl der Konkurrenzunternehmen Weitere Einflussfaktoren. Sparknotes Shawshank Redemption. Fur die meisten Existenzgrunder empfiehlt es sich, dass ihr Standort mitten im Zielgebiet liegt.

Wenn Sie sich mit einem Dienstleistungsunternehmen 20 Kilometer au?erhalb einer Gro?stadt selbstandig machen und die meisten Ihrer betreuten Kunden in to inform der Stadt liegen, dann mussen Sie sich spatestens bei Beschaftigung mehrerer Mitarbeiter auch dort ein Buro zulegen, um lange Anfahrtswege zu vermeiden. Sparknotes. Schnelligkeit ist Trumpf! Interessante Informationen fur Ihre Standortanalyse finden Sie hier: Beschreiben Sie hier genau, welche Dienstleistung oder Produkte Sie anbieten werden. Sie konnen hier auch Ihren Einzigartigen Verkaufsvorteil beschreiben. Kellogg. Dabei handelt es sich um eine Kernaussage, welche beschreibt, warum Ihre Kunden bei Ihnen kaufen sollten. Sparknotes Shawshank. Jedes Angebot hat sowohl Starken als auch Schwachen. Which Of The Following Items To Have The Highest Elasticity Of Demand. Seien Sie ehrlich mit sich selbst! Nur wer seine Schwachen kennt, kann auch reagieren, um diese Schwachen zu beheben. Shawshank Redemption. Sie konnen Ihr Produkt/Ihre Dienstleistung nur erfolgreich verkaufen, wenn Sie Ihre Zielgruppe genau kennen. Identity Essay. Die Definition Ihrer Zielgruppe konnen Sie sich anhand folgender Kriterien erarbeiten:

- Offentliche Hand Geografische Lokalisierung des Zielmarktes: - internationaler Markt Verkaufsstrukturen innerhalb des Zielmarktes: - Handler oder Vertreter. Shawshank. - gemischter Vertrieb Ebenen der Kaufentscheidungen: - Technische oder kaufmannische Leitung. - Einkaufer oder Einzelverbraucher Art des Kaufvorganges: - langerfristige Vertrage (z.B. Essay On The. Jahresvertrag) - Einzelverkauf Besonderheiten auf dem Markt: Stellen Sie dar, wie die allgemeine Entwicklung in shawshank Ihrem Markt ist. Of The To Have Income Of Demand. Auskunfte hierzu kann Ihnen die IHK (Industrie- und Handelskammer) und die HWK (Handwerkskammer) geben oder eigene Recherchen im Internet. Es gibt fur die meisten „kleinen Existenzgrunder“ Konkurrenten auf dem Markt. Sparknotes Redemption. Versuchen Sie, soviel wie moglich uber Ihre Mitbewerber in on The Life Erfahrung zu bringen. Shawshank Redemption. Grenzen Sie sich mit Ihrem Leistungsangebot klar von diesen Mitbewerbern ab!

Ein klares Serviceprofil Ihres Unternehmens bietet klare Wettbewerbsvorteile. Identity Essay. Daher behaupten Sie sich durch Qualitat, Qualitat, Qualitat! Mitbewerber lassen sich oft in sparknotes redemption mehrere Kategorien einteilen: Professionelle, bundesweite Anbieter Ihres Produkts/Dienstleistung. To Inform. Diese scheinen auf den ersten Blick oft marktbeherrschend zu sein. Redemption. Aber: Uberall dort, wo ein personlicher Kontakt vom Unternehmer zum Geschaftspartner erwunscht ist, sto?en diese Anbieter an speech die Grenzen. Shawshank. Regionale Anbieter Ihres Produkts/Dienstleistung. On The Life. Diese sind wahrscheinlich Ihre starkste Konkurrenz, da Sie (ahnlich Ihrer Existenzgrundung) uber regionale Marktkenntnisse und Kontakte verfugen. Au?erdem konnen diese zumeist bereits Referenzen vorweisen. Sparknotes Redemption. Einzelunternehmer mit gleichem Leistungsangebot.

Hierbei handelt es sich oft um Existenzgrunder, die die gleiche Geschaftsidee umsetzen mochten, wie Sie. Essay And Work Hawthorne. Positionieren Sie Ihr Angebot! Machen Sie sich ein Bild uber Ihre Wettbewerber nach folgenden Kriterien: die Anzahl der Wettbewerber das Profil der einzelnen Konkurrenzunternehmen die Struktur des Leistungsangebots die Starken und Schwachen. Sparknotes Shawshank Redemption. Dem Gegenuber stellen Sie Ihr eigenes Angebot und Ihre eigenen Starken und Schwachen. Enlightenment. Auf diese Weise konnen Sie sich ein eigenes Profil erarbeiten.

Versuchen Sie Ihre Leistung dabei immer aus der Sicht Ihrer Kunden zu sehen! Erarbeiten Sie daraus Ihre Position und Ihre Starken! Bei der Umsatzplanung sollten Sie zuruckhaltend, aber realistisch vorgehen. Redemption. Beachten Sie dabei, dass Umsatz erst dann gemacht wurde, wenn die Zahlung bei Ihnen eingegangen ist. Enlightenment. Die Erbringung der Leistung bedeutet noch keinen Umsatz. Shawshank. Stellen Sie also den Umsatz erst ein bis zwei Monate nach Erbringung der Leistung in Essay on The Ihre Umsatzplanung ein. Sparknotes Shawshank. Das ist vor allem fur Ihre Liquiditatsplanung wichtig, da Ihre Kosten auch in on The Spectrum Technology der Zeit bis zum Zahlungseingang weiterlaufen. Shawshank Redemption. Die Zahlen fur die Umsatzplanung entnehmen Sie aus dem Finanzplan. In The First Movie. Mitarbeiter konnen auch auf Stundenbasis als Teilzeitkrafte eingestellt werden. Wenn moglich, sollte fur einfache Tatigkeiten uber die Beschaftigung von Studenten auf freiberuflicher Basis nachgedacht werden.

Damit kann schnell und ohne kostenintensives Vorhalten von Personal auf neue Auftrage und saisonale Schwankungen reagiert werden. Sparknotes. Au?erdem hat die Verteilung der Arbeiten auf mehrere Teilzeitkrafte den Vorteil, dass flexibler auf Fehlzeiten reagiert werden kann. Meaning. Dadurch wird das Risiko fur Sie als Unternehmer gemindert. Redemption. Die Lohne der Mitarbeiter sollten marktgerecht eingeschatzt werden. Speech To Inform. Die Daten des Personalplans ubernehmen Sie aus dem Finanzplan. Sparknotes. In Ihrem Personalplan sollten Sie die Moglichkeit des Bezugs eines Einstellungszuschusses bei Neugrundungen seitens des Arbeitsamts nicht berucksichtigen. Murder. Bitte sprechen Sie vor einer Einstellung mit Ihrem zustandigen Arbeitsamt uber einen eventuellen Einstellungszuschuss bei Neugrundungen!

Weitere Informationen hierzu auch unter www.arbeitsagentur.de. Shawshank Redemption. Bei der Kostenplanung sollte vor allem darauf geachtet werden, den Finanzbedarf so gering wie moglich zu halten. Speech To Inform. Gro?te Position sind normalerweise die Personalkosten. Sparknotes Shawshank. Um diese so gering wie moglich zu halten, mussen Sie als Grunder in speech to inform der Aufbauphase moglichst viele Leistungen eigenstandig erbringen. Sparknotes Shawshank. Die Investitionen einer kleinen Existenzgrundung sind normalerweise relativ gering, da zur Erbringung der Leistungen meist keine teuren Produktionsmaschinen benotigt werden. Notwendige Buroeinrichtung und Kopierer konnen gebraucht gekauft werden. Meaning. Interessante Quellen hierfur sind www.ebay.de und www.konkurse.com. Sparknotes. Parallel hierzu besteht naturlich immer die Moglichkeit, Investitionsguter zu leasen, anstatt zu kaufen.

Eine weitere Moglichkeit ist der Kauf auf Raten. To Inform. Beide Varianten wirken sich positiv auf Ihre Liquiditat aus. Sparknotes. Die Rentabilitatsrechnung gibt Ihnen Kennzahlen uber die Ertragskraft Ihres Unternehmens. Of Advancing Technology. Die Rentabilitatsplanung ist daher vor allem fur die langfristige Vorschau von Bedeutung. Sparknotes Redemption. Fur die Finanzierung durch Banken ist die Rentabilitatsplanung ein wichtiger Indikator. Ihre Liquiditatsplanung ist zumindest in enlightenment der Grundungs- und Wachstumsphase Ihr wichtigster Plan. Shawshank. Da viele Kleingrundungen nicht an identity essay Auftragsmangel scheitern, sondern an shawshank fehlender Liquiditat, sollten Sie ein besonderes Augenmerk auf diesen Plan legen!

Achten Sie daher stets auf Ihre Liquiditat! Bedenken Sie, dass Sie soviel wie moglich Ihrer laufenden Umsatze per Kellogg EMBA Essay Bankeinzug einziehen. Sparknotes Shawshank. Versuchen Sie dieses auf jeden Fall in identity essay Ihre Vertrage aufzunehmen! Sie schlie?en einen langfristigen Dienstleistungsvertrag uber die monatliche Summe von 500.- Euro ab. Sparknotes. Diese Summe wird automatisch am Ende des Monats per Essay Bankeinzug auf Ihr Konto gebucht. Shawshank. Auf diese Weise mussen Sie nur fur den laufenden Monat in Essay of Advancing Vorlage treten. Redemption. Sie schlie?en einen Dienstleistungsvertrag uber die monatliche Summe von 500.- Euro ab. Am Ende des Monats stellen Sie eine Rechnung. Life And Work Of Nathaniel Hawthorne. Der Kunde benotigt 3 Wochen, bis er die Rechnung per shawshank redemption Uberweisung beglichen hat. Murder First Movie. Auf diese Weise mussen Sie einen Monat und 3 Wochen in sparknotes redemption Vorlage treten.

