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Get Ready, Supreme Court Fans. Ossuary Essay! Brush Up on Your Chevron Doctrine. He sees an the sound elephant in Ossuary, the room. Opening Times! Photographer: Drew Angerer/Getty Images. Confirmation hearings for Judge Neil Gorsuch are likely to feature a somewhat offbeat topic: administrative law, and The Kelsey particularly a key issue known as the parable of sadhu #x201C;Chevron doctrine.#x201D; Central to The Kelsey Ossuary Essay, environmental law and sparknotes finn chapter 1 all other forms of The Kelsey Ossuary Essay, federal regulation, the doctrine, adopted by strengths the U.S. The Kelsey Essay! Supreme Court in why did prohibition, 1984 in The Kelsey Ossuary, a case involving the of sadhu Chevron oil company, says the courts should defer to agencies#x2019; interpretations of ambiguous laws. The Kelsey Ossuary Essay! Dry as it may sound, the parable of sadhu principle is in fact the subject of The Kelsey Ossuary Essay, heated debate among scholars -- and micro direct opening last year, Gorsuch weighed in The Kelsey Ossuary, with a lengthy opinion proposing to abandon the of observations prevailing approach, thus strengthening the judiciary and weakening the agencies.

Democratic senators are likely to question him intensively about Essay his views, which for the first time may make Chevron doctrine into branagh hamlet, a household word -- and a partisan flashpoint. The origins of the Ossuary Essay doctrine aren#x2019;t especially political. The original opinion was written by Justice John Paul Stevens, then still a moderate Republican in the mode of branagh hamlet, Gerald Ford, who appointed him. (Stevens later became a liberal, one of the most outspoken on the Rehnquist court.) Stevens#x2019;s basic reasoning was that when Congress passed a law that did not have a clear meaning, the agency charged with applying the law should have the first crack at Ossuary interpreting it. This made sense against the background of the parable now somewhat-old-fashioned idea that agencies are politically neutral experts whom Congress trusts to make wise decisions. Given the agency#x2019;s expertise in the subject matter, Stevens reasoned, the Essay agency should have the authority to the sound and the characters, choose among potentially conflicting policy choices. The Kelsey! Provided the parable of sadhu agency#x2019;s interpretation was reasonable, the The Kelsey Ossuary court should defer to it. The court#x2019;s job was then twofold. First, in the sound and the fury characters, what came to Ossuary Essay, be called step one of the parable Chevron doctrine, the Ossuary court must determine if the law was in fact ambiguous. If it was, then at step two, the court was supposed to decide if the agency interpretation was reasonable. Right away you can see that the idea of love in macbeth, deference to the executive branch in interpreting the law was at odds with the traditional idea, going back to the landmark case of Marbury v. Madison, that it is Ossuary #x201C;emphatically the province and duty of the love in macbeth judiciary to The Kelsey Ossuary, say what the law is.#x201D; By deferring to parable, the agency, the courts were choosing not to interpret the Ossuary law for huckleberry, themselves. Ossuary Essay! A judge applying Chevron might believe that the love in macbeth agency#x2019;s interpretation is The Kelsey Essay wrong -- but if it is nonetheless reasonable, the judge is supposed to decide the case according to carvers, the agency, not his own interpretive judgment.

Justice Antonin Scalia, whose academic expertise was administrative law, embraced the Chevron principle. In a speech he gave at Duke Law School in 1989 -- famous partly for his opening admonition that #x201C;administrative law is Essay not for parable of sadhu, sissies#x201D; -- Scalia squarely took on the criticism that judges should have the last word on the meaning of law. He answered that the basis for deference didn#x2019;t lie in the agency#x2019;s expertise, but in Ossuary Essay, Congress#x2019;s presumed intent -- the of sadhu intent to give authority to the agency. With characteristic candor, Scalia granted that in reality, Congress usually hadn#x2019;t given any thought to the issue that created the The Kelsey Ossuary ambiguity. That, he thought was all the more reason to parable of sadhu, accept the The Kelsey presumption that Congress wanted the agencies to and weaknesses, work out future ambiguities. 1. Liberals and conservatives alike have deployed Chevron over Ossuary, the years.

It favored the interests of deregulating agencies from the Reagan era through the Clinton and both Bush administrations. But during the Obama presidency, conservatives began to sparknotes finn, question Chevron deference, which seemed to them to give too much authority to regulatory agencies to adopt policies that go beyond what Congress authorized. In that spirit is Gorsuch#x2019;s remarkable, 22-page concurrence (to his own 14-page opinion!) in a case before the Essay 10th Circuit Court of Appeals last year called Gutierrez-Brizuela v. The Stone Carvers! Lynch. Noted at the time by scholars, the The Kelsey Essay opinion was highly unusual for direct times, an appeals court judge, who lacks the power to overturn Supreme Court precedent. Ossuary! Gorsuch opened by love in macbeth announcing that #x201C;There#x2019;s an The Kelsey elephant in the room with us today.#x201D; The elephant was Chevron, 2 #xA0;which he said permits #x201C;executive bureaucracies to direct, swallow huge amounts of Ossuary, core judicial and legislative power and concentrate federal power in opening times, a way that seems more than a little difficult to square with the The Kelsey Ossuary Essay Constitution of the framers#x2019; design.#x201D; And Gorsuch left little doubt about his preferred solution: #x201C;face the micro opening behemoth#x201D; -- and shoot it. The rest of the The Kelsey Ossuary Essay opinion is a skillful attack not just on deference, but on carvers, aspects of the administrative apparatus itself -- all grounded in the separation of powers, a principle arguably violated by administrative agencies. Gorsuch didn#x2019;t call for the rollback of the administrative state, exactly. But he noted cleverly that because the Framers never dreamt of what#x2019;s been called the headless fourth branch of government, we should be less inclined to defer to The Kelsey Ossuary, its decisions and huckleberry chapter 1 actions, not more so. Senate Democrats, fearing a conservative judiciary that strikes down progressive agency action, will likely attack Gorsuch for this opinion.

But the truth is that Chevron deference isn#x2019;t inherently liberal or conservative. The real issue at The Kelsey Ossuary Essay stake is whether the judiciary should have the last word on the meaning of the law. And Weaknesses Of Observations! And here Gorsuch is right: The judiciary, not the executive, should ultimately say what the law is. As the The Kelsey Ossuary Trump administration is branagh hamlet already reminding liberals, the judiciary is the last bastion of law against executive overreach. The courts shouldn#x2019;t have to The Kelsey Ossuary Essay, defer to Trump administration regulations that offer interpretations of federal law that are reasonable yet wrong. Gorsuch is branagh hamlet deeply conservative. But his Chevron opinion isn#x2019;t. It#x2019;s a ringing defense of judicial responsibility -- something liberals should care about very much. This column does not necessarily reflect the The Kelsey opinion of the editorial board or Bloomberg LP and its owners. Scalia#x2019;s argument from and the fury characters, presumed congressional intent isn#x2019;t deeply convincing.

And indeed my colleague Adrian Vermeule, an administrative law scholar who clerked for Scalia, has recently argued that it was the judiciary itself, not Congress, that #x201C;voluntarily relegated itself to The Kelsey Ossuary, the margins of power#x201D; through deference. And Weaknesses Of Observations! But this is a deep topic for another day. Gorsuch was also repelled by The Kelsey Ossuary a 2005 Supreme Court case called National Cable Telecommunications Association v. And Weaknesses! Brand X Internet Services., which followed the The Kelsey logic of love in macbeth, Chevron and The Kelsey Ossuary Essay held that a court should defer to a reasonable agency interpretation of an ambiguous statute even if the occur court has already itself interpreted the statute differently. Even the pro-Chevron Scalia dissented.

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Time Management Tips for the SAT with the Optional Essay. If you plan to sign up for the SAT, you probably know that the Essay section of the test is Essay optional. Though you may not be excited about taking the extra time on test day to complete the Essay section, it may be a good idea. Some colleges will ask for branagh hamlet, an SAT Essay score, so it’s smart to check the admissions requirements of the colleges you’re interested in before you make this decision. Some students write the SAT essay so they have the score in case it’s needed for a last-minute addition to their college list. If you decide to take the SAT Essay section, there are a few tips to keep in mind so you can submit the The Kelsey Ossuary Essay, most impressive sample of micro direct opening your writing, especially considering that like every other section of the test, the Essay section is timed.

Even if you apply to take the SAT with extended time due to a disability, you’ll need to Essay complete your essay within a limited amount of time, so it’s important that you manage your time wisely. Create a Writing Schedule for sparknotes huckleberry finn 1, Test Day. The SAT with essay time included lasts for The Kelsey, a total of branagh hamlet three hours and 50 minutes. You are given exactly 50 minutes to write your essay. Fifty minutes may not seem like enough time to write an Ossuary essay, but it is if you adhere to a writing schedule. This writing schedule doesn’t have to be on paper; you can make a mental schedule. Chapter 1! You should dedicate five to ten minutes to reading the prompt and making an outline for your essay on scrap paper. Next, spend about 30 to 35 minutes writing your essay. This leaves you with approximately five to ten minutes for Ossuary, proofreading your work. After the timed Essay section begins, look at the clock or your watch to huckleberry finn remind yourself that you should be finished making your outline within ten minutes of that time. Before you start to The Kelsey write your essay, glance at your watch and remind yourself that you should be finishing up approximately 35 minutes from love in macbeth, that point.

A mental writing schedule can keep you from Essay, running short on time and opening times rushing to finish. Ossuary Essay! This is a useful strategy if you’re taking the SAT with extended time, too; you’ll just need to modify this schedule based on whether you’re receiving time and a half or double time to complete the Essay section. Use Your Outline to Refocus. There are lots of strengths and weaknesses reasons why it’s smart to take the time to make an The Kelsey Ossuary Essay outline before starting your essay. One of the best reasons to branagh hamlet make an outline is that you can use it to refocus yourself if your mind wanders during the writing process. Looking at the organized ideas and details included in your outline can get your mind back on the right track. Also, your outline helps you to avoid forgetting any important points that can be the Essay, difference between a high-scoring essay and branagh hamlet one that doesn’t represent your true talents. Follow the The Kelsey Ossuary, Basic Essay Format. When you opt to take the SAT with writing time, you may wonder how to set up your essay. It’s best to use the basic essay format : You’re no doubt already familiar with the format, and it’s a good template for an essay that asks you to evaluate an author’s argument.

The Importance of Writing Practice Essays. The most effective way to remember these tips while completing the SAT Essay section is to practice them ahead of time. Sparknotes Huckleberry Chapter! When starting your practice essay, check your watch to get an idea of how quickly you must work to read the prompt and finish an The Kelsey Ossuary Essay outline in ten minutes or less. After practicing a few times, you’ll develop a rhythm for your essay-writing that allows you to adhere to your schedule and finish without hurrying. Occur! The time you spend practicing also gives you a chance to become familiar with the topics found in SAT prompts so when you take the SAT with writing time, you aren’t venturing into unfamiliar waters. At Veritas Prep, we are here to help students like you get the highest possible score on the Essay section of the SAT. We understand how to The Kelsey Ossuary Essay approach the Essay along with every other section, and our instructors can help you meet or exceed your goals for why did, taking the SAT with essay time.

We’ll evaluate your practice essay and provide you with tips on how you can achieve a high score in each of the three areas evaluated by SAT graders. We want you to score 8’s across the Ossuary Essay, board on your SAT essay! Contact us today to get the strategies, guidance, and 1 support you need to master the SAT Essay section. What to Expect from Possible ACT Essay Prompts. Today, many students choose to write the optional ACT essay. The Kelsey! Some write it because a Writing section score is required by the colleges they are applying to. Others write it because they excel in essay-writing and want to of observations showcase their skills to college admissions officials. If you plan to write the essay, you’ll want to become familiar with the types of writing prompts given on this exam. The Different Types of ACT Essay Prompts. Each essay prompt on the ACT concerns a complex issue.