Ihre Kapitalbedarfsplanung setzt sich aus folgenden Posten zusammen: Anfangsinvestitionen Anlaufkosten fur die ersten Monate Grundungskosten Kosten der privaten Lebensfuhrung. Essay Hawthorne. Stellen Sie hier zusammen, wie Ihre Existenzgrundung finanziert werden soll. Sparknotes Shawshank Redemption. Oft sieht eine Finanzierung folgendermassen aus: Eigenkapital Bankdarlehen (evtl. And Work Hawthorne. abgesichert durch offentliche Forderprogramme) Forderung durch Arbeitsamt. Shawshank. Stellen Sie sich Ihren ganz speziellen Marketing-Mix zusammen. Which Of The To Have Of Demand. Hier mussen Sie darstellen, wie Sie Ihre Kunden gewinnen werden, um die angegebenen Umsatze zu erzielen.

Stellen Sie hier kurz da, ob Genehmigungen oder andere rechtliche Voraussetzungen (z.b. Shawshank. Meisterprufung) notwendig sind. Murder In The First. Wie schatzen Sie das Risiko Ihrer Existenzgrundung ein? Begrunden Sie Ihre Aussage! Zuerst ein Appell an sparknotes Sie: Stecken Sie sich Ziele! Diese Ziele sollten ehrgeizig sein, aber auch erreichbar! Kontrollieren Sie das Erreichen Ihrer Ziele in Spectrum of Advancing Technology regelma?igen Abstanden! Analysieren Sie bei Nicht-Erreichen, woran es lag und korrigieren Sie anhand dieser Erkenntnisse Ihr Vorgehen. Sparknotes Shawshank. Planen Sie langfristig! Ihr kurzfristiges Ziel sollte sein, dass Sie ausreichend Umsatze generieren, um als Existenzgrunder dauerhaft uberleben zu konnen. Kellogg EMBA Essay. Dieses Ziel sollte bereits in sparknotes redemption den ersten Monaten erreicht werden, es sei denn, Sie haben genug Reserven, um auch langere Durststrecken uberbrucken zu konnen.

Mittelfristig sollten Sie eine Gro?e erreichen, die es Ihnen ermoglicht, Personal zu beschaftigen. Of Waltzed. Auch Sie als Unternehmer werden einmal Urlaub benotigen und den konnen Sie normalerweise nur nehmen, wenn die Kunden Ihres Unternehmens weiterhin betreut werden. Eine interessante Alternative zur Einstellung von Personal ist die Grundung zusammen mit einem Partner. Redemption. Langfristig mussen Sie sich einen guten Namen machen. Speech. Sie mussen sich ein Netzwerk an sparknotes shawshank redemption Kooperationspartnern und wohlgesinnten Unternehmen und Institutionen schaffen. Essay. Auf diese Weise werden Sie alleine uber Empfehlungen immer wieder neue Kunden erhalten. Sparknotes Shawshank Redemption. Sie mussen ein solider und serioser Partner fur Ihre Kunden werden! Ihr langfristiges Ziel wird auch als Unternehmensphilosophie bezeichnet. Meaning. Hier mussen Sie darstellen, welches Ihre Ziele und Visionen sind. Sparknotes. Alle Ihre Aktionen sollten darauf ausgerichtet sein, dieses langfristige Ziel zu erreichen. Meaning Of Waltzed. Beispiele fur langfristige Ziele sind: Gro?unternehmen werden gekauft werden Spezialist sein Lizenzgeber werden.

Erstellen Sie einen Zeitplan. Definieren Sie dazu Meilensteine auf Ihrem Weg zum erfolgreichen Unternehmer. Sparknotes. Auf diese Weise verlieren Sie Ihr Ziel nicht aus den Augen.

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Sample Essay Responses and Rater Commentary for the Argument Task. The sample essays that follow were written in response to the prompt that appears below . The rater commentary that follows each sample essay explains how the response meets the criteria for that score. For a more complete understanding of the criteria for each score point, see the Analyze an Argument Scoring Guide. In surveys Mason City residents rank water sports (swimming, boating and fishing) among their favorite recreational activities. The Mason River flowing through the city is rarely used for these pursuits, however, and the city park department devotes little of sparknotes shawshank redemption, its budget to maintaining riverside recreational facilities. For years there have been complaints from residents about the quality of the river's water and the river's smell. In response, the state has recently announced plans to clean up Mason River. Speech To Inform? Use of the river for water sports is therefore sure to increase. The city government should for sparknotes shawshank redemption that reason devote more money in murder in the first movie, this year's budget to shawshank redemption, riverside recreational facilities. Write a response in which you examine the stated and/or unstated assumptions of the argument.

Be sure to explain how the Kellogg Essay argument depends on the assumptions and what the implications are if the assumptions prove unwarranted. Note: All responses are reproduced exactly as written, including errors, misspellings, etc., if any. While it may be true that the Mason City government ought to devote more money to riverside recreational facilities, this author's argument does not make a cogent case for increased resources based on river use. It is easy to understand why city residents would want a cleaner river, but this argument is rife with holes and assumptions, and thus, not strong enough to lead to increased funding. Citing surveys of city residents, the author reports city resident's love of water sports. It is not clear, however, the scope and validity of that survey. For example, the survey could have asked residents if they prefer using the river for water sports or would like to see a hydroelectric dam built, which may have swayed residents toward river sports.

The sample may not have been representative of city residents, asking only those residents who live upon the river. Sparknotes Shawshank Redemption? The survey may have been 10 pages long, with 2 questions dedicated to speech, river sports. We just do not know. Unless the survey is fully representative, valid, and reliable, it can not be used to effectively back the author's argument. Additionally, the author implies that residents do not use the river for sparknotes shawshank swimming, boating, and fishing, despite their professed interest, because the which items the highest of demand water is polluted and smelly.

While a polluted, smelly river would likely cut down on river sports, a concrete connection between the resident's lack of river use and the river's current state is not effectively made. Redemption? Though there have been complaints, we do not know if there have been numerous complaints from a wide range of Life and Work of Nathaniel Hawthorne, people, or perhaps from one or two individuals who made numerous complaints. To strengthen his/her argument, the author would benefit from redemption implementing a normed survey asking a wide range of residents why they do not currently use the river. Building upon the implication that residents do not use the river due to the quality of the river's water and the smell, the author suggests that a river clean up will result in increased river usage. Enlightenment Summary? If the river's water quality and smell result from problems which can be cleaned, this may be true. Shawshank? For example, if the decreased water quality and aroma is caused by pollution by factories along the meaning of waltzed river, this conceivably could be remedied. But if the quality and aroma results from the natural mineral deposits in sparknotes redemption, the water or surrounding rock, this may not be true. There are some bodies of water which emit a strong smell of sulphur due to the geography of the area. This is not something likely to be afffected by a clean-up. Consequently, a river clean up may have no impact upon EMBA Essay, river usage.

Regardless of shawshank, whether the Essay on The river's quality is able to be improved or not, the author does not effectively show a connection between water quality and river usage. A clean, beautiful, safe river often adds to a city's property values, leads to increased tourism and revenue from those who come to take advantage of the redemption river, and a better overall quality of Essay and Work Hawthorne, life for residents. Sparknotes Shawshank Redemption? For these reasons, city government may decide to murder in the, invest in improving riverside recreational facilities. However, this author's argument is not likely significantly persuade the city goverment to allocate increased funding. Rater Commentary for sparknotes Essay Response Score 6. This insightful response identifies important assumptions and thoroughly examines their implications. The essay shows that the proposal to spend more on riverside recreational facilities rests on three questionable assumptions, namely: that the survey provides a reliable basis for budget planning that the river’s pollution and odor are the only reasons for its limited recreational use that efforts to clean the water and meaning, remove the sparknotes odor will be successful. By showing that each assumption is highly suspect, this essay demonstrates the weakness of the murder in the entire argument. Sparknotes Shawshank? For example, paragraph 2 points out that the survey might not have used a representative sample, might have offered limited choices, and Life and Work of Nathaniel, might have contained very few questions on water sports. Paragraph 3 examines the tenuous connection between complaints and limited use of the river for recreation.

Complaints about water quality and odor may be coming from only a few people and, even if such complaints are numerous, other completely different factors may be much more significant in reducing river usage. Finally, paragraph 4 explains that certain geologic features may prevent effective river clean-up. Details such as these provide compelling support. In addition, careful organization ensures that each new point builds upon the previous ones. For example, note the sparknotes shawshank redemption clear transitions at the beginning of paragraphs 3 and meaning of waltzed, 4, as well as the logical sequence of shawshank redemption, sentences within paragraphs (specifically paragraph 4).

Although this essay does contain minor errors, it still conveys ideas fluently. Note the meaning of waltzed effective word choices (e.g., rife with . . . assumptions and may have swayed residents). In addition, sentences are not merely varied; they also display skillful embedding of subordinate elements. Since this response offers cogent examination of the argument and conveys meaning skillfully, it earns a score of 6. The author of this proposal to increase the budget for Mason City riverside recreational facilities offers an interesting argument but to sparknotes shawshank redemption, move forward on the proposal would definitely require more information and thought. While the correlations stated are logical and probable, there may be hidden factors that prevent the City from diverting resources to this project. For example, consider the survey rankings among Mason City residents. The thought is meaning that such high regard for water sports will translate into redemption, usage.

But, survey responses can hardly be used as indicators of actual behavior. Many surveys conducted after the winter holidays reveal people who list exercise and weight loss as a top priority. Yet every profession does not equal a new gym membership. Even the of Nathaniel Hawthorne wording of the survey results remain ambiguous and shawshank, vague. While water sports may be among the residents' favorite activities, this allows for many other favorites. What remains unknown is the priorities of the general public. Do they favor these water sports above a softball field or soccer field? Are they willing to sacrifice the municipal golf course for better riverside facilities? Indeed the survey hardly provides enough information to the highest income elasticity, discern future use of improved facilities.

Closely linked to the surveys is the bold assumption that a cleaner river will result in increased usage. While it is not illogical to redemption, expect some increase, at Life Hawthorne, what level will people begin to use the river? The answer to this question requires a survey to find out the reasons our residents use or do not use the river. Sparknotes Shawshank Redemption? Is river water quality the primary limiting factor to usage or the lack of docks and piers? Are people more interested in water sports than the recreational activities that they are already engaged in? These questions will help the city government forecast how much river usage will increase and to assign a proportional increase to the budget. Likewise, the author is enlightenment optimistic regarding the state promise to clean the sparknotes river. We need to hear the source of the voices and consider any ulterior motives. Enlightenment Summary? Is this a campaign year and the plans a campaign promise from the state representative? What is the shawshank redemption timeline for the clean-up effort? Will the state fully fund this project?

We can imagine the misuse of speech to inform, funds in renovating the riverside facilities only to watch the new buildings fall into dilapidation while the state drags the river clean-up. Last, the author does not consider where these additional funds will be diverted from. The current budget situation must be assessed to determine if this increase can be afforded. In a sense, the City may not be willing to draw money away from sparknotes other key projects from road improvements to schools and education. The author naively assumes that the Kellogg money can simply appear without forethought on where it will come from. Examining all the various angles and factors involved with improving riverside recreational facilities, the argument does not justify increasing the budget. While the proposal does highlight a possibility, more information is required to warrant any action. Rater Commentary for Essay Response Score 5.

Each paragraph in the body of this perceptive essay identifies and redemption, examines an unstated assumption that is crucial to the argument. The major assumptions discussed are: that a survey can accurately predict behavior that cleaning the river will, in itself, increase recreational usage that state plans to clean the river will actually be realized that Mason City can afford to spend more on riverside recreational facilities. Support within each paragraph is both thoughtful and thorough. EMBA? For example, paragraph 2 points out shawshank redemption vagueness in the wording of the survey: Even if water sports rank among the favorite recreational activities of of the following to have the highest elasticity of demand, Mason City residents, other sports may still be much more popular. Thus, if the first assumption proves unwarranted, the argument to fund riverside facilities rather than soccer fields or golf courses becomes much weaker. Paragraph 4 considers several reasons why river clean-up plans may not be successful (the plans may be nothing more than campaign promises or funding may not be adequate). Shawshank? Thus, the weakness of the third assumption undermines the argument that river recreation will increase and Kellogg EMBA, riverside improvements will be needed at all.

Instead of dismissing each assumption in isolation, this response places them in shawshank redemption, a logical order and considers their connections. Note the appropriate transitions between and within paragraphs, clarifying the links among the assumptions (e.g., Closely linked to the surveys or The answer to this question requires. ). Along with strong development, this response also displays facility with language. Minor errors in punctuation are present, but word choices are apt and sentences suitably varied in pattern and length. The response uses a number of rhetorical questions, but the implied answers are always clear enough to support the points being made. Thus, the response satisfies all requirements for a score of murder in the first movie, 5, but its development is not thorough or compelling enough for a 6. The problem with the arguement is the assumption that if the Mason River were cleaned up, that people would use it for water sports and sparknotes, recreation. This is not necessarily true, as people may rank water sports among their favorite recreational activities, but that does not mean that those same people have the financial ability, time or equipment to pursue those interests.

However, even if the writer of the arguement is correct in assuming that the Mason River will be used more by in the first the city's residents, the sparknotes redemption arguement does not say why the recreational facilities need more money. If recreational facilities already exist along the Mason River, why should the city allot more money to fund them? If the recreational facilities already in existence will be used more in the coming years, then they will be making more money for themselves, eliminating the need for on The of Nathaniel the city government to shawshank redemption, devote more money to them. According to the arguement, the reason people are not using the Mason River for water sports is in the first movie because of the shawshank redemption smell and the quality of which following items is likely to have the highest income, water, not because the shawshank redemption recreational facilities are unacceptable. If the city government alloted more money to the recreational facilities, then the of the is likely to have elasticity of demand budget is being cut from some other important city project. Shawshank? Also, if the assumptions proved unwarranted, and more people did not use the river for recreation, then much money has been wasted, not only the money for the recreational facilities, but also the meaning of waltzed money that was used to clean up the river to sparknotes shawshank redemption, attract more people in the first place. Rater Commentary for Essay Response Score 4. This competent response identifies two unstated assumptions: that cleaning up the Kellogg EMBA Essay Mason River will lead to increased recreational use that existing facilities along the river need more funding. Paragraph 1 offers reasons why the first assumption is questionable (e.g., residents may not have the necessary time or money for water sports). Similarly, paragraphs 2 and 3 explain that riverside recreational facilities may already be adequate and sparknotes, may, in fact, produce additional income if usage increases.

Thus, the response is murder in the first movie adequately developed and satisfactorily organized to sparknotes redemption, show how the argument depends on questionable assumptions. However, this essay does not rise to a score of 5 because it fails to summary, consider several other unstated assumptions (e.g., that the survey is reliable or that the redemption efforts to clean the which following is likely income river will be successful). Furthermore, the final paragraph makes some extraneous, unsupported assertions of its own. Sparknotes Shawshank? Mason City may actually have a budget surplus so that cuts to other projects will not be necessary, and cleaning the river may provide other real benefits even if it is enlightenment not used more for water sports. This response is generally free of shawshank, errors in grammar and usage and displays sufficient control of language to support a score of 4.

Surveys are created to speak for the people; however, surveys do not always speak for which of the following items is likely the highest elasticity of demand the whole community. A survey completed by Mason City residents concluded that the residents enjoy water sports as a form of recreation. If that is so evident, why has the river not been used? The blame can not be soley be placed on the city park department. Sparknotes Redemption? The city park department can only do as much as they observe. The real issue is not the residents use of the river, but their desire for a more pleasant smell and a more pleasant sight. If the city government cleans the river, it might take years for meaning of waltzed the smell to go away. If the budget is changed to accomodate the clean up of the Mason River, other problems will arise. The residents will then begin to shawshank, complain about other issues in their city that will be ignored because of the great emphasis being placed on Mason River. If more money is taken out of the budget to clean the murder in the river an shawshank, assumption can be made. This assumption is that the enlightenment budget for shawshank another part of cit maintenance or building will be tapped into to.

In addition, to the budget being used to clean up Mason River, it will also be allocated in increasing riverside recreational facilites. The government is trying to appease its residents, and of waltzed, one can warrant that the role of the government is to please the people. Sparknotes Shawshank? There are many assumptions being made; however, the government can not make the assumption that people want the Kellogg Essay river to sparknotes shawshank, be cleaned so that they can use it for recreational water activities. The government has to realize the speech long term effects that their decision will have on the monetary value of their budget. Rater Commentary for sparknotes shawshank Essay Response Score 3. Even though much of this essay is enlightenment tangential, it offers some relevant examination of the argument’s assumptions. Redemption? The early sentences mention a questionable assumption (that the survey results are reliable) but do not explain how the survey might have been flawed. Then the response drifts to irrelevant matters a defense of the summary city park department, a prediction of sparknotes redemption, budget problems and the problem of pleasing city residents. Some statements even introduce unwarranted assumptions that are not part of the original argument (e.g., The residents will then begin to complain about Kellogg other issues and This assumption is that the budget for another part of city maintenance or building will be tapped into). Near the end, the response does correctly note that city government should not assume that residents want to use the river for recreation. Hence, the proposal to increase funding for riverside recreational facilities may not be justified.

In summary, the language in this response is reasonably clear, but its examination of redemption, unstated assumptions remains limited and therefore earns a score of 3. This statement looks like logical, but there are some wrong sentences in it which is not logical. First, this statement mentions raking water sports as their favorite recreational activities at the first sentence. However, it seems to meaning, have a ralation between the first sentence and sparknotes, the setence which mentions that increase the Essay on The Life of Nathaniel quality of the river's water and the river's smell. Sparknotes? This is a wrong cause and result to solve the problem. Second, as a reponse to the complaints from residents, the state plan to clean up the river. As a result, the state expects that water sports will increase. When you look at two sentences, the result is not appropriate for the cause.

Third, the which of the items is likely of demand last statement is the conclusion. However, even though residents rank water sports, the city government might devote the budget to another issue. This statement is also a wrong cause and result. In summary, the statement is not logical because there are some errors in sparknotes, it. The supporting setences are not strong enough to support this issue.

Rater Commentary for Essay Response Score 2. Although this essay appears to which of the the highest elasticity of demand, be carefully organized, it does not follow the directions for the assigned task. In his/her vague references to causal fallacies, the writer attempts logical analysis but never refers to any unstated assumptions. Furthermore, several errors in grammar and sentence structure interfere with meaning (e.g., This statement looks like logical, but there are some wrong sentences in it which is sparknotes redemption not logical). Because this response does not follow the directions for the assigned task and contains errors in sentence structure and logical development, it earns a score of 2. The statement assumes that everyone in Mason City enjoys some sort of recreational activity, which may not be necessarily true.

The statement also assumes that if the state cleans up the river, the use of the river for water sports will definitely increase. Rater Commentary for enlightenment summary Essay Response Score 1. The brevity of this two-sentence response makes it fundamentally deficient. Sentence 1 states an sparknotes shawshank redemption, assumption that is actually not present in the argument, and sentence 2 correctly states an assumption but provides no discussion of its implications. Although the response may begin to address the assigned task, it offers no development. As such, it is clearly extremely brief . Items To Have The Highest? providing little evidence of an organized response and shawshank, earns a score of 1. Register for the GRE General Test.

Get never-before-offered official GRE practice tests, scores within minutes for all three measures and explanations for enlightenment summary correct answers! Show schools only the scores you want them to see only with the ScoreSelect ® option. Registration, Test Centers and Dates ¡ Registration, Test Centers and Dates ¡ Tests and redemption, Products. ETS Measuring the Power of Learning. ® Copyright 2017 by Educational Testing Service. All rights reserved.

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Food Service (Waitress Waiter) Resume Samples. Click the images to shawshank expand the resumes to a larger size. We have three resumes, and which of the following is likely the highest income of demand detailed explanations for shawshank redemption how to meaning write your own below. If you are an entry-level candidate (or have never been a waiter before), click here. If you need a food service cover letter, click here. Attention line cooks, prep cooks, chefs, and other food service workers — Don’t see your job here?

Please view our full list of sparknotes shawshank food service resume samples here. Click here to download. This MS Word Food Service Resume. Food Service Resumes (Text Versions Quick Facts) Restaurant Server (Chrono) Candidate uses a Reverse-Chronological resume format, and introduces the resume with a strong Career Objective Candidate emphasizes 7+ years of experience, and presents hard numerical evidence to prove she are a strong salesperson Candidate emphasizes depth of to inform wine and entree knowledge to play up her competence.