For instance, one sample prompt released by the ACT concerns individual freedom and public health. Other writing prompts may deal with technology, the The Kelsey Ossuary Essay, media, education, the arts, and other issues. Even if you don’t have a great deal of knowledge about the prohibition, topic in the essay prompt, you can still write an essay that is organized, logical, and convincing. In fact, all of the information you need to The Kelsey Ossuary Essay complete the writing task is given to you in the prompt. After reading the essay prompt, you’re given three perspectives on the issue. Your task is to develop your own perspective, then use evidence and examples to support it. Furthermore, you’re asked to sparknotes huckleberry chapter 1 analyze how your perspective is The Kelsey Ossuary Essay similar to and weaknesses or different from at least one of the given perspectives. Think about the possible counterarguments to your perspective and address them. The individuals who grade your essay won’t be looking at whether you agreed or disagreed with the given perspectives: In fact, that part is irrelevant. Instead, they’ll be evaluating your essay based on its organization, use of supporting evidence, idea development, and language use.

College admissions officials want to see a sample of your writing to find out if you can express your ideas in a coherent way. Many colleges will look at your ACT English, Reading, and Ossuary Essay Writing scores to micro direct times get a full picture of your ability to interpret and communicate ideas. The best way to The Kelsey prep for the essay on the ACT is to practice your writing skills. This includes working on organizing your ideas in the form of an outline before beginning your essay. Also, reading online newspaper and love in macbeth magazine articles gives you practice developing perspectives on current issues. You have only 40 minutes to write the The Kelsey Ossuary, ACT essay, so it’s a good idea to time your practice essays so you can establish a writing speed that doesn’t make you feel rushed. The professional ACT instructors at Veritas Prep have been where you are right now: They’ve prepared for and taken the ACT, including the essay. More importantly, each of our instructors earned a score on the ACT landing them in sparknotes huckleberry 1, the 99th percentile. So when you sign up with Veritas Prep, you’ll be studying with tutors who have excellent teaching skills and impressive experience with the Ossuary Essay, test. Tips for Writing the Essay.

The ACT essay is given on paper, so you’ll have space to jot down an outline and organize your thoughts. You’ll probably want to micro direct opening start writing your essay right away, but creating an outline is an The Kelsey effective strategy if you want to end up with a high score. Take the time to think about your perspective on the issue and make sure you have plenty of evidence to branagh hamlet support it. Try to leave yourself with a few minutes at the end of the writing test so you can proofread and make small changes if necessary. The instructors at Veritas Prep have the Essay, skills and knowledge to prepare you for the Writing section on the ACT along with the rest of the exam. Prohibition Occur! We are familiar with the The Kelsey Ossuary Essay, different types of ACT essay prompts and can guide you on the best approaches to them. Love In Macbeth! Our strategies can help you to create an essay that fulfills all of the requirements necessary to achieve the highest score possible. We offer online courses that are convenient for high school students on the go, and we also have in-person ACT prep courses if you prefer that type of learning environment. Look at our FAQ page to find more information about our tutoring services, or give us a call or email to let us know how we can help you conquer the ACT essay!

The Pros and Cons of Essay Skipping the ACT Essay-Writing Section. As you read about the different sections on the ACT, you’ll notice that the essay (or Writing section) is optional. So should you do the ACT Writing section or opt out of sparknotes finn chapter 1 it? The best way to answer this question is to check out both the pros and cons of signing up for the ACT without the Ossuary Essay, essay: One of the advantages of signing up for the ACT without the branagh hamlet, essay is you can reduce the amount of time you spend preparing for the exam. The Kelsey! Preparation for the stone, the ACT Writing section means learning the scoring rubric to find out the elements necessary to achieve a high score. Also, you must spend time practicing your essay-writing skills to The Kelsey Essay ensure that you’re ready to create an micro opening impressive essay. Skipping the ACT essay means you have more study time to dedicate to the other sections on the test. Plus, taking the ACT without writing time means your total testing period is shortened by 40 minutes. The official website for the ACT displays one fee for taking the test with the Ossuary Essay, Writing section and another for taking the sparknotes huckleberry, ACT without the essay, so if you decide to skip the Essay, essay, you can save a little money on your testing fees. This can be important, especially if you have a tight budget for standardized tests taken in your junior and senior year in high school.

Sticking With Your Strengths. Perhaps essay-writing is not one of your strengths – when you take the ACT without the Writing section, time can be spent studying for the other sections of the love in macbeth, test. You can focus on the Math, Reading, Science, and English sections to achieve scores that will impress college admissions officials. However, if you want to improve your essay-writing skills, our capable instructors can help you to achieve that goal. We can teach you strategies for how to Ossuary set up a logical, well-organized essay and provide you with guided practice to help make your essay the best it can be. One of the cons of taking the ACT without the essay is micro opening times that you may want to apply to colleges that list a score for the Writing section as an admissions requirement. In order to apply to those colleges, you would have to go back and take the entire test again to get an essay score. Checking to see if the ACT essay is a requirement for the colleges you plan to apply to is a wise idea. But keep in mind that you may want to add a college to your list later or even transfer to The Kelsey Ossuary Essay another school that requires an ACT essay score.

Skipping the Opportunity to Make an Impression. Another con of skipping the essay section on the ACT is that you’ll miss out on an opportunity to show off your writing skills. Earning a high score on the essay is sure to capture the attention of college admissions officials. If writing is one of your strengths, why not take the time to highlight that talent to colleges? Missing Out on an Intro to College-Level Work. If you skip the ACT essay, you miss out on the chance to become familiar with college-level work.

The task of writing this essay is similar to what you’ll be doing in your English classes as a college freshman. You’ll be writing a lot of papers for classes once you start working toward a degree, so why not give yourself the huckleberry chapter 1, opportunity to dip your toe into the type of academic work you’ll be doing as a college student? Whether you decide to take the ACT with or without the essay, we are here to help you prep for the test. You may want to The Kelsey Essay start by trying a free ACT trial class taught by one of our professional, 99th percentile instructors. This will give you an idea of all that we have to offer you at Veritas Prep. Sign up for branagh hamlet, our test prep services and you have the choice of online tutoring, in-person courses, or On Demand instruction. The Kelsey Essay! At Veritas Prep, we make it easy for you to learn what you need to know to ace the ACT! Applying to Business School with a Gap in Employment on Your Resume. One of the biggest red flags Admissions Committees encounter during the business school application process is an employment gap on branagh hamlet, an applicant’s resume. This is unfortunate because for those afflicted, this is often an area that is usually out of the applicant’s control.

Most people are not looking to have an employment gap on their resume, and such periods of joblessness are usually the result of a series of unfortunate events. This problem was much bigger during the The Kelsey Essay, global economic crisis a few years back, but the huckleberry 1, effects of this event still remain on Ossuary Essay, many resumes. If you have a work gap on your resume, know that it is not the end of the world and that you are not alone on this front – how you mitigate this blip on sparknotes chapter, your resume will be more important to MBA programs than the gap itself – however, don’t completely ignore this issue altogether. Do not treat a gap in employment as something that will not be a concern for the Admissions Committee. At the very least, if it is a material employment gap, this issue should be addressed in the optional essay. As with most topics you discuss in The Kelsey, your optional essay, your explanation and clarification of the huckleberry 1, employment gap should be concise and to the point. Admissions Committees are not looking for The Kelsey Essay, a long-winded string of excuses here – be direct, take ownership of the why did prohibition, incident, and identify lessons you learned from it, if appropriate. Another way to confront an employment gap is through one of the more traditional MBA application essays. If the The Kelsey Essay, reason behind the gap or the results of the carvers, gap have had a profound impact on The Kelsey Ossuary Essay, your life or career (and it makes sense given the essay prompt), it may be appropriate to take a deeper dive into love in macbeth your situation. A full-blown response like this requires a more nuanced degree of thoughtfulness, so it will be key to do some self-reflection and really identify the underpinnings of your employment gap. The business school interview represents another area where your employment gap can be addressed by a member of the Admissions Committee.

This is Ossuary probably the most direct way your employment gap will be explored. Keep your explanation simple and avoid making excuses or blaming others. A major mistake many in this position make is disparaging an why did old employer or an ex-boss. This may actually come across as unprofessional and Essay it generally leaves a bad impression on the interviewer. Do not let a past employment gap set the tone for your future success at business school. Love In Macbeth! Be prepared to address your history, and take ownership of it in a way that positions yourself for success in The Kelsey, the MBA application process. Applying to business school? Call us at 1-800-925-7737 and speak with an MBA admissions expert today, or take our free MBA Admissions Profile Evaluation for love in macbeth, personalized advice for your unique application situation! As always, be sure to find us on Ossuary Essay, Facebook , YouTube , Google+ and sparknotes finn Twitter . Dozie A. is a Veritas Prep Head Consultant for the Kellogg School of Management at Northwestern University. His specialties include consulting, marketing, and low GPA/GMAT applicants. You can read more articles by him here . Common Traits of SAT Writing Prompts and How to Best Prepare.

On the optional SAT Essay section, you have 50 minutes to analyze the argument an author puts forth in a passage. The content of the given passage remains a secret until you see it on test day, but you do have an opportunity to learn about SAT Essay prompts as you prep for the test. Studying the Ossuary Essay, elements of SAT writing prompts can help you lay the groundwork for a stellar essay. Elements of the branagh hamlet, SAT Essay Prompt. All of the optional SAT Essay prompts adhere to the same basic template. First, the Ossuary, prompt instructs you to consider how the strengths and weaknesses of observations, author of the The Kelsey Ossuary, passage uses evidence (examples or facts) to support their claims. Secondly, you’re asked to consider the author’s idea development as well as how they connect their claims with evidence.

Third, you must consider the direct opening times, author’s use of The Kelsey elements such as their word choice to enhance their ideas. Though these are the basic elements of all SAT writing prompts, the passages vary from one exam to the next. What to Expect in the Passage Given for the SAT Essay. The practice Essay prompts that are available reveal some of what to micro expect on The Kelsey, the actual test. For example, one practice prompt may ask you to analyze a portion of a speech made by Martin Luther King Jr. on the injustice of the Vietnam War. Another may be a prompt connected to a passage from a book written by President Jimmy Carter, asking you to analyze his argument against the industrial development of the sparknotes, Arctic National Wildlife Refuge. Other passages available for students to use to practice their writing skills before taking the SAT are pieces written by contemporary authors such as Paul Bogard and Eliana Dockterman. But keep in mind that when responding to The Kelsey Ossuary Essay every SAT Essay prompt, the content of the passage is not as important as the quality of the author’s argument. Preparing to Write Your Essay.

The best way to strengths and weaknesses of observations prepare for the new SAT Essay is to practice writing essays with sample SAT writing prompts in mind. Also, get into the habit of jotting down notes as you read the passage. These notes can help you to include evidence that supports your analysis of the author’s argument. Creating an outline before writing your practice essay is another effective way to prepare for this task. The typical outline features four parts: an The Kelsey introductory paragraph that includes your thesis sentence, a paragraph offering specific examples that support your thesis, a third paragraph covering details of sparknotes 1 how these examples support your thesis, and a concluding paragraph restating your thesis.

Dedicating several minutes to creating an outline for your essay is Ossuary worth your effort. If you happen to branagh hamlet lose your train of thought while writing the actual essay, you can look at your outline to Essay get back on track. The Ingredients in a High-Scoring SAT Essay. In addition to studying the prohibition, available SAT Essay prompts, it’s a smart idea to read several essays that received high scores. The new SAT Essay rubric reveals the specific features an essay must have in order to The Kelsey Essay earn a high score. Write your essay using a practice prompt, then evaluate your piece using the rubric to get an idea of how you would have scored.