RESTAURANT SERVER (REVERSE-CHRONOLOGICAL) 8870 Haven Street, Bloomington, IN 44590(141)-212-5465. Food Service Worker with 7+ years of experience in shawshank redemption food preparation and service, and a certificate in Food Handling and Safety. Possesses a keen knowledge of wines, entrees, and the responsibilities of a successful restaurateur. Faithfully adhere to the highest standards of hygiene, quality and customer service. Aiming to leverage my knowledge to meaning of waltzed effectively perform a management position at shawshank redemption, your restaurant. RIVERSIDE RESTAURANT Chicago, IL. Food Service Worker September 2011 – Present. Memorized restaurant’s wine stock and the meals they should accompany, leading to daily wine sales averaging $150, fully 20% higher than company average Write patrons’ food orders on slips, memorize orders, or enter orders into computers for transmittal to kitchen staff in a 150+ seat restaurant Clean all work areas, equipment, utensils, dishes, and silverware and ensure they are stored appropriately in accordance to of waltzed state law.

Perform food preparation duties such as preparing salads, appetizers, and cold dishes, portioning salads, and sparknotes shawshank brewing coffee in a fast-paced line kitchen. CARRABBA’S ITALIAN GRILL Chicago, IL. Trainee Food Service Worker August 2007 – July 2011. Present menus to patrons and answer questions about menu items, making recommendations upon request in a 70+ seat restaurant Assisted host or hostess by Kellogg, answering phones to take reservations or to-go orders, and by greeting, seating, and thanking guests Stored food in sparknotes shawshank designated containers and storage areas to prevent spoilage and of waltzed increase shelf life Presented wine samples for shawshank redemption guests to taste and opened the bottles for them upon their approval Served food and beverages to of waltzed patrons, and shawshank redemption prepared or served specialty dishes at tables as required. Certificate in Food Handling and Safety, June 2008.

Bachelor of Arts Degree in Essay Culinary Arts, June 2007. Team worker who is able to sparknotes shawshank redemption adapt in summary highly dynamic and changing situations. Excellent problem solving and communication skills, with a focus on customer service Familiarity with Point of Sale terminals Bilingual (Spanish/English) Candidate uses a Combination resume format to sparknotes shawshank redemption emphasize achievements and skills, beginning with a Professional Profile introduction to meaning of waltzed present critical and relevant information Candidate bolds key waitressing skill keywords in the Professional Profile section, and lists her achievements after them Candidate emphasizes her ability to shawshank “upsell” customers on alcoholic beverages. Three Key Server Waitress Skills: 1. Salesmanship: Ability to convince customers to to inform make extra purchases by persuasively presenting entree wine pairings, selling desserts, and convincing patrons to return to the establishment. 2. Communication: Ability to host, entertain, small talk, and shawshank speak fluidly in front of murder in the first movie strangers at length. Shawshank Redemption. Ability to which of the is likely the highest of demand work together with other food service workers as a team, often working in pairs for bigger tables. Ability to keep a cool head when dealing with irate customers. 3. Sparknotes Redemption. Management: Ability to teach new hosts and waiters how to present menu items, how to use Point of speech Sale (POS) Terminals, and test trainees for memorization of food ingredients. Project Execution: Implemented new menu introduction strategies, increasing customer purchases of wine by sparknotes, 10% on average Management: Assisted in the training of 6 new waiters, ensuring attention to detail and comprehensive understanding of restaurant methodology and practices Awards and in the first movie Recognition: Frequently praised for excellent service on restaurant online rating system Salesmanship: Deep and broad knowledge of wines and appropriate entree pairings Communication: Fluent in English and sparknotes shawshank redemption Spanish – Excellent verbal and written skills.

Familiarity with Point of Sale (POS) and common restaurant machinery Able to memorize entire menu within a day, including ingredient combinations Proven ability to “upsell” alcohol, dessert, and appetizers to customers Bilingual Spanish and English. Waitress | Los Angeles, CA | 2012 – Present. Memorized restaurant’s wine stock and appropriate entree pairings, leading to daily wine sales averaging $180, fully 15% higher than company average Wrote patron’s food orders on slips, memorized orders, and managed food resources in a 120+ seat restaurant Operated POS terminals to input customer orders, swipe credit cards, and enter cash amounts received Received in-depth training for murder in the first movie proper food handing techniques, including proper freezer placement, appropriate soup temperatures, and equipment cleaning processes. Hostess Waitress | Los Angeles, CA | 2010 – 2012. Awarded “Employee of the Month” two months consecutively Bussed tables, presented menus, seated customers, and assisted waiters with drink orders Trained 3 new hosts in providing excellent customer service and conflict resolution techniques.

Florida State University, Orlando, FL. Bachelor of Arts in English, May 2008. Three Transferable Skills for Food Service: 1. Customer Interactivity: If you have ever had any experience dealing with customers (whether you were scooping ice cream, greeting people at shawshank redemption, a front desk, operating a ticket booth, etc.), this type of experience is transferable into Life and Work Hawthorne any other customer service job. 2. Technical: Have you ever swiped a credit card, operated a Point of Sale (POS) Terminal, or re-stocked receipt paper? All of these skills are transferable into redemption food service. 3. Following Is Likely The Highest Income Elasticity. Communication: Bilingual ability, especially Spanish, will help your food service career chances significantly. Shawshank. If you’ve ever had a job where you’ve had to enlightenment speak in front of other people, that kind of communication ability is considered transferable. 534 Shelby Avenue, Los Angeles, CA 24542 * (433) 623-6234 * [emailprotected]

Superior salesmanship skills, consistently outperforming company peers Friendly, outgoing, and charismatic personality well suited for a fast paced, customer service oriented restaurant Experience with Point of shawshank redemption Sale (POS) Terminals, with excellent basic math skills Working knowledge of wines, cocktail mixes, and other bartending skills Conversational in Spanish. Awarded “Employee of the Month” for consistently making achieving 15% above target sales Perfected menu presentation skills, providing customers a holistic understanding of the restaurant offerings, leading to more sales Trained 4 underperforming waiters in salesmanship methodology, increasing their sales to meet company average. Experience with 3 types of POS Terminals, receipt roll replacement, and speech coffee machine cleaning Familiarity with common restaurant bread cutting machines, dishwashers, and knowledge of sparknotes redemption equipment cleaning processes Excellent basic math skills, able to calculate and split bills in meaning of waltzed the event of POS Terminal downtime. Consistently scored over 90% satisfaction rating on sparknotes redemption, customer feedback surveys Conversational in Spanish (able to take orders from Spanish speaking customers.) Possess excellent conflict resolution skills in the event of customer dissatisfaction. University of Kellogg South Carolina, Columbia, SC.

Bachelor of Science in Marketing, May 2005. 4 Steps to shawshank redemption Writing the Ultimate Server Resume. “Food service” encompasses many different roles within a restaurant, cafeteria, or other food service establishment, such as waiters and of waltzed servers, line cooks, bartenders, hosts and hostesses, and busboys. A waiter takes orders from a happy couple. These roles fall into shawshank redemption what are called the “front end” (customer service) and the “back end” (food preparation) of the establishments. This resume is EMBA relevant to those of you with “front end” server experience. We will teach you why this is an sparknotes shawshank redemption excellent resume, and how you can write your own in a similar fashion. As a professional food service worker, you may currently be writing your resume in order to: Find a new working environment Earn more money Attain a managerial role.

Read this resume writing guide to ensure you achieve your goals. By the way be sure to EMBA Essay read our Resume Writing 10 Commandments to understand the major rules that all resumes need to follow, including server resumes. If this seems difficult, you can always create a food service resume in minutes with our widely praised resume maker. 1. Include These Key Server, Waitress, and Waiter Skills. For some quick help, here are the key aspects you need to shawshank redemption include on a server resume. Restaurant hiring managers will be looking for and Work of Nathaniel these specific traits to decide if you’re a worthwhile candidate.

Be sure to include these key server skills on sparknotes redemption, your resume. Keep in in the movie mind that if you have any food service certifications, such as a Certification in Food Handling and Safety, you should place it at the top of your resume. If you don’t have any, you can land more interviews and potentially increase your salary by earning one. The National Restaurant Association offers certifications here. 2. Write a Convincing Career Objective. The first major section of shawshank redemption your resume is Life and Work of Nathaniel called the Career Objective. This applicant’s Career Objective IMMEDIATELY puts her on the short list for shawshank an interview because she included relevant information throughout the objective.

There are four reasons this example has a strong Career Objective. Pay particular attention to the bolded parts: 1st: It immediately states years of experience: 7+ years of experience in food preparation and service… 2nd: It indicates earned titles or certificates: Certificate in Food Handling and Safety.

3rd: It emphasizes deep knowledge of the business: Keen knowledge of wines, entrees , and summary the responsibilities of a successful restauranteur. 4th: It states the position she wants to sparknotes redemption fill: “Aiming to…effectively perform a management position at your restaurant. “ In the eyes of a hiring manager, this applicant’s Career Objective IMMEDIATELY puts her on the short list for an interview because she included great resume builders throughout the objective. It is also well written, and targeted at the managerial role she wants to fill. Good news! Food service manager roles are projected to Essay on The of Nathaniel Hawthorne increase by 11% through 2022. It’s very important to remember that the sparknotes redemption Career Objective does not relate to speech to inform what YOU want from the sparknotes shawshank job, but rather what you can do for the company . In this way, the murder in the applicant makes a convincing argument that she’d be an sparknotes asset to the company in a managerial role. Our step by step Career Objective writing guide can give you concrete ideas about how to write your own. 3. Describe your Server Experience with Numbers. Adding numbers to summary your job description bullet points will help the hiring manager grasp the size and scope of your responsibilities, and give them a clearer mental picture of your experience.

By quantifying your resume, it will immediately become better than the vast majority of your competition. The easiest way to shawshank do this is to simply write how big your food establishment is, and how many seats it has. The applicant does this twice for enlightenment summary the two establishments she worked in, as you can see from the bolded text below: Write patrons’ food orders on sparknotes, slips, memorize orders, or enter orders into computers for following items is likely the highest elasticity transmittal to kitchen staff in sparknotes a 150+ seat restaurant Present menus to patrons and meaning answer questions about shawshank redemption, menu items, making recommendations upon request in a 70+ seat restaurant. Even by making this simple addition, your resume will immediately be better than the vast majority of your competition. If you really want to blow away the hiring manager, you’ll need to do more complex research, like this example: Memorized restaurant’s wine stock and the meals they should accompany, leading to meaning daily wine sales averaging $150, fully 20% higher than company average. Do you know how much you make in sales daily or monthly? You can expect to make an average of $47,960 per years as a Food Service Manager.

Most restaurants — especially big chains — will track their servers’ sales statistics for the purposes of budgeting (and, of course, to cajole low performers). Redemption. You can ask your manager to of Nathaniel see these statistics, and include them on your resume. Even if you didn’t perform spectacularly (like the sparknotes applicant), simply including this information in your resume will indicate to the hiring manager that you are self-motivated and hard working. This is called writing an “achievement oriented” resume — and these tend to land the most interviews. Bonus: Action Verbs for Your Server Resume.

4. Include Relevant Additional Skills. Your Additional Skills section should not list your hobbies and interests, unless they are relevant to the job. Being bilingual in Spanish and Kellogg EMBA English is a valuable asset to have, especially for a managerial position. (For instance, a wine connoisseur would be a valuable asset to a restaurant that sells wine.) Since you are a professional food service worker, regardless if you are crafting a server resume or one seeking a more supervisory role, you should definitely include these bullet points in sparknotes redemption your Additional Skills section to build a stronger resume: Familiarity with Point of Sale terminals Problem solving and communication skills. If you also happen to be bilingual in Spanish and English, that also tends to be a valuable asset to have in a US based restaurant — especially for a managerial position. Candidate emphasizes having a Certification in Food Handling and Safety Candidate places Education Section first due to having recent school experience Candidate mentions her high customer satisfaction rating.

Getting the Education Section Right. All entry-level candidate resume must begin with the education section. Summary. Although this candidate has had prior work experience, it was as a trainee, or as a part-time worker. The most important reason the applicant is considered entry-level is sparknotes because she just recently graduated from community college . This applicant has educational experience related to food service (Certificate in Food Handling and Safety, BA in Essay and Work Hawthorne Food Science). Understandably, you may not — and that’s fine. If you have no experience whatsoever, you’ll need to write a very convincing cover letter that the employer should take a chance on sparknotes, you. The education section on an entry-level resume can be more detailed and whimsical than a professional resume , because it’s likely that you don’t have prior work experience.

The hiring manager will be interested to summary know if you are generally an sparknotes active person or not. Enlightenment. Therefore, you can include information about: Clubs you’ve joined Greek life you participate in Relevant coursework GPA (if above 3.5/4.0) Other Good Food Service Industry Samples. Waiter – Newjobs.com (Note: One of the few decent resume samples in sparknotes redemption this industry on to inform, the net. The Professional Experience section introductory paragraphs are a bit overdone, and could instead use more bullet points. Otherwise, this is shawshank a great sample.) Waiter- career-development-help.com (Note: A simple, but effective resume. Has a well done “Professional Profile”.) Cook – CC.edu (Note: Overall an excellent resume, although the Work Experience section is in the first movie not formatted very well.) Share Food Service (Waitress #038; Waiter) Resume Samples Our code geeks and HR experts are proud to introduce our new Free Resume Builder software to help you land more interviews in today’s competitive job market.

We provide HR-approved resume templates, built-in job description bullet point phrases to sparknotes shawshank redemption choose from, and Essay Life Hawthorne easy export to MS Word and sparknotes shawshank redemption PDF. Get awesome job opportunities sent directly to your inbox. By clicking Send Me Job Alerts, I agree to the Resume Genius Terms of Use and speech to inform Privacy Policy. Play the One-Minute Game That’ll Show You How to sparknotes shawshank Improve Your Resume. Think you can judge the quality of a resume within 6 seconds? The answer may surprise you. Put your skills to the test, and learn how to make your resume 6 second worthy!

3 Reasons Why I Wouldn't Hire Tom Brady. Tom Brady’s resume is of waltzed a couple yards short of sparknotes shawshank a touchdown. There are tons of errors throughout. See why. How to Modify and Maximize your Resume Template. Need a resume template? Feel free to which following the highest elasticity of demand download one, but be sure to make small modifications to unlock your. Would You Rather Work for a Man or a Woman? Do people still care whether they work for a man or woman, or do most people simply look for shawshank a nice job.

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Contemporary Issue on Chit Funds -#8220;The Invincible#8221; An contemporary issue report on CHIT FUNDS “THE INVICIBLE” 2013-2014 Made by sparknotes : Fakhruddin Badshah PREFACE This document sketches the the meaning, introduction, overview,its working,online chit funds, I threw some light on EMBA Essay, latest news about redemption, this sector and also tried to cover the latest upsteram and downsteam aspects of this sector (chit fund companies). My aim of writing on this issue is who will going to stop the enlightenment, fraudulant activities being done by this companies. Sparknotes Shawshank Redemption? I chose this segemnt for my contemporay because this is to inform, going very common among the redemption, people in today’s time. So I thought lets give away the the detail of this segment to the people. With the help of this document people will come to speech know what exactly going on in this domain. This sector is expanding rapidly like anything. This developments has become a catalyst for the growth of vigourous chit fund companies in all over India. So what provisions should be made to curb the alleged false practices done by sparknotes these companies or segment. Thus it is the to think and act on of the following items is likely the highest elasticity, it to protect the interest of small investors and their hard earned incomes.

Index Introduction| 5-7| Overview of chit fund| 8| How chit fund works| 9-11| 2012-2013 Highlighted News about chit-fund| 12-13| Who will stop chit funds? | 14-18| Report of MCA| 18-21| Benefits| 21-22| Drawbacks| 23| Safety from Chit funds| 24| CHIT FUNDS – “The Invincible” Introduction: A chit fund is a type of shawshank, savings scheme practiced in India, besides other forms of savings scheme offered by various public and private sector banks, post offices, insurance corporations etc. To Inform? Chit Funds are indigenous financial institutions in India that cater to the financial needs of the low-income households, which have been excluded from the shawshank, formal financial system. Chit”, in the legal purview, means a transaction whether called chit, chit fund, chitty, kuri or by any other name by or under which a person enters into an agreement with a specified number of persons that every one of them shall subscribe a certain sum of in the first movie, money (or a certain quantity of grain instead in the case of villages) by way of periodical installments over a definite period and sparknotes redemption that each such subscriber shall, in enlightenment summary, his turn, as determined by lot or by auction or by tender or in such other manner as may be specified in sparknotes, the chit agreement, be entitled to speech to inform the prize amount. ROSCAs are a means to sparknotes redemption “save and borrow” simultaneously. It is considered one of the best instruments to cater to the needs of the poor. It enables poor people to convert their small savings into lump sums. The concept of chit funds originated more than 1000 years ago. Initially it was in the form of an informal association of traders and households within communities, wherein the members contributed some money in return for an accumulated sum at the end of the speech, tenure.

Participation in Chit funds was mainly for the purpose of purchasing some property or, in other words, for “consumption” purposes. However, in recent times, there have been tremendous alterations in the constitution and functioning of Chit funds. Shawshank? While in most places ROSCAs are user-owned and organized informally, in India, chit funds have been formally institutionalized as well. Legally recognized firms provide a variety of chit schemes. A Chit Fund can either be legally registered or unregistered. Registered Chit Funds, as the name suggests are being regulated under the various Chit Fund acts. While unregistered Chit Funds are unorganized and mostly run by the close friends, relatives or family members of the investor. Unregistered Chit Funds which exceed 100 ($2) in value are illegal in Life of Nathaniel, India, although it is very well known that unregistered Chit Fund industry is very popular in India, mainly in sparknotes, the rural and semi-urban area, where people have very little access to the banking services and where financial illiteracy is more.

The regulation of the of waltzed, Chit Fund industry was put in place by the Government of India to address the shawshank redemption, problem of misuse of informal Chit Funds by unscrupulous promoters and founders running away with the participant’s funds, leaving the members with little recourse to retrieve their money back. Chit funds in India are governed by various state or central laws. Organized chit fund schemes are required to register with the Registrar or Firms, Societies and and Work Chits. Various Chit Fund Acts governing the industry in shawshank redemption, India are as under: * Union Government – Chit Funds Act 1982 (Except the State of Jammu and Kashmir) * Kerala – Kerala Chitties Act 1975 * Tamil Nadu – Tamil Nadu Chit Funds Act, 1961 * Karnataka: The Chit Funds (Karnataka) Rules, 1983 * Andhra Pradesh – The Andhra Pradesh Chit Funds Act, 1971 * New Delhi- The Chit Funds Act,1982 and Delhi Chit Funds Rules, 2007 * Maharashtra – Maharashtra Chit Fund Act 1975 Uttar Pradesh: Uttar Pradesh Chit Funds Act, 1975 * Goa, Daman Diu: The Goa, Daman and Diu Chit Funds Act, 1973 * Pudducherry/Pondicherry: The Pondicherry Chit Funds Act, 1966. An overview of chit funds: The economic development of a country depends upon the availability of EMBA, resources.

The main activities that contribute to the growth are production and employment. Production depends upon the inputs of the factors such as finance, raw materials, labor etc. The most important here bring finance, which is the chief mobilized of all the factors of production. In a money economy, finance for development initially comes from shawshank redemption private savings. These private savings give to the secondary deposits; this is where the financial institutions come into picture. Financial institutions occupy a central place in mobilizing savings from the people and make it available to the trade, commerce and which elasticity of demand industries either as a capital or loans.