By doing this, you can determine what needs to be put into and left out of your essay in branagh hamlet, order to earn a high score. Want to practice with the best? The SAT instructors at Veritas Prep are experts at crafting high-scoring essays. We hire tutors who scored in the 99th percentile on the SAT, so you’ll have access to teachers who know tips and The Kelsey Essay tricks to simplify the essay-writing process. We’ll critique your practice essays and provide you with strategies for crafting a solid analysis of the occur, passage. We also offer free tutorials to give you an idea of how we can help you prepare for the SAT Essay section as well as all other parts of the test. And when you sign up with Veritas Prep, you can take advantage of Ossuary either online or in-person courses for your convenience. Give us a call and let our instructors give you the advantage on the new SAT Essay section!

Why Are Some Schools No Longer Requiring Students to Complete the the stone, Optional SAT and ACT Essays? Today’s high school student has the choice of either writing or skipping the The Kelsey Essay, essay on both the ACT and the SAT. Why Did! Though many colleges don’t require students to submit an essay score , there are some that still do. This leaves many students wondering whether they should write the optional essay for the ACT and/or the SAT. Essay! It’s a good idea for opening times, students to find out The Kelsey if a college they are interested in requires an essay score for either of branagh hamlet these two tests.

This brings up the question: Why do some colleges require SAT and/or ACT essay scores while others don’t? Take a look at the reasons why many colleges consider the SAT and ACT essays optional for Ossuary, all of their applicants: Focusing on Other Scores. Some school officials feel that the scores on other sections of the ACT and SAT serve to adequately represent a student’s suitability for college. For instance, a college may focus on why did, a student’s scores in the Reading and Writing and Language sections of the SAT – the Writing and Language section tests skills such as command of evidence, the proper use of words in context, and expression of ideas. Though a student isn’t actually writing in Ossuary, these sections, their answers can indicate an direct times understanding of these skills. Furthermore, college admissions officials can look at the subscores for these sections to get an idea of a student’s specific skills. Other college officials get a clear picture of a student’s skills by looking at Ossuary, their scores on the Reading and English sections of the ACT. Love In Macbeth! With all of these other scores at their fingertips, many college officials don’t see the need for an essay score on standardized tests. Many colleges consider the SAT and ACT essays optional because they prefer to Ossuary focus on huckleberry finn chapter, a student’s admissions essay.

There are some colleges that prefer to set the topic for the essay instead of leaving it to the discretion of the SAT or ACT. Ossuary! They like to have control over what their applicants are writing about as well as the number of words they use. Furthermore, they want to give their applicants as much time as they need to craft their essays before turning them in with their applications. Consequently, students don’t have the added stress of finishing an essay within an allotted amount of micro times time. School officials feel they can get a good indication of a student’s knowledge of vocabulary, sentence structure, creativity, and ability to express ideas by evaluating the person’s admissions essay. They don’t see the need to factor a second essay into their decision. High School Literature and The Kelsey Essay English Classes.

Other school officials believe that looking at sparknotes huckleberry finn chapter 1, a high school student’s grades in English and Literature gives them enough information to determine whether the applicant would be a good fit at The Kelsey Essay, the college. They can see whether a student has taken on the challenge of increasingly difficult courses over their high school career. In addition, if a student has taken honors English classes throughout high school, that is a definite sign of branagh hamlet someone with excellent reading and writing abilities. These colleges feel that they get a better indication of a student’s skills by looking at their coursework over a long period of time. Awards, Honors, and The Kelsey Essay Recognition for and weaknesses, Writing. Often, colleges that don’t require students to do the essay on the ACT or the SAT look at whether a student earned any writing awards or honors during high school. For instance, one student’s application may note that they were recognized by a literary magazine for a poem they wrote. Another student may have received recognition from their school for an editorial they wrote for the local newspaper. Prizes and honors for writing endeavors can help convince college officials of a student’s writing abilities.

At Veritas Prep, our professional instructors show students how to sharpen their essay-writing skills as well as prep for The Kelsey, every other portion of the SAT and the ACT . Love In Macbeth! We hire instructors who scored in the 99th percentile on both tests because we want our students to learn from the very best teachers! Our students have access to test-taking strategies that can simplify every question on both the Essay, ACT and branagh hamlet the SAT. Contact Veritas Prep today and tell us how we can help you get into The Kelsey Essay the college of your dreams. Early Thoughts on UNC Kenan-Flagler’s 2016-2017 Application Essay Question. Application season at the University of North Carolina’s Kenan-Flagler Business School is branagh hamlet officially underway with the release of the Ossuary Essay, school’s 2016-2017 application essay questions.

Let’s discuss from strengths, a high level some early thoughts on how best to The Kelsey Ossuary Essay approach this year’s essay prompts: Essay 1 : Please describe your short and long term goals post-MBA. Explain how your professional experience has shaped these goals; why this career option appeals to branagh hamlet you; and how you arrived at the decision that now is the time and the MBA is the appropriate degree? (500 words) This is a very involved career goals essay, so you’ll want to make sure you compartmentalize each component of the prompt to ensure you are properly answering the question. 500 words is generally seen as a lengthy word count among the essays of other top business schools this year, but with all of the components in The Kelsey Ossuary, this essay, it is chapter critical to stay concise with your response and move things along. Addressing your response to this prompt via a relevant story that captures your passion for your desired career path is a great way to stand out The Kelsey Ossuary while still informing the why did prohibition, Admissions Committee of your post-MBA goals. What personal qualities or life experiences distinguish you from other applicants?

How do these qualities or experiences equip you to contribute to The Kelsey Essay UNC Kenan-Flagler? (300 words) These questions can be difficult for many candidates to answer, but for branagh hamlet, an MBA application, candidates must be unafraid to highlight what makes them truly unique. Ossuary Essay! Remember, unless you say it, the Admissions Committee will never know, so don’t be bashful here. Focus on the “distinguish” aspect of the prompt to highlight not only what makes you unique, but also what you could potentially bring to why did campus. Try to avoid basic responses here – dig deep to think through your personal and professional strengths and connect them to Essay UNC student life and what you could contribute to the Kenan-Flagler community. If your standardized test scores are low, or if you have not had coursework in core business subjects (calculus, microeconomics, statistics, financial accounting), please tell us how you plan to prepare yourself for times, the quantitative rigor of the Essay, MBA curriculum (300 words) Only answer this question if you realistically fall into this bucket. If your GMAT score is materially lower than the average score listed for Kenan-Flagler students, then the school would probably define you as a “low test score” recipient. If you have worked in carvers, an analytical function or plan to take pre-MBA coursework, this essay would be a good opportunity to highlight these aspects of your profile to address the potential red flag of your score. Is there any other information you would like to share that is not presented elsewhere in the application? (300 words) This is a more traditional optional essay, so only use it if it feels absolutely necessary (given that the school already has a few outlets to Essay address typical optional essay topics).

This essay tends to be a good area to show an aspect of your personality, passion, perspective or professional career that has not been discussed otherwise in strengths, your application. Just a few thoughts on the new batch of essays from Kenan-Flagler that should help you get started for this admissions season. Applying to UNC or other business schools? Call us at 1-800-925-7737 and speak with an MBA admissions expert today, or take our free MBA Admissions Profile Evaluation for Essay, personalized advice for your unique application situation! As always, be sure to find us on Facebook , YouTube , Google+ and Twitter . Dozie A. is why did occur a Veritas Prep Head Consultant for the Kellogg School of Management at Northwestern University. His specialties include consulting, marketing, and The Kelsey Ossuary Essay low GPA/GMAT applicants. You can read more articles by him here . GMAT® is branagh hamlet a registered trademark of the Graduate Management Admission Council™. The Graduate Management Admission Council™ does not endorse, nor is it affiliated in Ossuary, any way with the owner or any content of this web site. Myers-Briggs® and the Myers-Briggs logo are trademarks or registered trademarks of the carvers, Myers Briggs Foundation, Inc., in the United States and The Kelsey Essay other countries. All contents copyright 2001-2017 Veritas, LLC.

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Free Downloadable Resume Templates. Free resume templates designed selected by RG professionals. Essay. Simply choose your favorite and get started. Just scroll down and find a Microsoft Word template that suits your work experience and sense of design. Don’t worry – using a template is perfectly acceptable. If you don’t feel like designing your own resume, you can instead jump to our free and branagh hamlet, easy to The Kelsey Essay, use online resume builder. Save time and effort – it does all of the writing and formatting for you.

Click the button below and get started! Resume Template Library 1: Resume Genius' Original Designs - Expert's Choice. The above basic resume library was designed by the stone carvers, our resident resume experts and have been battle tested by job seekers. As this set performed the best, we included them in The Kelsey Ossuary our resume builder software– and now we are offering them to sparknotes huckleberry 1, you for free to Essay, download in Microsoft Word format. Each professional template comes in five colors. Explore these templates, download them, personalize them, and start getting more interviews. Resume Template Library 2: Advanced Layouts. Professional Brick Red. Timeless Dark Blue. Elegant 2.0 Dark Blue. Modern Brick Red.

Due to the popularity of our professional Microsoft Word templates, we decided to spend more time adding to our database after hearing from customers about strengths and weaknesses, what they’d like to see. The Kelsey. For these new designs, we’ve created five NEW layouts and updated three of our most popular selections from our resume builder software. Each resume has its own unique aesthetic — but don’t let that fool you. Each resume is thoroughly tested for clarity and readability, meaning that you could use ANY of these resumes and land more interviews. The Stone. So have fun, and pick one that suits your sense of design. But remember — the way you format your resume is extremely important depending on how much experience you have, or if you have any job gaps.

So be sure to modify downloaded files to you get to match your experience accordingly. Template Library 3: Professional Profile Layouts. Washington Brick Red. Murray Dark Blue. Trump Brick Red. Introducing our newest batch of Microsoft Word templates, hot off the presses. Ossuary. We created these new designs due to micro direct opening times, the growing popularity of Ossuary our explainer on how to write a professional profile. People interested in a layout featuring a PP introduction skyrocketed, so we toiled to carvers, create 8 brand new HR-approved documents for you to download for free. Remember — this particular template is best for those of you with some or significant work experience only.

Template Library 4: Creative Layouts. Brooklyn Bridge Black. Taj Mahal Dark Blue. White House Brick Red. Empire State Gray. Mount Rushmore Dark Blue. Are you having trouble separating yourself from your competitors? Have you been using the same resume format since you graduated college over The Kelsey Essay, a decade ago?

Then it might be time to add some style to love in macbeth, your resume! We’ve come up with a new set of creative designs that are the perfect blend of professionalism, personality, and just the right amount of style. These styles are great for graphic designers, artists, or anyone who wants to add a hint of character to their job search. Template Library 5: Career Life Situations. Job Hopper Original. Mid-Level Dark Blue. Career Changer Brick Red. Whether it’s entry-level, manager, or executive, every job seeker experiences different phases throughout their career. Essay. Some phases, like being in the middle of a complete career change or hopping around short-term jobs, are quite difficult to love in macbeth, transfer on Ossuary, a resume. Fortunately, we have created a new library of templates specifically tailored to the various stages of a career.

Remember: You can download any of these resume templates for free and add the micro direct, bullet points yourself, or you can make a resume in Ossuary minutes with Resume Genius’ renowned resume builder software. It can save you a lot of prohibition hassle designing and filling up your resume, and land you more interviews faster. The Kelsey Essay. However, if you’d still like to make the resume on your own, use our industry-specific resume samples to give you guidance and inspiration when writing your own resume. Why Did. Lastly, don’t forget to check out our professional cover letter examples. Not Sure Which Template to Choose? The answer is yes — if you want to. Every person’s experience is unique, so you’ll need to choose a template that best reflects and promotes your skills and experiences.Our templates are built to be customizable to The Kelsey Essay, any industry and are great for any of the 3 resume formats.

The fact is, the web is filled with so many fantastic and creative template designs that there is branagh hamlet, undoubtedly something for you out there. We are proud of the Essay, designs we’ve created, and have seen that they are effective at landing interviews. But we’re not finished yet — we’ll be adding template designs to this page extensively in the near future. If you feel like creating your own, that’s fine too. And Weaknesses. Readability is king when creating a good template — it is the most important factor, followed by how the The Kelsey Essay, resume itself is branagh hamlet, structured to showcase your best experiences and conceal your negative ones. You may have read on the Internet that it’s inappropriate to The Kelsey, use a resume template. Love In Macbeth. You’ll hear these arguments: 1. Essay. It shows you’re lazy and carvers, uncreative, and Ossuary, unable to design your own. Wrong, it shows you’re efficient. The Stone Carvers. (Creating your own is fine, too.)

2. Since your experience is unique, a resume template won’t cut it. Wrong again. Your experience is personally unique, but you still generally fall into Ossuary Essay pattern that many other people have traveled before. 3. The hiring manager will be tired of looking at that resume template design because a lot of other people use it. That hiring manager should be fired.

It’s the content of branagh hamlet your resume that matters, not the aesthetic (unless it’s not readable.) We hope that clears up any misconceptions you may have had. We invite you to scroll back to the top and choose from one of our many resume libraries, and start writing. cover letter for nursing. Should i include collegiate sports in my resume? And if so where? It depends how much professional experience you have. If you are a recent college grad, then it is acceptable to include on your resume. Good luck on the job hunt!

Good luck on the job hunt! If the jobs are relevant to The Kelsey, the ones you are applying for, then you can go as far back as you like. With regards to your military experience, check out our military to civilian resume guide: Any of the templates in why did occur library 2 would be suitable for manufacturing careers. Best of luck! I’ve worked in the same industry for the past 13 years. Multiple employers with jobs lasting two to three years each. Ossuary Essay. The jobs have been similar, so the experience looks a bit repetitive. I need to love in macbeth, find a template that highlights my experience without getting bogged down in the chronology, Any suggestions?

It provides ample space for Ossuary Essay your professional experience, while also highlighting your top qualifications. Good luck on micro direct opening, the job hunt! hi resume genius.. i need template resume that suitable for trainer and coach.. can u suggest to me with template is Ossuary Essay, suitable.. #128578; I had a job for 7 years and branagh hamlet, during that time I wore many hats, Executive Admin, Purchasing, Vendor Management, Project Coordination, etc. How would I write that on my resume? Perhaps the Company name and then all the related roles under that and the times I did those jobs? I was always the Executive Admin, but I did other jobs during that period. Yes, your suggestion is correct. Essay. Start with the love in macbeth, company name and included the related jobs with their own bullet points underneath.

Good luck! Consider trying the ‘Job Hopper’ or the ‘Executive.’ They should able to fit all your jobs nicely. Ive never had a job so what should I use? Most of the The Kelsey, templates above would suit your situation, but we suggest trying the Career Changer template because it emphasizes skills over branagh hamlet, the dates of your professional experience. ( Best of luck! We suggest using the ‘Gatsby’ Template. Good luck with grad school! As far as style, we suggest our ‘Professional’ template. The Kelsey Ossuary Essay. In terms of format, if you want to direct times, include your restaurant experience, then you might want to consider using a functional format: Hope this helps!

We suggest using our ‘Entry-Level’ template. Good luck with the internship! Good Day Resume Genius.I’m a midwife by profession an has worked in a military hospital for 16 years in KSA. I’m trying to apply as a home based ESL educator and an email respondent . The Kelsey Ossuary. Since I’m from the medical profession, I’m having difficulty in branagh hamlet choosing the perfect resume.The skill I know is more on the medical.,clerical which involes data entry for appointments and summary, interpreter and my part time informal english lessons to native speaking arabs. What template should I use? Try the ‘Murray’ template.

Good luck! Hello. Which is good for Ossuary cabin crew applicant? I have no many work experience in service. So i want to highlight the other things. Thanks #128578; Take a look at sparknotes huckleberry finn chapter our Flight Attendant resume sample: You can download it and Ossuary Essay, input your own information.

Which template would you recommend for a career in branagh hamlet education? Check out Ossuary Essay our teacher resume samples: You can download them and input your own experience. Try using the branagh hamlet, ‘Freeman’ template. Best of The Kelsey Essay luck on the promotion! Hi! What resume template would you recommend for a college freshman trying to apply for love in macbeth a competitive summer program with the USDA and South Dakota State University? Sound like the Ossuary, ‘Entry-Level’ template would be a good fit for why did prohibition occur what you’re trying to do. Good luck with the summer program. Hi! Which resume template would you recommend for someone trying to tap into the finance and accounting market.

Looking for The Kelsey Essay an entry-level position. You should go with the ‘Entry-Level’ template. Love In Macbeth. Good luck with the job hunt. I have worked 32+ years as a nurse, the last 4 years taking care of my elderly father and Ossuary, online work. Now seeking to sparknotes huckleberry chapter, get back into the job market for extra income, not necessarily in the health field, just to The Kelsey Essay, earn some income and socialize. What resume do you suggest?

Try the ‘Job Hopper’ template. Love In Macbeth. Good luck with your job search! Hi! What resume template would you recommend for a 9th grader trying to apply for The Kelsey Ossuary a doctor (any)?? Apparently, resume making and interviewing is and weaknesses of observations, our project for the fourth quarter this year. I couldn’t find any clear examples on the web, and Ossuary Essay, I was hoping you could help me out love in macbeth with what template I should use.. Try using the Ossuary, ‘Elegant 2.0’ template. Good luck on carvers, your project. Yes, if you click the View all Resume Designs button and click the download link for the template pack of your choice. If you’ve never written a resume before, I’d recommend checking out our “How to Write a Resume” guide to get a clearer idea (it’s much more comprehensive than any answer I can give here). Hit us up with any follow-up questions after giving that a read we’ll see if we can help further!

Good luck! Hey there Margaret, In order to best understand which template works, it’s a good idea to check out The Kelsey Ossuary which resume format fits your particular needs; then you can take it from there. All of the templates were created by branagh hamlet, professional resume writers, so it’s hard to go wrong with any of them — it just depends on your preference. Good luck! It really depends on what job you’re applying for. Since you have substantial work experience, try quantifying that in The Kelsey Ossuary Essay your resume (think: any numbers that a hiring manager can look at and better understand what you accomplished during your time working there). Sparknotes 1. Check out this page and choose the Essay, one you find most fitting, that should be a good start: Good luck on the job hunt!

Hey there hbil036, This way, you can focus on sparknotes huckleberry finn chapter, your skills qualifications critical to the job application. As an aside, you may want to Ossuary Essay, look into whether you’re qualified to get back into accounting after that many years outside of the field. I understand that some regulations and rules change over the years — it may just be a matter of taking a test or updating your certifications, but I’m not certain. If that doesn’t seem to branagh hamlet, be a problem then go with the functional resume for sure.

Good luck on Essay, the job hunt! If you are lacking in the stone carvers major experience, I’d recommend using a reverse chronological format for your resume. Our “Classic” template on this page should do the trick: Good luck at the job fair! I recommend you first check out our internship resume sample page: Afterwards, feel free to choose any format – just use a comprehensive education section instead of The Kelsey Ossuary Essay a professional experience section, and you should be good. Good luck landing that internship! Share Free Downloadable Resume Templates Our code geeks and HR experts are proud to introduce our new Free Resume Builder software to help you land more interviews in today’s competitive job market. We provide HR-approved resume templates, built-in job description bullet point phrases to choose from, and easy export to MS Word and prohibition, PDF. Get awesome job opportunities sent directly to your inbox.

By clicking Send Me Job Alerts, I agree to the Resume Genius Terms of The Kelsey Use and Privacy Policy. Play the One-Minute Game That’ll Show You How to Improve Your Resume. Think you can judge the quality of a resume within 6 seconds? The answer may surprise you. Strengths. Put your skills to the test, and learn how to make your resume 6 second worthy! 3 Reasons Why I Wouldn't Hire Tom Brady. Tom Brady’s resume is a couple yards short of a touchdown. There are tons of errors throughout. Ossuary. See why. How to Modify and Maximize your Resume Template.

Need a resume template? Feel free to download one, but be sure to make small modifications to unlock your. Would You Rather Work for a Man or a Woman? Do people still care whether they work for a man or woman, or do most people simply look for a nice job. Resume Builder Comparison | Resume Genius vs. LinkedIn Labs.

What are the differences between the major online resume builders? Here's an in depth analysis of what. Resume Genius' builder, resources, advice and career tips are regularly featured on some of the strengths, world's leading online and offline publications including: Our code geeks and HR experts are proud to introduce our new Free Resume Builder software to help you land more interviews in today's competitive job market. HR-proven resume templates, built-in job description bullet point phrases to choose from, and easily export to MS Word and The Kelsey Essay, PDF.

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7 Resume Writing Tips to Get You to the Finance Interview. The Kelsey Essay! You’ve set your sights on opening times landing a new job, perused the different accounting and finance roles, and found a position that could be your perfect fit. Now it’s time to whip your professional persona into shape, which means you could use some resume writing tips. The fact that this crucial page — two pages, at the most — can make or break your chances of being called for an interview is Ossuary hardly a secret. But what are the sparknotes huckleberry finn chapter odds of pushing your resume to the top of the The Kelsey Essay hiring manager’s pile instead of the shredder? Pretty good, if you follow the why did prohibition advice of Clint Ahlgrimm, who coaches candidates on resumes and is a division director at The Kelsey, Robert Half Finance Accounting. Here are seven of love in macbeth, his resume writing tips to help you make sure your future employer realizes you’re the one for the job. “A lot of people hire resume writers and come back with the ‘summary resume,’ which is the wrong format for financial and The Kelsey Ossuary Essay, accounting job seekers,” Ahlgrimm says. “Every hiring manager I’ve talked to would rather see a reverse-chronological format.” So put your newest and most relevant position first, and go backward from there. Just don’t go back too far.

Unless you have a compelling reason to list work experience that goes back to the ’90s, limit your resume to the last 10 years. You can bring up anything older than that in the interview. Huckleberry! Many companies filter their incoming resumes through a computer program to The Kelsey weed out strengths of observations, candidates who aren’t a good match based on keywords. That filter means your resume may not ever make it to the hands of a hiring manager. Study the job description and look for keywords and action verbs such as “diagnose,” “financial compliance” and “sales forecasting.” Use these keywords wherever applicable in your resume. The Kelsey! The more your keywords align, the greater your chance of rising to the top of the stack. The Stone! No clip art or pictures, Ahlgrimm says, and save anything quirky for the cover letter. He remembers seeing a resume from Ossuary Essay a candidate who had a gap in love in macbeth employment and Ossuary, explained it this way: “CEO of a household of 4.” “I get it; she was a stay-at-home mom. But the resume is not really the place for that, not for an accounting role, anyway.” This resume tip applies to a variety of items you’ll list on your resume: Use years and branagh hamlet, months for Ossuary Essay, your employment dates.

Rather than write, “I worked there from 2015-17,” you should use the years and the months, such as, “from December 2015 to April 2017.” That way it doesn’t look like you are hiding breaks in your work history. Provide more than the company name. When you list where you’ve worked, include what type of company it is, whether it is a nonprofit organization, public accounting firm, manufacturing company, and so on. Also note how large it is, either in terms of revenue, or with the number of employees. Love In Macbeth! Spell out Essay, your skills and certifications. Certifications, of course, are among the best ways to demonstrate dedication to your specialty. You might have one of the most popular finance certifications — CPA or CMA (Certified Management Accountants) or Certified Internal Auditor (CIA) — or a specialty credential, such as the Energy Risk Professional (ERP). Either way, make sure all the acronyms have a place in branagh hamlet your resume. If you’re working on The Kelsey Ossuary a continuing education course, that, too, could be listed in the education section of your resume. Give the nitty-gritty on your software and systems know-how.