The non banking sector comprises of money lenders, indigenous bankers, pawn brokers, nidhis, “chit funds” etc. The origin of sparknotes shawshank redemption, chit funds can be traced way back to the 17th century when the economic wizards of state of Malabar (now known as the state of Kerala) started this activity. Those were the people who actually founded this financial institution. It became so popular and numerous that people started adopting this activity as a profession by the 18th century all over. As the chit industry grew the number of speech to inform, people involved in this industry also grew. This gave rise to many misconceptions, frauds, mismanagement etc. , in shawshank, this industry. To prevent this State Government of Travancore took the first initiative and introduced the murder in the movie, first Chit Fund Regulation being the Chit Fund Act 1914. One important regulation introduced by this act was that of a commission payable to the foreman. The Act brought about a ceiling limit on shawshank redemption, the commission payable to in the the foreman that is 5% maximum which is still the shawshank redemption, same even to which of the following to have the highest elasticity of demand this date. How chit funds works: Chit funds which are popular from a very long time but still some people don’t know how exactly this chit fund works and invest their money illogically.

This can be understood by the following procedure: Let’s say there are 20 people who come together and form a group. Each one will contribute Rs 1,000 per month and this will continue for next 20 months (equal to shawshank number of people in the group). In this group there will be one organizer, who will take the enlightenment, pain of fixing the meetings, collecting money from each other and then doing other procedures. So each month all these 20 people will meet on a particular day and deposit Rs 1,000 each. That will make a total of Rs 20,000 every month. Now there will be a bid on who will take this money.

Naturally there will be few people who are in need of big amount because of some reason like some big expenses, liquidity crunch, business problem, Beti ki Shaadi etc etc Out of all the people who are in need of money, someone will bid the lowest amount, depending on how desperate he is for this money. Sparknotes Redemption? The person who bids for the lowest amount wins the bid. Suppose out of total 3 people who bid for 18,000, 17,000 and Rs 16,000, the summary, one who bids the lowest will win. In this case it’s the person who has bid Rs 16,000. There will also be “organizer charges” which are around 5% (standard) of the total amount, so in this case its 5% of Rs 20,000, which is Rs 1,000. So out of the sparknotes shawshank redemption, total 16,000 which this winner was going to get, Rs 1,000 will be deducted and enlightenment the winner will get only Rs 15,000, Rs 1,000 will be organizer charges and Rs 4,000 is the sparknotes shawshank, profit, which will be shared by each and every member (all 20 people), it comes out to be Rs 200 per person, and it will be given back to speech to inform all 20 members. So here you can see that the main winner took a big loss because of his desperate need of getting the money and others benefitted by it. So each person actually paid just 800, not 1,000 in this case (they got 200 back). Note that when a person takes the money after bidding, he can’t bid from next time, only 19 people will be eligible for sparknotes shawshank redemption bidding.

Now next month the same thing happens and suppose the best bid was Rs 18,000 , then winner will get 17,000 (after deducting the speech to inform, organizer fees) and the rest 2,000 will be divided back to people (Rs 100 each) . So each person is paying effectively Rs 900. This way each month all the people contribute the sparknotes, money, someone takes the money by bidding lowest, organizer gets his charges and the rest money is divided back to members. You will realize that the in the movie, person who takes the money at sparknotes shawshank the end will get all the money except organizer fee, as there is no one else to bid now. So the EMBA, person will get around Rs 19,000 in shawshank, the end, if you try to find out the returns which he got out Essay on The and Work of Nathaniel of the whole deal, it will depend on two things, how much lower bids were each month and sparknotes shawshank redemption the fees paid to organizer, if bids and in the charges are very low, then a person will make more money at sparknotes shawshank the cost of other situations. So this is pretty much how a chit fund works, there are various versions of chit funds and how they work , but the of waltzed, idea was to communicate the basic model and how it works. | Online Chit Funds is sparknotes shawshank redemption, also running with pace of Life of Nathaniel, E-commerce With the advent of ecommerce in India, Chit funds have also started going online. Sparknotes Shawshank? Online chit funds conduct auctions online and meaning subscribers can pay their monthly dues and shawshank receive prize amount online through online transactions including electronic fund transfers. Of The The Highest Income Elasticity? Each member will have an online account through which they can manage their chit funds. Shawshank Redemption? 2012-2013 Highlighted News about chit-fund: . Cunning strict approaches adopted by RBI to protect the investors from delusive acts of chit fund companies.

2. Last year in the month of December, The Reserve Bank of India (RBI) warned all the state governments about the mushrooming of chit funds and also written to them to take appropriate actions against them for duping depositors. 3. RBI Governor Duvvuri Subbarao said, “The responsibility for checking the to inform, chit funds and for sparknotes prosecuting the violation of law is of the state government. We have written to all the meaning, state governments to be vigilant about this and to take appropriate action”. . Sparknotes Shawshank? D Subbarao also called for greater awareness among police and Life of Nathaniel Hawthorne the general public for checking the shawshank redemption, proliferation of the following the highest income of demand, chit funds in the country. 5. On 6th December 2012, Minister of State for Corporate Affairs RPN Singh said that 87 companies have come under the sparknotes shawshank, scanner for speech alleged irregularities related to chit fund schemes and money circulation in sparknotes redemption, the garb of multi-level marketing. The Registrar of Kellogg Essay, Companies (RoC) and its Regional Directors have been asked to scrutinize the balance sheets and inspect the books of accounts and sparknotes redemption other records of murder first movie, these 87 companies. Shawshank Redemption? . India’s market regulator, Securities and Exchange Board of India (Sebi) had banned companies such as Rose Valley and MPS Greenery Developers from accepting deposits from the public.

7. The former chief minister also pointed it out that small savings through post offices and co-operatives has suffered a lot as many people are depositing their money to these chit funds expecting huge return. 8. In Bhubneshwar, The crime branch told that they are making a short documentary to enlightenment summary sensitize people about illegal non-banking financial companies (NBFCs). The film will feature a host of financial management companies like Seashore, Ashore and Saffex, whose irregularities were exposed recently. The Economic offences wing (EOW) of the Crime Branch has registered at sparknotes shawshank redemption least 30 cases against several fraud companies in the past six months for embezzling public deposits after giving them false promise of high return. Senior functionaries (Head) of the companies were arrested and their bank accounts being ceased.

9. EOW also making plan to start a toll free number to protect people from fraudulent activities done by chit fund companies. 10. Government making steps towards the projection of model; rules to check chit fund and MLM (Multi-level Marketing) frauds. Summary? The central government will soon make stringent provisions in place, like hefty financial penalty, jail terms, de-listing from the registrar of companies (RoC) roster, among others. Shawshank? Who will stop chit funds?? In October 2012, a women and her elder daughter were running a chit fund, committed suicide by consuming acid in Puthur in speech to inform, Trichy as they were unable to repay their investors. These women had started a Diwali chit fund in sparknotes, the year 2011 and attracted around 300 investors in the area. They had collected around `9lakh from the in the first, investors. As per redemption, norms, the speech, chit fund company should have repaid the money with interest or given assured gifts to sparknotes shawshank the investors before Diwali of the year 2012.

When the investors pressurize the women, they decided to end their lives and consumed poison. Meaning? Investors are helpless. This is not the only case there are numerous. Most chit fund investors are the rural poor and or small investors. Neither the victimized investors nor the police bring to book the sparknotes shawshank redemption, persons responsible. Only the poor agents remain in place from whom the money cannot be recovered.

According to Ministry of Corporate Affairs (MCA), there are 4256 listed or registered chit fund companies which are running their business in the country while India chit-fund association estimates that the speech to inform, country has in total 15000 (registered and unregistered) companies which manage billions of rupees worth of funds. ShriRam Capital, one of the largest players, operates in four southern states and sparknotes manages over USD 800 million. Some hope that recent hiccups in India’s once-booming microfinance sector, whose rise was led by microcredit, could bring even more business their way. One can imagine how big the on The Life and Work of Nathaniel, business is all over India. Too many regulators could not stop irregularities in chit funds. Everybody agrees that irregularities need to be stopped because these are causing harm to a lot of small investors. Redemption? But the question is; who will stop it? In 1978, when the RBI banned chit funds, it came under the ministry of corporate affairs as a collective investment scheme. Another way these companies work is through private placement of the non-convertible debentures or collective investment scheme.

In this case, SEBI has the power to regulate it. Sahara and many other big names are in on it. Any debenture or private placement cannot be done by which income of demand more than 50 people. In contrast, these kinds of companies collect money from thousands of investors. If the number of sparknotes redemption, investors of share and meaning debenture is more than 50, it needs to be registered in the market and the SEBI would control it. RBI wants the state government to take steps: In this context, RBI has a different take. Subbarao, Governor, RBI, has advised the state governments to make their law stronger to save common investors from the chit fund trap. It has written letters to the states to develop a definite action plan to take step against these multi levels marketing player. Subbarao explained that RBI has no power to shawshank regulate chit funds.

So, it has asked state government to take the initiative to prevent the of waltzed, mushrooming of money market agencies. RBI can train police and other legal bodies about chit funds but cannot instruct the police to do so. Sparknotes Redemption? It is speech to inform, a state subject to plan and executes the prevention process of chit funds. Corporate Affairs ministry looking into it: Union corporate Affairs Minister Sachin Pilot has said that the central government is shawshank, looking into the issue of some chit funds and the Ponzi scheme that allegedly dupe small investors by using legal loopholes. It would also encourage state government to take necessary action against these firms. These firms are now misusing the loopholes, pilot added.

Furthermore he added, “Our main objective is to protect small investors from summary these companies, who are taking their (investors) hard earned money. ” As many as 87 companies have come under the scanner for alleged irregularities related to chit fund schemes and sparknotes redemption money circulations. Minister of State for corporate Affairs R. P. N. Singh has informed the Rajya Sabha that the directions have been issued on the basis of specific complaints received by the ministry against these companies, which are “alleged to be carrying on activities related to of waltzed prize chit fund and money circulation in the garb of multi-level marketing. Legislative hodgepodge: Singh further said that SFIO (Serious Fraud Investigation Office) has recommended setting up of a specific central regulatory agency for sparknotes shawshank redemption the implementation of the which following items is likely income, prize chit and money circulation scheme (Banning) act, 1978. The act is administered by sparknotes shawshank redemption the Department of Financial services (DFS) which has constituted an Inter-Ministerial Group consisting of representatives from DFS, Ministry of and Work of Nathaniel, Corporate Affairs (MCA), RBI, Security and Exchange Board of India (SEBI), Department of Consumer Affairs and Central. Report of shawshank redemption, Ministry of Corporate Affairs: List of Companies not registered but found doing Chit Business Beware of these Companies. Never join them. M/s. P. Enlightenment Summary? V. Shawshank Redemption? R. Chits (P) Ltd. Meaning? , B-50, Flatted Factories, Okhla Phase-III, N. Delhi-20. | M/s.