For each company you worked for, what software did you use to and weaknesses of observations do your job? Do you have systems experience with Microsoft Dynamics, or have you had Oracle training? The more Excel you know, the better, Alhgrimm says. “I’ve seen people get jobs because they were so good at Excel. Hiring managers love seeing that you can build a macro to automate tasks or that you work on pivot tables, lookup and reference functions, or IF statements (a function that checks whether a condition is met).” Go into details with your job duties. Have you reconciled accounts? How many accounts you have reconciled? What types of accounts were they — bank accounts, general ledger accounts, balance sheets?

If you were a manager, how many employees did you oversee? Did you work in Ossuary Essay payroll? What kind of payroll and in what states? You get the idea. In addition to detailing your job duties, especially the prohibition occur ones where you went above and beyond, be sure to highlight your accomplishments and The Kelsey Ossuary, promotions.

Try writing miniature case studies that include specific results. For example, writing that you “inspected accounting systems” is fine, but take the description a step further and offer a statistic that shows how you helped your firm increase its efficiency or played a part in reducing costs. Did you assist with a software implementation, or were you responsible for a new procedure? How much time and strengths of observations, money did you save the company? Including results will demonstrate to Ossuary your potential employer that you’re a problem solver who is aware of the importance of your role in an organization.

6. Catch your grammer grammar errors. Typos, misused words and careless spelling on your resume bring only trouble to love in macbeth your job search. Grammatical mistakes in Ossuary your resume make you look sloppy and negligent. Don’t rely on spell and grammar checkers; they might not catch extra or missing words, subject-verb disagreement, inconsistent tenses, wrong punctuation choice, or words like “where” when you meant “were.” To make sure you catch all the love in macbeth errors, print your resume and read it out loud. The Kelsey Ossuary Essay! Then have a language-savvy friend or family member proofread it.

7. Include your less-obvious soft skills. Employers are increasingly looking for and weaknesses, evidence of The Kelsey, soft skills in why did prohibition occur resumes of Ossuary Essay, job seekers. For example, including your public speaking skills tells a potential employer you’re capable of presenting your ideas and reports to clients. Business acumen is finn another important soft skill. Also, it’s not unusual these days for social media savvy to show up on an accountant job description, so when you see that, incorporate your skills with Facebook, LinkedIn, Twitter and any other applicable tools. The Kelsey Ossuary Essay! As your career evolves, you’ll find yourself constantly revisiting and revising your resume. Remember to give it a quick once-over for every new job to which you apply and why did prohibition occur, keep up to speed on industry demands for finance and accounting professionals. Ready to show us your new and improved resume? Clint Ahlgrimm is division director at Robert Half Finance Accounting.

He’s worked as a recruiting manager in the San Francisco Bay Area since 2014 and The Kelsey Essay, has his bachelor’s degree in business administration and finance. More From the Blog. Branagh Hamlet! The Results Are In: Robert Half's 15th Annual Suit Drive. Robert Half collected over Ossuary Essay, 24,000 items of professional clothing during our suit drive. Learn other highlights from the event in this infographic.

Boost Your Pay in occur 2018 With a Staff Accountant Salary. Do you have a four-year accounting degree and The Kelsey, a year of love in macbeth, experience? Find out how you’re in a great position to land a staff accountant salary. 5 Top Time Management Tools to Give CPAs More Time in the Day. How can CPAs create more time in their work week?

Learn 5 top time management tools to help you stay on top of The Kelsey Ossuary, your calendar and huckleberry finn chapter, to-do list.

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Create your free Business Plan now. Make an investment-worthy business plan easily with our free template. Select a Industry Fill in the Form. Complete your Business Plan. Print and Download For Free.

Business Plans: Writing Guides, Downloadable Templates, and Samples. Updated February 15, 2017 by Legal Templates. 1. Free Business Plan Template Download. Are you an The Kelsey Ossuary entrepreneur looking to download a free business plan? If so, you have come to the right place. Occur? Legal Templates is Essay, happy to provide you with a hassle-free document downloads. Huckleberry Chapter? Click the The Kelsey Essay, buttons below to branagh hamlet, download (1) a blank document, and (2) a document that is filled in for The Kelsey Ossuary Essay you to reference. Related Business Documents: Click to love in macbeth, View.

What’s included in the blank template: In the first download, you will find documents with all of the chapters, section titles, and section subtitles that you will need to The Kelsey Ossuary, successfully complete your plan. Our first plan contains the 8 chapters of branagh hamlet a basic business plan including: Chapter 1: Executive Summary: The executive summary provides investors with a general layout of Essay your company. This chapter is essentially your hook to convince potential financiers that your model is love in macbeth, worthy of their investment.

Chapter 2: Company and Financing: In this chapter, the goal is to outline the legal and operational structure of your company, financing requirements, the history behind the company, mission statement and the management team. If you are forming a corporation, be sure to include your Articles of Incorporation here. Chapter 3: Products and The Kelsey Ossuary Services: This section describes what products and/or services your business will sell (now and in the future), and how you will build, assemble and deliver them. It also offers a comparison of your company and your direct and indirect competitors. Micro? Chapter 4: Customers and Market Analysis: The customers and market analysis page indicates your target customer segments, what needs you are filling for The Kelsey Ossuary them , and the latest trends among these consumers in terms of growth and the stone carvers behavior. Chapter 5: Marketing and Sales: The marketing and The Kelsey Essay sales chapter allows you to describe how you will sell your product/service. Sparknotes Finn 1? Particularly what are your company’s strategies for positioning, pricing, promotion and distribution. Chapter 6: Strategy and Implementation: This chapter will give you an The Kelsey Essay opportunity to set the key milestones that help establish a timeline of progress towards your goals. Additionally, it includes subsections like SWOT analysis, competitive edge, and strategic alliances.

Chapters 7 + 8: Financial Plan, Sales Forecast, Financial Statements: In the huckleberry chapter 1, final two chapters, entrepreneurs must define and calculate the financial variables that will go into the creation/expansion of your idea, including its expenses, your anticipated sales forecast, personnel plan, cash flow assumptions, and The Kelsey Ossuary more. If you are purchasing an existing company, you should also include the business purchase agreement in your plan. What’s included in the template with sample text: In the second download, we give you a completed ice cream shop plan to reference. Each section gives an example of what you should write. Our guide also includes example graphs and charts, so that you are aware of the types of financial calculations, plans, and forecasts that a plan should offer to attract investment. For guidance on what you should include in your plan, and why, please reference our How to Write a Business Plan set of articles below. Downloading this small business plan comes at no cost, so feel free to branagh hamlet, start your download and get started. However, you should be aware that there are some pros and cons to using free business templates, rather than using professional software or an experienced writer. Writing a business plan is a prerequisite to Ossuary Essay, your company’s success. A solid plan is necessary to help found your company and ensure that your goals remain on track over time.

Your plan can and will change as you encounter the unpredictable variables that come with starting your own company. Love In Macbeth? If you have an existing company, crafting a solid plan is equally important if you’re hoping to The Kelsey Ossuary Essay, attract investment and expand your company beyond the prohibition occur, limits you’ve already reached. Your business strategy should account for the next 3-5 years in advance, and cover every aspect of your industry, including the critical relation between marketing and sales to your company’s finances. Your plan should include the following sections before you submit it to investors. Click each accordion to The Kelsey Essay, read a how-to guide for each chapter: “How to strengths and weaknesses, Write a Business Plan” Table of Contents: How to Write the Executive Summary.

The executive summary contains all of the essential information about what makes your business strong and worthy of investment . It covers the The Kelsey, major highlights of the rest of your plan’s chapters. The goal is to briefly tell your reader what your company will do, where you want to take it, and why your business idea will be successful. If you are seeking financing, the executive summary is your first opportunity to grab a potential investor’s interest. The executive summary will be the first chapter of your business plan, though it’s actually the last section that you should write . First, you’ll need to do heavy research to ensure that your plan is sound before you can write the executive summary. This section will be different depending on if you are an micro opening times established business or a new startup. A startup company’s executive summary will need to be interesting and convincing to capture the Ossuary, attention of direct investors. Your company will lack the The Kelsey Essay, historical data and trends that existing companies are able to the stone, provide, but there are strategies to The Kelsey, mitigate these factors. First, you’ll need to briefly explain who you are, the background of your management team, and your reasoning behind starting a business in your chosen niche. Secondly, you’ll need to demonstrate that you’ve done quality research that supports how you’ve conceptualized your business. Investors know that talk is cheap – do you have the data and analysis to branagh hamlet, back up your claims? Even in a standard plan, the executive summary for an existing business has no set template, although there are several suggested guidelines that you can find around the web.

We suggest the following basic template – feel free to add or subtract sections according to your own needs: Summary Management Team Products and Services Customers Marketing and Sales Financial Forecast Financing Requirements (optional) Describe the purpose of the plan (e.g.; to raise a specific amount of debt financing to expand a store location) as well an overview of the company (name, location, company type, products sold, founder(s) and founding date). Describe the key milestones or objectives that you want to achieve with this business (these are the tangible results in which you use to prove success of the venture). This statement should be concise and to the point. Summarize the members of the management team, including highlights of Ossuary Essay their expertise and experience . Describe how each member contributes to the success of the carvers, organization. Keep this section brief, as you will go into more detail in the Products and Services section.

Products and Essay Services. Describe the products and services you are providing and who the love in macbeth, competitors are within the Essay, industry . Keep this section brief, as you will go into more detail in the Products and Services section. Describe whom your customer groups are and whom your key customers are , as well as how you will market to them. Keep this section brief, as you will go into more detail in love in macbeth the Market section. Describe briefly how you will market your product or service. Summarize the major points in the Marketing and Sales chapter, which may include market positioning, pricing, promotion, and The Kelsey Essay distribution.

Summarize the most important points from the sparknotes huckleberry chapter 1, Financial Plan section here. This should include your sales forecasts and projected expenses as well as the logic behind the projections. If you are a new company, describe when you expect to turn a profit . If you are an existing company, highlight past financial performance. 7. Financing Requirements (Optional) Summarize the amount of equity and/or debt financing that you are seeking, when you need it, the Ossuary, use of the funds, and carvers when you expect to reach your next milestone event and/or start paying back the Ossuary Essay, loan. Keep this at an overview level , as you will go into more detail later on in other chapters. Note: This is a complex question that you cannot answer until you complete your plan, so it is highly recommended you work your way through the entire writing process first . Strengths? In particular, complete the financial planning process before attacking this section.

Only then will you be able to identify the amount of money you will need to Ossuary, raise. With these sections fleshed out, you’ve finished your executive summary. How to prohibition occur, Write the Company and Financing Chapter. The company and finance section of your plan is important, because introducing the management team is critical for both start-ups and established companies alike. Investors will use this information to The Kelsey Essay, gauge the love in macbeth, future likelihood of success. Company and Financing Sections.

Company Overview Management Team Required Funds (optional) Exit Strategy (optional) Mission Statement (optional) Company History (optional) Location and Facilities (optional) There are many variations and approaches on how to lay out the various components of a business plan. Our approach for the company overview section is to provide the reader with the company’s legal information, address and The Kelsey Ossuary Essay a brief description of the company’s history. Since there are follow up sections in this chapter that over go the company’s location and history in more detail, you will want to keep this short (2-3 sentences). A BRIEF PRIMER ON COMPANY TYPES. The optimal company type is best determined by a credible Attorney. The primer below is meant only to explain the broad differences between the most common company types. A sole proprietorship, according to the IRS: “A sole proprietor is someone who owns an unincorporated business by him or herself.” While the most simple to set up and love in macbeth the most common, there is The Kelsey Ossuary Essay, a significant drawback: you will be personally liable for any obligations.

So for example, if you sell someone a cupcake and they sue you because they found a hair in it, and strengths and weaknesses of observations you lose in court, the creditors can legally go after your personal possessions – such as the roof over Essay, your head. A partnership, according to the IRS: “A partnership is the chapter, relationship existing between two or more persons who join to Ossuary Essay, carry on a trade or business. Each person contributes money, property, labor or skill, and expects to share in the profits and losses of the company.” A partnership has certain advantages compared to the stone carvers, a LLC, such as not needing to file formation documents when setting up a partnership, and not needing to file dissolution documents if dissolving the partnership. However, similar to sole proprietorships, partners in a partnership have unlimited liability for the company’s debts and liabilities.

Limited Liability Partnerships (LLPs) LLPs are different from traditional partnerships in that there are two classes of partners: (1) General partners that have full management and Ossuary control but also full personal liability and direct (2) Limited partners that have no personal liability beyond their investment in Essay the partnership interest. Limited partners are often times “silent partners” that wish to invest in the venture but limit their exposure to branagh hamlet, liability. A corporation is a separate legal entity owned by The Kelsey Essay shareholders. A corporation is commonplace for the stone carvers businesses that anticipate seeking venture capital financing. Ossuary Essay? The downside to a corporation is the branagh hamlet, problem of “double taxation” since the corporation’s profits is taxed at the corporate level, and then any dividends distributed to shareholders are then taxed again at the personal level. You can elect a special tax status with the IRS to have your corporation not be taxed at the corporate level (instead, it would be taxed as a pass-through entity). Some of the drawbacks include not being able to have more than 100 shareholders , and not being able to have non-US citizens/residents. A popular choice among many small businesses , a LLC limits the member’s personal liability and only taxes profits at the individual level (acts as a pass-through entity). Describe the type of company you plan to open, along with the registered name you plan to use.

Explain your rationale – for example, if you are starting a company where you plan on seeking venture capital financing, then you will want to start a C-Corporation as majority of VCs will insist on this legal structure. If you have a home office/no dedicated business address. Include your current office setup and Essay your future office plans once your company expands, if applicable. For start-ups, and prohibition especially those seeking financing, the Management Team section is especially critical. With the Essay, lack of history, there is micro times, little investors can go by to The Kelsey Ossuary, gauge the future success of a venture.

The question lenders and investors will ask: Why should we trust your team with our money? You must demonstrate your team’s ability to love in macbeth, execute on The Kelsey Essay, the stated goals. To accomplish this, you should highlight: Background of each member of the management team (education, relevant work experience, etc.) Roles and responsibilities within the company. Tip: Don’t include details about members of the Management Team that are not relevant to the reader. Everything presented should reinforce why your team is the the stone, right team to Ossuary Essay, execute on the company’s vision. If you have an established business the information you want to present is the same. Keep in mind, however, that you also want to demonstrate that your team has the capability to manage growth of the company. As a company grows from start-up to established business, the prohibition, management team must also change. The Kelsey Essay? They must be able to manage employees, institute standardized systems, and ensure the micro times, business’s ability to Essay, scale operations while keeping profitability stable.

If you already have a Board of Directors and/or Advisory Board, list these individuals and a brief description. In a publically trading company the Board of Directors is elected by the shareholders and is the highest authority in the management of the company. For our purposes (context of a private company that is strengths and weaknesses, most likely a startup or small but growing business), a Board of Directors is comprised of investor(s), founder(s), CEO and independent board member(s) who have substantial business and industry experience. A Board of Director’s typical responsibility is to set broad policies for the company, determine compensation for company management, and approve annual budgets. An advisory board is a group of The Kelsey Ossuary business leaders that can help guide your company and provides it with assistance when needed. Choose individuals with knowledge in your industry and love in macbeth are willing to play a role in your company . The Kelsey Ossuary? While some advisors are compensated, it comes down to love in macbeth, a case-by-case basis, frequently depending on how much time the member is committed to your company. Tips on Essay, building your Advisory Board: Choose a well-respected and well-known individual as the the stone, first member of your Advisory Board.

This will help you to recruit other members of the Board. Choose individuals that have strengths and relationships your business will need. As your business evolves, so will the members of your Advisory Board. Feel free to Essay, shake up the line up over time. In this section you will tell the branagh hamlet, reader how much money you need to raise, what you are going to use it for, and Essay how you got to the requested amount. Important note: This is a complex question that you cannot answer until you complete your plan, so it is highly recommended you work your way through the entire writing process and in particular, complete the financial planning process. Prohibition Occur? Only then will you be able to identify the amount of money you will need to raise. There are two primary financing options: equity and debt. The primary difference between equity and debt financing is that debt financing is The Kelsey Ossuary, essentially a loan that is backed by your assets or via a personal guarantee. If your company is already in love in macbeth existence and has trading history, then you may also secure a loan off of your receivables. In contrast, equity financing is essentially you exchanging a stake in your company for a specific sum of The Kelsey Ossuary money from an investor . Therefore, the why did prohibition occur, amount you are able to raise from investors comes down to how much they value your company.

There are three fundamental questions every savvy investor will ask you: Cool idea, how do you make money with it? How much money do you need, and The Kelsey Essay why and when? What do you think your company is worth? If you are seeking financing (regardless of its equity or debt), that most likely means that your financial model shows your company taking a loss in the initial stages, followed by break-even and love in macbeth subsequent profitability. The money you are seeking to raise will simply allow you to The Kelsey Ossuary, have enough cash to the stone, cover the initial period where you will be taking a loss so that you can eventually make a profit. This is a simplification; you may be raising money to further grow your company, which may already be profitable. Or you might use the The Kelsey Ossuary Essay, financing to get your product to the next stage in its product development lifecycle (i.e.; milestone event). But the general concept is the same; the investment you are seeking bolsters your company’s cash position , allowing it to grow revenue and/or profitability.

Cool idea, how do you make money with it? / How much money do you need, and why and when? The financial statements provide the direct times, answer to the first two questions (which is why we recommend you complete your plan first). To answer how much money you need, analyze the cash flow statement to Ossuary Essay, determine the cumulative cash flow. Carvers? The lowest point on this curve will tell you what your maximum financing needs are , and at Ossuary Essay what point in love in macbeth time. What do you think your company is worth? The third question is much harder to answer, especially for a new company. At the Ossuary Essay, end of the day it really comes down to occur, what an investor thinks your company is worth (which is more art than science). However, there are three popular methods of valuing a company that can help you come up with a valuation to The Kelsey Essay, facilitate the negotiation.

Cost approach (asset based approach) The cost approach seeks to prohibition occur, determine a company’s value by Ossuary analyzing the why did prohibition occur, market value of The Kelsey Essay its assets. In other words, in this approach the company is worth the sum of all its assets if they were to be liquidated . This approach may be appropriate for carvers some industries such as real estate where the asset value may actually be worth more than the going concern value (present value of future cash flows generated by the asset). However, for many companies the value of The Kelsey its branding and reputation, along with its ability to generate profits, will exceed the value of its assets. The market approach seeks to determine a company’s value by carvers analyzing recent sales of The Kelsey Ossuary Essay similar assets, with the theory that valuations of similar companies can serve as a good proxy. This is a common approach in strengths the real estate industry. The income approach seeks to determine a company’s value by Ossuary using its expected profit over time and then placing a value on that future stream of income in today’s terms . Since there is inherent uncertainty with a future stream of income, there are numerous ways to discount that expected income to account for branagh hamlet risk. Now you have all the pieces to complete the equation. You have the amount of money you need by looking at Ossuary Essay cumulative cash flow. You also have an direct opening times idea of how much money your company will be worth. Equation to determine how much equity you should offer:

Equity to offer = Company Valuation / Money needed. If raising debt, you are not exchanging equity for cash. Instead, you should focus on the loan’s interest rate and Ossuary payment schedule. Branagh Hamlet? Make sure you will be turning a profit that is both large enough and soon enough to ensure there is no delinquency on servicing the loan. For equity financing, answer the following: Investment amount needed When you need it How much time it will buy you / When you expect to The Kelsey, turn a profit or get to of observations, the next milestone event % of The Kelsey Ossuary equity offered and at what company valuation (you may wish to prohibition, keep exact figures vague in order to further negotiate) Exit strategy. For debt financing, answer the following:

Loan amount needed When you need it When you will be able to pay back the loan The amount and The Kelsey Ossuary frequency of loan payments. In addition to the information above, you should also summarize how you plan to use the micro opening times, funds. Ossuary? The level of detail should be at a high level ; if the direct opening, investor or lender wants to see expenses in The Kelsey more detail that will be available in strengths and weaknesses the Appendix within the Profit/Loss statement. Construction of new kitchen: Kitchen remodeling, March 1, 2014, $25,000 Kitchen hardware, April 1, 2014, $50,000 Total Loan Amount: $75,000. If based on your financial model you anticipate relatively small yet variable expenses month to month, a line of credit may be a good choice. Ossuary Essay? With a line of credit you draw upon it when you require the funds and branagh hamlet pay interest immediately on the money as it is borrowed. It works very similarly to Ossuary, a credit card in opening times that you typically have a pre-set limit to how much you can borrow, the major exception that since you may be able to secure the line of credit with assets, you may be able to get better terms.

In the Quick Start Guide we briefly went over the different strategies available and how thinking about your company’s eventual exit will help shape your business model. The Kelsey? It’s recommended you review the Quick Start guide and practice that exercise. Depending on your company, there are various exit strategies available, including: Selling your business Passing it down through the family Taking the love in macbeth, company public (IPO) Liquidation. If you are seeking equity financing, then your investors will pay close attention to The Kelsey Essay, this section. Angel investors and VCs demand a large return on their investment since they are taking a large risk by investing into your company.

Therefore, you need to include detailed information on how you intend to sell the company or take it public. Demonstrating a large market opportunity. If investors are going to direct opening times, take a big risk, they demand a big return. The Kelsey? You need to why did prohibition, demonstrate your business has the potential to either take substantial market share from an incumbent competitor, or create a new market. Investors like to The Kelsey Ossuary, be in hot, growing industries such as biotechnology, mobile e-commerce and healthcare. These are all industries that have huge upside growth potential and ones that investors are more inclined to invest in. Solving a larger company’s problem. If your exit strategy is to sell your company to a larger company, then identify how your company’s product solves that larger company’s stated problems and/or goals. For example, Apple’s mapping software is playing catch-up to Google Maps. If your company can help Apple improve its software, your company would become an attractive acquisition target.

The mission statement reflects the core purpose and vision of the company. Love In Macbeth? It’s a statement your employees and customers can get behind. Some tips on writing a well-crafted mission statement: Keep it short. 1-2 sentences max. Don’t use “fluff” words. Make the statement mean something.

A mission statement, if done well, should encapsulate both what the company does (what it sells) as well as the culture/vision/purpose. Examples of The Kelsey Ossuary Essay Fortune 500 firms that really get it right: A. BRISTOL-MYERS SQUIBB COMPANY (PHARMACEUTICALS) Mission Statement: “To discover, develop and deliver innovative medicines that help patients prevail over why did prohibition occur, serious diseases.” Why it’s great: The keywords “discover, develop and deliver” demonstrate the company’s capability to in delivering an Ossuary Essay end-to-end solution. By using the words “innovate” and “prevail over serious diseases” it serves as a rallying call for their thousands of employees that what they are doing is (1) cutting edge and (2) has a higher purpose then themselves. Mission statement: “ We will be the easiest pharmacy retailer for customers to use.” Why it’s great: In one short sentence, the why did occur, company has managed to (1) describe what it sells (2) how it will win in The Kelsey Ossuary the marketplace. It is a pharmacy retailer and it will solely focus on making itself easier for the customer to use (that could mean so many things, such as innovating online to fulfill prescriptions to branagh hamlet, improved customer service within their stores). Example of poorly written mission statements.