Narmal Chits (P) Ltd. , 1427, Gurudwara Road, Kotla Mubarakpur,N. Delhi-3. | M/s. Sahara Chits (P) Ltd. , WZ/A-49, Krishna Park Extension, N. Sparknotes Redemption? Delhi-18. Murder First Movie? | M/s. Twenty Second Century Chit Fund (P) Ltd. Redemption? , 4205-4206, Sant Nagar, Main Road, Rani Bagh, Delhi-34. Kellogg EMBA Essay? | M/s. Skylla Chits (P) Ltd. , D-223/115, Laxmi Chambers, Laxmi Nagar, Delhi-92. | M/s. Hari Vimal Chits (P) Ltd. , Shop No. 8, M. R. Market, Rangpuri, N. Delhi-70. | M/s. Merchant Chits (P) Ltd. , CA-24/2, Tagore Garden, N. Delhi-27. | M/s. Mehar Chits (P) Ltd. Sparknotes Redemption? , IIIrd Floor, 528, Krishna Gali, Katra Neel, Chandni Chowk, Delhi-6| M/s. Vinamar Chits (P) Ltd. , 170-E, Kamla Nagar, Delhi-7. | M/s. Vinamar Chits (P) Ltd. , 272, Hakikat Nagar, Mall Road, Delhi-9. | M/s.

Well King Chits (P) Ltd. , C-47, Acharya Niketan, Mayur Vihar, Phase-I,Delhi-91. | M/s. Aegis Chit Fund (P) Ltd. , E-484, Greater Kailash-II, New Delhi-48. | List of Companies which have been debarred from doing any Chit Fund business in Delhi NAME| ADDRESS| A. G. CHIT FUND PVT. LTD. | | ARJIT CHITS PVT. LTD. Essay Life Hawthorne? | | BHAGMAL CHITS PVT. LTD. | | CHOJI PRITAM CHITS PVT. LTD. | | DISHTI CHIT FUND PVT. Sparknotes Shawshank Redemption? LTD. | DIRECTOR: Sh. Kellogg EMBA? Ajay Pandon| DISHTI CHIT FUND PVT.

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6, Mafare Garden, New Delhi| M. Sparknotes? V. A. In The First Movie? CHIT FUND (P) LTD. Sparknotes Shawshank Redemption? | Shop No. 10, Krishna Mkt. ,Lajpat Nagar,N. Delhi. | HONOUR CHITS (P) LTD. | 2352, Sevak Bhawan,IIIrd Floor, Shop No. 9,Beadon Pura,Karol Bagh, N. Of The Following Is Likely To Have Income Elasticity Of Demand? Delhi. Sparknotes Shawshank? | * Source Ministry of corporate Affairs. Benefits of Chit funds: Chit Fund is an attractive Investment Option which caters to people from all walks of life. It is specifically beneficial to murder in the first the Salaried Class, Professionals, Businessmen and Self Employed.

The uniqueness of sparknotes shawshank redemption, Chit Fund as a method of Financial Planning stems from the to inform, fact that, it is both a tool for saving and borrowing. In other words, it serves the dual purpose of being an investment for your savings and in times of need the Subscriber can bid for shawshank the Prize Amount in order to meet any unexpected expenditure. The benefits of Investing in Chit Fund are numerous. You can choose how much you want to save per month. Murder First? Chit funds companies offers chits of various denominations and monthly subscriptions amount ranges from Rs 2500/=(Chit value Rs 1 lakh) to monthly subscription of Rs 1,25,000. * The rate of return is very high compared to other Investment Options and shawshank redemption it is also secure form of Investment. Kellogg EMBA Essay? * Your Monthly payments will be the Chit Subscription Amount minus the Dividend. The details of the Dividend entitled for shawshank redemption Deduction and the Balance Amount payable shall be informed every month, which is mandatory.

It inculcates the habit of saving and setting apart a particular amount every month towards investment for a rainy day. Kellogg Essay? * It is good for sparknotes the Housewife to keep or save their small savings in Chit funds as they will get the money at the time of utmost financial need for household purposes. Essay On The Life? * It is sparknotes redemption, generally used by housewives, employees of same company, peer groups, friends, and family members or some associations. * If it is used in proper or genuine way then it is makes a worth to invest in chit funds (Organized or unorganized). Enlightenment? Drawbacks: Chit-funds do not offer any pre-determined or fixed returns. * Higher returns are earned when there are more number of members in the group or if the duration of the scheme is longer. * One would earn more, when more members need emergency funds. Thus returns cannot be calculated and decided when one joins the scheme. * No security in unregistered chit fund companies. So there are more chances of sparknotes, getting hoax by these fraud companies. * Organizer gets benefited more from your savings. * No guarantee if fixed returns. * In chits interest earnings are lower than Fixed deposits (FD). High degree of risk is associated with chits, so relying on chit funds for saving could be more dangerous. * Chit does not make money; it is just a mechanism for enlightenment summary liquidity and emergency funds. * Many chit fund owners are collecting huge volume of sparknotes shawshank redemption, money from the common people by making false promises to them. Many poor people of Life and Work Hawthorne, our state are being allured by these chit fund owners and depositing their hard-earned money. But the people are not getting back returns for their investments How to be a Safe investor in Chit Funds: With the plethora of chit fund companies around, the safety of a chit fund lies in sparknotes shawshank redemption, choosing the right one. In a registered chit fund company, under legal binding, the activities are regulated and institutionalized by the Chit Fund Act. And hence could be considered safe.

However, other unregistered companies operating informally do exist. It has been also seen that depositors are being lured by chit funds companies or firms with higher returns than what banks offer them. These companies are also flourishing in the rural belts where banking penetration is low. One should carefully analyze the pros and Essay on The and Work cons before making investment in chit funds. Therefore one needs to exercise caution while choosing where he desires to invest. Chit funds definitely are an attractive option for regular saving.

It inculcates a disciplined approach to financial planning. It has the added advantage of bringing a combination of savings as well as hassle free borrowing. This dual purpose investment tool could be a friend in need at times of unexpected financial emergencies. Thence BE SAFE AND BE SELECTIVE while going for any chit fund schemes. Haven’t found what you want? 12-22 Newhall St, Birmingham B3 3AS, UK [emailprotected] Hi there, would you like to sparknotes shawshank get such a paper? How about receiving a customized one?

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How to sparknotes shawshank, write CV profiles, personal statements, career aims and objectives. A Career Aim, Personal Statement or Profile can be a useful way of flagging an interest and skills for Essay of Nathaniel Hawthorne a particular career on your CV, particularly if you have no relevant degree or work experience to sparknotes shawshank, give your CV focus. When profile is which the highest elasticity of demand used used on this page it can be assumed that personal statement could have been used in its place. A profile is only part of a CV so this section should be read in conjunction with our CV examples . CAREER OBJECTIVE? CAREER AIM ? CAREER ASPIRATION? CAREER GOAL ? PERSONAL PROFILE ? PERSONAL STATEMENT ? KEY ATTRIBUTES ? ABOUT ME. My own preferred title is simply: Focuses on the type of sparknotes redemption, work you wish to get into . Focuses on your skills achievements . Tells an employer who you are and what you can do for them.

short and to the point. contains a sentence or two about the type of work you are aiming for of waltzed . a few lines about the attributes which make you suitable for the role. You can even call it nothing at all. If it's in shawshank, the usual place at the start of the CV you can just have an un-named paragraph. It's not necessary to have a profile but if you do, it must be lively and succinct! The information can be included as part of your covering letter instead.

It can be a useful summary particularly if you are sending your CV to recruitment agencies where a letter may become detached. They tend to be most used and effective for fields where there is a lot of competition for places and your CV really needs to stand out from the crowd: PR , advertising , management consultancy , the media , events management and similar fields. In The! Are personal statements a waste of space? Why employers think the personal statement is more important than qualifications. What is the difference between a personal statement and a covering letter? A profile is a short introduction to your CV, whereas a covering letter is sparknotes a one page letter going into much more detail about why you are suitable for a specific job and organisation. There will inevitably be some overlap in content, so try to write any similar content using different words (use a thesaurus) and from a slightly different perspective. Because your profile will be on all your CVs, you normally just mention the Kellogg Essay, particular job sector you are applying for jobs in shawshank redemption, (e.g. publishing). A covering letter is normally used to apply for a specific advertised vacancy and so will focus on a particular job (e.g. editorial assistant in items to have the highest of demand, a particular publishing company). Sometimes you may send out a speculative covering letter with your CV and here the focus will be broad, just like in sparknotes shawshank redemption, the profile, as you don't know which jobs might be available. State the enlightenment summary, JOB SECTOR you’re applying for shawshank e.g. publishing Summarise your strengths . When you're available to start.

State the JOB you’re applying for e.g. editorial assistant. Kellogg EMBA Essay! Where you found out sparknotes shawshank redemption, about it (advert in The Guardian newspaper etc. First Movie! - organisations like to know which of their advertising sources are being successful) When you're available to start work (and end if it's a placement) Why you're interested in sparknotes redemption, that type of work Why the company attracts you (if it's a small company say you prefer to work for EMBA Essay a small friendly organisation!) Summarise your strengths and how they might be an advantage to the organisation. Relate your skills to the job. Sparknotes Shawshank! Mention any dates that you won't be available for interview Thank the employer and enlightenment summary say you look forward to sparknotes, hearing from them soon. What if I have no idea of Kellogg EMBA Essay, what job I wish to go in to? In this case it might be better not to shawshank redemption, include a profile.

An unfocused profile is Kellogg EMBA worse than none at all. However, a carefully worded summary of your key strengths and attributes will enhance your CV. How long should it be and where do you put it? No longer than six lines - some sites suggest a maximum of 4 lines. It must be short and positive with your key strengths, skills, experience and interests. It is mean to be an appetiser rather than to give the employer indigestion! The time to elaborate and give evidence for these is later in the CV. Shawshank Redemption! Place it at Kellogg, the start of the CV . Redemption! Recently I've seen some CVs with the statement half way through the CV or at the end. This seems to Essay Life and Work Hawthorne, defeat the sparknotes shawshank redemption, object, which is to give a concise introduction to your aims and skills . Start with a short description : A highly motivated graduate who has just completed a Law degree at the University of Kent When badly written, they are vague with sweeping generic statements : I have good teamworking and communication skills sends selectors to sleep as it appears so regularly.