A. FORTUNE 500 FOOD AND BEVERAGE COMPANY. Mission statement: “ The Company’s primary objective is to Ossuary, maximize long-term stockholder value, while adhering to the laws of the jurisdictions in occur which it operates and at all times observing the highest ethical standards.” Why it’s horrible: It does not serve as a rallying call for employees, suppliers, or partners. Its objectives are obvious (what company does not want to maximize value) and borderline absurd (are there companies that do not want to adhere to local and federal laws)? Lastly, it does not mention what the company actually does.

B. FORTUNE 500 VEHICLE PARTS SUPPLIER. Mission Statement: “ We are committed to The Kelsey Ossuary Essay, attracting, developing, and keeping a diverse work force that reflects the nature of our global business.” Why its horrible: While a diverse workforce is certainly not a bad thing, only stating that as the company’s mission statement is ineffective, lacks direction or focus, and times completely misses the point of having a mission statement. This is predominately for businesses that have previous trading history, but can also be used by new companies that want to highlight relevant history on how the company came to existence, work completed to date, milestones achieved, etc. Some information you may want to include: Start date First location First product/service Significant milestones/events. Reminder: keep in Essay mind that there is no set rule as to the level of detail you want to include. This is dictated by the relevancy of the information to the reader and why did occur how this information helps strengthen your plan’s ability to The Kelsey Essay, build credibility for your company.

Every company is made of milestones. Milestones for love in macbeth a business are achievements that demonstrate the business is on the right track. They are best when quantifiable and measureable. For example, achieving a working prototype of your product, or getting to break-even, are both huge milestones that showcase your ability to execute and reduces subsequent risk of your company. Key concept: The more uncertainty that you can take off from the table, the The Kelsey Essay, better valuation you can get for your business. For businesses that have a retail or manufacturing component, this is an important section of carvers your plan. Information you may want to include:

Size (e.g.; in sq. ft.) Location/Address Other notable facts, such as equipment at the facility. Location is important for a large number of retail businesses, whether you are a restaurant or purveyor of Essay consumer products. If possible, provide statistics about the retail location you have chosen or are planning to choose. Describe the sparknotes finn, lease terms you are able to secure, and if there are any laws that protect the lessee from unreasonable price increases. The Kelsey Ossuary Essay? You can read a detailed article about what to look for in a lease agreement here.

Provide detailed information on sparknotes huckleberry finn chapter, the manufacturing facilities. For example, your operation may require a reliable source of electricity and water. Ossuary? Describe how the facility provides the why did occur, business with these resources. If the facility is pre-existing equipment or structures that can be leveraged, make mention of that. Location can be an important aspect of your business even if you are not in The Kelsey Essay retail or manufacturing. For example, you might want to strengths of observations, open your software company in Silicon Valley as that provides a competitive advantage from an Ossuary employee recruitment and fundraising perspective.

If you operate out of a home office. Describe your future expansion plans, including expected date of expansion. Upon completing these sections, you will then be finished with the company and financing section of love in macbeth your business plan. Writing the Products and Ossuary Essay Services Chapter. The products and micro direct times services chapter of your business plan should be written clearly and descriptively, to help give investors a comprehensive understanding of the The Kelsey, bread and butter of your business. Branagh Hamlet? Your products and services section should include the following sections. Products and Services Chapter Sections. Products and The Kelsey Essay Services Competitors Sourcing and Fulfillment (optional) Technology (optional) Intellectual Property (optional) Future Products and Services (optional) Your products and services are the lifeblood of your business – it’s what your customers need, and if you get this right, everything else will follow . Commonly referred to as “product lift”, which essentially means getting the secret sauce working.

It means that customers want to love in macbeth, buy your product/service, and you are filling a need that was previously not satisfied. Thinking in terms of benefits vs. features. What is the consumer really buying? For example, a person buying a Rolex watch is not only The Kelsey, buying a device to tell time, but the prestige and status that comes with a luxury product. Think about micro direct what end benefit your product/service delivers. Of course, the functional aspects of Ossuary Essay your product/service are also important. Depending on what you are going to opening times, sell, think through the features it will provide, packaging, design, branding, quality, and Ossuary Essay other aspects that help position and/or differentiate it from competing products/services. You may have heard the business adage that acquiring a new customer is indefinitely more expensive then keeping an existing customer. One of the reasons this is true is the carvers, potential to sell additional add-ons, upgrades and substitute products/services to Essay, existing customers . Think about the stone carvers how you can drive incremental revenue. Whether it’s via subscriptions, repeat business, or annual contracts, you may be providing products/services that generate a recurring revenue stream.

This is a good thing, because (1) your revenue can be more predictable and stable (2) you are maximizing earning potential . Think how you can generate recurring revenue, which is expressed with a metric called Lifetime Value per Ossuary Essay customer. You will complete the strengths of observations, price you want to set your products/services in the Financial Plan chapter, and we also have a section for you to The Kelsey, describe your pricing strategy; however it is advisable to the stone carvers, start thinking about how you want to price your products/services. Competitive analysis is an extremely useful tool and one that should be revisited often as the competitive landscape changes over The Kelsey Ossuary Essay, time. It starts with competitive analysis. Background (location, history, ownership) Financials (revenue, profitability) Products (product line, services, patents, licenses) Marketing (channels used and budget, pricing, alliances/affiliates) Personnel (headcount, notable executives, compensation, job openings) Market share Strengths, Weaknesses. Tips on how to perform competitive analysis. The Internet makes this much easier then in days past. Some ideas:

Google search using keywords that your customers would use to carvers, find you Look up industry association websites Look up directories such as Yahoo or Crunchbase Use to find your competitor’s job openings Competitor’s websites Find your competitor’s management team members on LinkedIn. Not only do you have to worry about current competitors you can see, but you have to Ossuary Essay, be vigilant and be on love in macbeth, the lookout for Ossuary Essay new entrants. For example, a company that already sells to your customer base may see your industry as a logical next step. You should consider the likelihood of new entrants high if: The industry sees high margins (its super profitable) There is unmet demand (more customers then suppliers) There are no major barriers to chapter, entry (does not take much to start competing) There is future growth potential (such as mobile apps) Much of this is common sense – if you see a market opportunity that no one is competing in yet, don’t expect that you will be alone for long. Sourcing is simply the process of procuring goods and The Kelsey Ossuary services from suppliers that are required for your company to make its products or deliver its service. Some things to consider when choosing and managing your suppliers: Cost: This is an obvious one – the micro direct, lower the price, the higher your profit margins will be. Payment terms: The longer you have to The Kelsey, pay your suppliers, the more working capital you have on hand. Reliability: You must consider how reliable your suppliers are and what would happen to your ability to operate if they cannot deliver.

Scalability: As your business expands, will your suppliers be able to meet your needs? Fulfillment is simply the process of how your company delivers its products/services, from point of sale to delivery. There are several popular fulfillment options: Engineer to order: the product is designed and built to customer specifications (e.g.; large construction projects) Build to order: the branagh hamlet, product’s design is Ossuary Essay, standardized but manufacture of final product is based off of customer specifications (e.g.; aircraft and yachts) Assemble to order: the love in macbeth, product is assembled to The Kelsey, the customer’s specifications using pre-fabricated components (e.g.; Chipotles burritos, Dell computers) Make to stock: the product is manufactured in quantity based on expected sales of the love in macbeth, product (e.g.; retailers) If you are going to be selling physical products and expect to hold inventory, then you should pay very close attention to how you forecast the amount of inventory you need to meet your projected sales. Too little inventory and you may not be able to meet demand.

Too much inventory and The Kelsey Essay you tie up all of your cash on excess inventory. Some key points: Have accurate sales forecasts. Use historical sales data if you have it, and make sure you account for seasonality. Have accurate inventory tracking. Use bar code scanning or equivalent to carvers, ensure there are no data entry errors. Utilize inventory management software. QuickBooks, Sage, and a plethora of other vendors provide a cloud-based solution for you to The Kelsey Ossuary Essay, manage and maximize your inventory levels. Technology in sparknotes chapter 1 today’s business environment is becoming more and more important and serves as a source of competitive advantage.

Take Wal-Mart or FedEx as two examples of companies that provide services (low-cost products and The Kelsey Ossuary shipping), but utilize technology as a critical means of delivering those services. Wal-Mart uses a sophisticated supply chain management IT system to ensure its low prices. FedEx uses technology to optimize delivery routes and times, which enables it to ship to practically every corner of the globe, seamlessly and with very low error rates. Think about how technology plays a part in your business and strengths and weaknesses of observations if it is critical to your business operations. If technology is critical to your business operations, then you must think about your disaster preparedness and Ossuary Essay contingency planning . Depending on your business, you may want to create back-up copies of sparknotes huckleberry 1 data and software, routine security checks, and securing physical assets. What would happen if you lost access to The Kelsey Essay, the technology?

Think about alternatives that you could utilize. For example, if you license a piece of software and later down the road decide that the cost is too high, is there a competitor who can license you an micro direct opening times alternative? If you have exclusive rights to a technology, either through a patent or through an exclusive license agreement, this is a great competitive advantage and one that you will want to describe in detail. There are two types of intellectual property that may be applicable to a business: industrial property (such as patents and trademarks), and copyright (such as novels and movies). If you have intellectual property that you want to protect, it is advisable that you seek the professional advice of a good Patent/IP Attorney , since this is The Kelsey, a great way to provide a barrier to entry for opening times your business. Intellectual property type 1: Industry property. These include inventions (patents), trademarks and industrial designs (trade secrets, trade dress). If you have any proprietary process or technology then it is recommended that you apply for a patent to protect your invention.

You should apply for The Kelsey Essay a trademark for sparknotes finn 1 your company name and logo as well. Intellectual property type 2: copyright. These include literary and The Kelsey artistic works such as novels, poems and plays, films, musical works, artistic works such as drawings, paintings, photographs and sculptures, and architectural designs. In 2011, counterfeit copyrighted and direct trademarked goods were a $600 billion dollar industry worldwide. Enforcing your intellectual property may be feasible from Ossuary Essay a legal point of view, but many times is not practical in practice. For example, Microsoft cannot possibly prosecute every single instance where its popular operating systems are copied and downloaded. IP and your employees and contractors. It is just as important to secure your intellectual property in relation to your employees and contractors. Everyone should be required to sign an invention assignment agreement, which basically states that the why did occur, company owns all works produced while contracted by the company. In addition, you may consider handing out serialized notebooks for The Kelsey Essay employees to use , so that if there is ever a conflict as to whom owns a piece of intellectual property, there is micro times, a physical record. If you have future products and services planned, it is a good idea to The Kelsey Essay, describe the product roadmap and strategy behind it . A key concept is that of sparknotes finn product lifecycle, which describes the The Kelsey Ossuary, stages of the life of a product.

During this phase, your product will incur heavy promotional costs as you get the word out. You may discount the price of the product to opening times, encourage new customers. During this phase, you may focus on Essay, expanding your product to new segments in the marketplace, and expand the product line (for example, with new colors or other variations). During this phase, you are enjoying the fruits of your labor. You may add new features to your product to stay competitive and to why did prohibition, further differentiate your product from competitors. Marketing spend for your product starts to dissipate as sales of your product are in steady decline. After including all of this information, you’ll have completed the products and services chapter. Writing the Customers and Market Analysis Chapter. The customers and market analysis chapter will give you an opportunity to describe what your customer segments are, what needs you are filling for them, and how these groups of customers are trending in terms of growth and behavior.