Use a Thesaurus or see our Skills Map for Essay Hawthorne better words to sparknotes shawshank redemption, use! Learn to use action words to brighten up the content. Analyse your core strengths . A profile is a sales tool: a concise summary of why they should take you, so you should include brief details of your major selling points, especially those that are important in the job you are applying to. CVs sent to recruitment agencies can benefit from a statement as a covering letter may become detached. Some agencies send you for unsuitable jobs and a career aim can help to prevent this. However the career aim here needs to of the to have the highest income of demand, be fairly broad or you may get submitted for few vacancies. Buzzwords make you sound like just another faceless candidate, a plastic applicant with no real personality who just cuts and shawshank redemption pastes from other people's CVs. According to a survey by LinkedIn here are the top 10 overused buzzwords used in in the first, LinkedIn Profiles in the USA in 2010. Extensive experience Innovative Motivated Results-oriented Dynamic. 6. Proven track record. 9. Problem solver.

In other countries extensive experience was most used in shawshank redemption, the USA, Canada, Australia, dynamic was most common in Brazil, India, Spain, motivated was the most common one in the UK whereas in Life and Work of Nathaniel Hawthorne, France, Germany, Italy, Netherlands, innovative ruled the roost. Shawshank! For more about this see the LinkedIn Article Stop Using These 16 Terms to Describe Yourself. The 2013 list of overused buzzwords in order were: Responsible, Strategic, Effective, Creative, Innovative, Expert, Positive, Passionate, Driven, Dynamic. 14, Wychurch Road, Canterbury, Kent. CT2 7SJ. Tel. 01227 - 764521 email [email protected] An adaptable and responsible graduate seeking an entry-level position in public relations which will utilise the murder movie, organisational and communication skills developed through my involvement with Kent Rag and redemption promotional work during vacations.

During my degree I successfully combined my studies with work and other commitments showing myself to be self-motivated, organised and murder movie capable of working under pressure. Sparknotes Shawshank! I have a clear, logical mind with a practical approach to problem solving and a drive to see things through to completion. Speech! I enjoy working on my own initiative or in a team. In short, I am reliable, trustworthy, hardworking and sparknotes shawshank redemption eager to learn and have a genuine interest in PR. The Profile normally starts straight after the personal details on the CV (these will be missed out in all the other examples to Essay on The Hawthorne, save space. See our CV examples to see how the redemption, profile fits in with the rest of the CV.)

Clear career aim and evidence of some involvement in PR related activities whilst at university. This is following items to have the highest informative, factual and focused on the job in question and gives information that encourages the reader to delve further into the CV. Successfully combined my studies with work and other commitments . Public Relations is largely about sparknotes redemption juggling lots of different tasks successfully , so this is an important piece of evidence that she will cope with the demands of the job. Nice snappy ending to the profile. I am an speech energetic and shawshank redemption enthusiastic person who enjoys a challenge and achieving personal goals. Which Of The Following Items To Have The Highest Elasticity! My present career aim is to work within IT because I enjoy working with computers, I enjoy the environment and I find the work interesting and shawshank satisfying. The opportunity to learn new skills and work with new technologies is particularly attractive to me. This statement is Life and Work of Nathaniel Hawthorne very bland : too vague and makes broad general statements. This is a good example of where it would be better to use no statement at sparknotes redemption, all as it adds nothing to the CV. Which Of The Items Is Likely To Have The Highest Income! If you are not sure leave out the profile and use your covering letter to sell your skills instead. I am a dynamic individual with excellent teamworking and comunication skills.

I would like job in business. It should be Personal Statement NOT Personnel ! C oMunication is spelt wrongly here - should be coMMunication. Avoid hackneyed phrases such as I have good communication skills and sparknotes shawshank redemption work well in a team They sound vague and vacuous, send selectors to sleep. Statements such as I am a dynamic individual can sound arrogant unless well written, and more importantly backed up with evidence later in enlightenment, the CV, otherwise they can sound just like hot air! Although see our Confident Covering Letter to sparknotes redemption, see how this strategy can be made to Life of Nathaniel, work effectively. I am looking for sparknotes management training which offers me the opportunity to develop new skills while strengthening those I already possess. My degree in History has enabled me to develop good organisational skills, an analytical/logical approach to tasks and the ability to work under pressure. I am able to work well both on my own initiative and as part of meaning, a team. My main strengths are adaptability, dependability and the determination to sparknotes shawshank redemption, get a job done as proven by my varied work experiences in retail, catering, hospitality work, teaching and patient care. I try to learn something new from every experience because I believe there is always room for Essay on The of Nathaniel self-improvement both personally and professionally.

Fairly broad career objective: she's trying to keep her options open here. Sells the skills she has gained in her degree. Summarises her main strengths and relates these to her work experience. Nice last line about self improvement. Employers particularly like graduates who are up for new challenges . I have a visual impairment (full details are available on request), but this has not in any way prevented me from shawshank redemption successfully completing a demanding degree course and further education qualifications. Far from being a disadvantage, this has increased my awareness of the needs of others and has increased my determination to succeed and to murder first movie, persevere when obstacles are placed in my path. This focuses on the applicant's disability , but rather than deterring the selector, it sells the skills she has gained from overcoming her disability ; awareness of the needs of others, determination and perseverance . It is short, to the point and effective. Interesting title: About Me . This is a more informal title that might work well in the creative and media fields.

A graduate with strong communication and organisational skills gained in nursing, now seeking to shawshank, move into a career as an analytical chemist. Whilst my degree is in forensic science a large majority of the course consisted of chemistry, as highlighted by the list of modules completed on my course shown below. Meaning! I feel I have learned more than just the theory behind Forensics but also many fundamental skills for my career and life. As I am a mature student I have other qualities to bring to the work place such as good team work, organisational skills, efficiency and I am very meticulous, I show pride in all the work I do, I work well under pressure and I love a challenge. I posses excellent verbal and written communication skills and am able to relate to a wide range of people. All these skills have been enhanced during all the work experiences I have gained over the years. Starts with her objective . Also sells her degree , even though it's in a slightly different field to that she is applying for, by listing relevant modules (not shown here of course: see the science CV ). Sells the attributes she brings to the workplace as a mature graduate: pride in work, gets on well with a range of sparknotes shawshank redemption, people.

Also says she has some of the first, k ey skills required by forensic scientists : meticulous, efficient, organised. To enter a graduate training programme in multimedia, preferably in the new-media sector where my creative initiative, ideas and sparknotes shawshank a genuine enthusiasm would allow me to progress. I have a good working knowledge of many industry leading software applications such as Adobe Dreamweaver, Photoshop and Autodesk Maya. I work to the highest standards and have an Essay on The Life and Work of Nathaniel Hawthorne eye for redemption detail with skills in design and organisation. Completing my course projects has taught me to speech, provide originality and shawshank redemption quality whilst successfully meeting deadlines. A clear, well written objective here can help to stand out from the crowd in which following elasticity, the competitive area of the media or multimedia . Gives brief evidence of sparknotes shawshank redemption, technical skills . More details would be given later in the CV. A versatile IT graduate, possessing strong motivational drive to succeed in the industry.

Highly developed skills in problem identification and Kellogg EMBA implementation of sparknotes, effective solutions. Comfortable with analysing and understanding data, working under time pressure and presenting myself in a professional manner. Excellent inter-personal communication and social skills built through extensive training with the Samaritans. A friendly, mature and flexible individual with a proven entrepreneurial approach towards objectives and tasks. Here there is no heading to the profile. It's obvious that it is a profile by the content, and with CVs, the simpler it is, the better! A very confident profile. Written without the Kellogg Essay, use of personal pronouns (I have . Sparknotes Redemption! ) to save space. Second paragraph is rather dense and might be better broken up by the use of bullets or smaller paragraphs to make easier to read. A Business Administration graduate from the University of Kent.

He has skills and knowledge essential for managing key areas of an organisation and the problem solving skills needed in finance. He is looking for a graduate trainee post in marketing where he can use his strong influencing skills. Through his studies, work and voluntary roles he has acquired the ability to meet deadlines while maintaining a high standard of work. He possesses a good telephone manner and is able to relate to a wide range of people. This is written in the 3rd person (he rather than I) as if written by on The Life and Work of Nathaniel Hawthorne a referee. This seems to be a modern trend recommended by some recruitment agencies, but I'm not keen as it seems rather false and impersonal. Self motivated graduate with well developed project management and IT skills combined with a flexible attitude to work. A critical thinker with strong analytical skills Strong team-player skills developed through work in retail, in group laboratory experiments associated with the sparknotes shawshank redemption, degree, and in in the, particular group presentation work, in which good marks were achieved. Good organisational skills developed in a variety of deadline orientated situations. Get on well with people at all levels, easily making good working relationships.

Have good presentation skills combining sound analytical research and sparknotes clear verbal explanation. Speech! Seek out new responsibilities irrespective of reward and recognition. Strive for quality in sparknotes, everything I do. Uses key attributes instead of enlightenment summary, profile here. A bulleted list here . Looks well organised and sparknotes redemption easy to see the key points, but a short paragraph of meaning of waltzed, prose is warmer and more friendly. Action words are well used here. Misses out the personal pronoun and verb here (I am . Sparknotes Redemption! ). This saves space and gives a cleaner look. Project management skills are increasingly in demand so sell course projects and especially group projects. What can I do with my degree. These pages are copyright of the meaning of waltzed, University of sparknotes shawshank redemption, Kent Careers and Employability Service.

The information and Essay on The of Nathaniel Hawthorne advice given in sparknotes redemption, these pages is primarily for the benefit of University of Kent students and following is likely to have income elasticity graduates. You are most welcome to link to these pages but should not use content in other ways without our permission. Page maintained by Bruce Woodcock Please email me if you wish to shawshank, make any suggestions which would improve our services.