This chapter also includes any regulatory restrictions specific to your industry. Customers and Market Analysis Sections. Market Overview Market Needs Market Trends (optional) Market Growth (optional) Industry Analysis (optional) Key Customers (optional) In the The Kelsey Essay, market overview section you are going to calculate the total market (referred to as Total Addressable Market) for your products, and then the branagh hamlet, segment of that market your business can capture. Total addressable market can be thought of in several distinct levels. The Kelsey Ossuary Essay? At the highest level is an estimate of the prohibition, total market given 100% saturation. Another way of looking at this is what would be the total market if one company had 100% market share. Once you have the total addressable market, then you can estimate what percentage of this you can realistically capture. This, of The Kelsey Essay course, is much harder to predict with accuracy. So the important thing to remember is to utilize strong sources for your assumptions.

For example, lets say you plan to open a high-end steakhouse in downtown Miami. To calculate your total addressable market, you might count how many high-end restaurants are in the downtown area and research the average annual sales for why did occur each restaurant. Then multiply the The Kelsey Ossuary, two to get the total sales for all high-end restaurants. This would be your total addressable market. Using the example above, we can then drill down to the next level and determine what percentage of the market you can realistically capture. You might assume that you will take an equal share of the branagh hamlet, market, thereby decreasing all other competitor’s shares in the market. Or you might offer cheaper prices, which you assume would take a larger percent of the market. Whatever your assumption, make sure it is well documented and logical.

To obtain jaw-dropping product-lift you must solve a difficult and Ossuary Essay painful problem for opening the customer. And if there are competitors, you must solve the problem better than them, and enough so that customers are willing to switch to your company. Describe what problem your product is solving. If you are targeting multiple customer segments, make sure you go into Ossuary Essay detail on how your product serves each customer segment. Describe how your solution better solves customer’s pain points then your competitors. We as consumers are inherently lazy. Love In Macbeth? We do not want to go through the The Kelsey Ossuary Essay, time and cost of switching from one company’s product/services unless it is compelling enough, which is dependent on the switching cost.

For example, there is virtually no cost to switch from branagh hamlet Coke to The Kelsey Ossuary, Pepsi. On the other hand, there is high switching cost associated with migrating from a Mac to a PC. To overcome this problem, describe how your product either is able to why did, overcome customer’s inherent adversity towards switching products, or if your product is The Kelsey Ossuary, able to prohibition, reach new customers and bypass switching costs altogether (in other words, instead of The Kelsey taking customers away from occur your competitors, you are creating a new market for your products). Understanding market trends at the macro level is critical for various aspects of your business. A growing or shrinking market is described in more detail in the market growth section. Below are some of the other factors that will affect market trends: The overall economy has a disproportionate effect on some businesses. Ossuary Essay? For example, dog-walking services usually see a decline in strengths and weaknesses of observations sales as households reduce spending on non-essential purchases. Government regulations and policies can completely alter an The Kelsey Essay industry, so it is imperative that you are up to date on upcoming changes. For example, the direct opening, Jobs Act of 2012 allowed for the first time non-accredited investors to participate in private placement of securities.

This in turn has created a new market for crowd-funding websites to Essay, emerge to connect startups with all types of love in macbeth investors. You may be in an industry where political conditions have an impact on Essay, the bottom line. Chapter? For example, if you count the Dept. of Defense as one of your clients, then the across-the-board budget cuts (i.e.; Sequestration in the Budget Control Act of 2011) would surely have a negative effect on Essay, your business. If you build your business on carvers, top of a technology platform that will soon be replaced with a more cost affordable, powerful, and easier to use technology, then that will surely put you in Ossuary a less advantageous position. Knowing technology trends is valuable in ensuring you are gaining a competitive advantage through the use of love in macbeth technology. Your customers may change their sensitivity to price depending on a variety of factors, including competition, macroeconomic conditions, and changing consumer tastes. Keeping an eye on this trend will ensure you optimize your pricing strategy.

Market growth, mathematically, is The Kelsey Ossuary, simply measuring the change in market size from branagh hamlet one time period to the next (usually in years). Essay? So if the market in the first year was $100 million and the stone carvers $150 million the second year, then the market can be said to have grown by 50%. You will find that measuring market growth using historical market size data is The Kelsey Ossuary Essay, much easier then forecasting market growth. Utilize publically available data sources, trade publications, market research firms, and government agencies to find much of this research. Being able to demonstrate a market is growing is obviously important – for example, the market for micro direct times Blackberry accessories is clearly a declining market. The Kelsey Ossuary? Most investors and micro direct opening lenders will not want to see a new business chase after dwindling customers.

On the other hand, the market for Apple and The Kelsey Ossuary Essay Samsung phone accessories have seen great growth and will continue to strengths and weaknesses of observations, grow as those companies continue to add new customers. Your industry is defined as the group of companies that are related to you in The Kelsey Essay terms of what you sell/how you derive your revenue. For example, Ford and Nissan are both in love in macbeth the automotive industry. Ford and Nissan’s market (i.e.; customers) would be the end consumers who buy their cars. You will want to describe your industry name/classification (SIC/NAICS Code), which can be found on the Dept. of Labor website. Understanding your industry’s dynamics is imperative to knowing it’s profit potential and attractiveness. The Kelsey Essay? A popular framework for conducting industry analysis is Porter’s five forces analysis, which analyzes an opening times industry’s competitiveness (and therefore attractiveness).

By performing this analysis you will have a clear picture of your competitors and The Kelsey how your company fits within the competitive landscape. If your industry has low barriers to love in macbeth, entry and low switching costs, then expect increased competition, as there is The Kelsey Essay, little standing in the way for new entrants to enter the market and compete. If your industry is the stone carvers, supplied by very few suppliers with little alternative but to Essay, source from those suppliers, then expect downward pressure on your margins. If your industry only why did prohibition occur, has a small number of buyers, or there are many alternative products to choose from, then expect downward pressure on your margins. If there are many substitute products in your industry and the switching costs between them are low, then expect substantial competition. An industry is Ossuary, very competitive if there are many competitors about the same size, there is strengths of observations, little differentiation between competitor’s products, and Essay it is mature with little growth (so the only way to carvers, grow is to take a competitor’s market share).

Although your product may cater to many different sets of customers, you want to focus on a select group that will be the most likely to Essay, purchase your product/service and account for the lion’s share of your company’s revenue. For many businesses, you will soon realize that a large portion of your revenue comes from a small percentage of micro opening your customers. For example, Starbucks may realize their key customers are white-collar business types that purchase a cup of coffee every day, versus the student type that comes in once a month. When you can name your key customers. If you are in a business where volumes are low and prices are high, then you should be able to name your key customers individually. The Kelsey Ossuary Essay? In this case, you should describe in the stone carvers detail your relationship with each of them separately. If you’ve filled out this chapter, congratulations.

Doing market research and customer analysis is The Kelsey Ossuary Essay, a complicated and and weaknesses of observations time consuming task. Time to move on to the next chapter! Writing the Marketing and Sales Chapter. The marketing and sales chapter gives you an opportunity to describe how you will manage your sales force and The Kelsey Ossuary what sales activities they will conduct in order to close sales. Overview Positioning Pricing Promotion Distribution. In this section, summarize your marketing plan, being sure to include:

Positioning: Are you going to be the lowest cost provider or provide a differentiated product? Pricing: How will you price your products/services? Promotion: How will your market your products/services? Distribution: Where will your product/services be available? Tip: It will be easier to write this section after you complete the strengths, subsequent sections as the overview section summarizes key findings from the The Kelsey Ossuary Essay, other section. Keep this section at the summary-level, as you will go into further detail in the subsequent sections. Describe how you position your company within the competitive landscape. Will you compete on why did prohibition occur, price, or will you differentiate your offering and stand out from your peers? For example, Wal-Mart positions itself as the low-cost provider in Ossuary Essay an industry, while Apple designs premium products to sparknotes 1, reach the luxury end of the market. Provide your product/service at the cheapest price point in the marketplace. The Kelsey? There are three primary ways to achieve this:

Economies of Scale: For example, being able to the stone, turn more tables in a restaurant or produce more widgets in a factory. Ossuary? The more you are able to produce from direct opening your asset, the cheaper it becomes. Essay? It will also be harder for your competitors to enter the market since you have fixed assets and experience that requires a large investment. Low operating costs: Keeping costs down across all aspects of the business, including: Standardization: Limited customization Outsourcing: Outsourcing labor to low cost production centers Thrift: Limiting advertising and micro direct RD spend Optimized supply-chain: By lowering inventory and negotiating with suppliers, companies can substantially improve their profitability and The Kelsey Ossuary cash flow. Making your product/service unique by targeting a specific segment of the market is a compelling strategy, especially if: Your customers are not price sensitive The market is competitive Your are targeting a specific niche You can provide a product/service that is not easily copied.

You can also achieve differentiation through branding and marketing – for example, Starbucks sells premium coffee at a premium price point, primarily through the strength of their branding and micro times not through the taste of their coffee. Determining the optimal price for your products/services will require you to think through several factors: If you are going shooting for The Kelsey Ossuary the low cost provider strategy, then you will want to price yourself accordingly. Likewise, if you are going for the luxury end of the market, then a higher price is often times a proxy for quality. How price sensitive are your customers?

If your customers are making their purchase decision primarily based on price, then you will want to be sensitive to this. The price you set must be high enough to over your costs so you can turn a profit. There are, of course, exceptions. For example, you might want to achieve economies of scale by maximizing units sold, or you might be maximizing revenue to achieve dominant market share. There may be regulatory/legal constraints on how much you can charge. For example, payday loan vendors are restricted in how much they can charge their customers.

Looking at love in macbeth what your competitors charge can give you a understanding of what current customers are accustomed to paying and will likely be willing to The Kelsey Essay, pay for carvers your products/services. There are price points that consumers are psychologically more accustomed to, such as amounts ending in The Kelsey .99 or .95. In this section, you move from describing your marketing plan onto how you will convey your marketing message to your intended audience. What marketing channels will you utilize to reach your target customers? Depending on micro opening times, your business, traditional media may be an important component of your complete marketing toolbox. These would include television, radio, billboards, flyers, etc. In today’s environment few companies can afford not to Ossuary, have a strong online presence. There are a myriad of options available. Each marketing channel must be carefully measured for effectiveness, as online marketing can quickly add up and consume a small business’s entire marketing budget.

A website is micro direct, a key component of your digital marketing efforts as it will be the destination in which your online leads will first visit. Some online marketing options include: Search engines (i.e.; Google, Bing) Directories (Yelp, Angies List) Daily deals (Groupon) Email marketing Social media (Facebook, Twitter) Word of mouth marketing is by far the most profitable and Ossuary Essay powerful marketing channel available to any business. The Stone? New customers that are referred to your business are more likely to purchase and more likely to continue referring your company. There are ways to boost word of mouth marketing, especially with the advent of social media. For example, asking a satisfied customer to like your business on Yelp and The Kelsey Ossuary Facebook will potentially reach hundreds of their contacts, all with one click. Integrating social media into micro direct times your word of mouth marketing strategy is invaluable for The Kelsey Ossuary Essay every business.

Blogging/Becoming a subject matter expert. Having a leading voice in your industry will help your business gain credibility from customers, suppliers, partners and of observations competitors. The Kelsey Ossuary Essay? You can start by participating on public forums and blogs related to your business and and weaknesses adapting the adage “give more to get more”. How will your products be available? On one end of the spectrum is direct marketing, whereby you sell directly to your customers. The Kelsey Essay? Or if you manufacture your products, you might sell through distributors, who in turn sell to retailers, who in turn sell to consumers. Three common models: Product is branagh hamlet, stocked in mass-market distribution channels. Examples include soft drinks, magazines, etc.

Product is specialized and sold through specialized channels. Examples include nautical computers and tooling/machinery. Product is only sold through an exclusive channel. Examples include luxury products such as high-end motorcycles or designer handbags. The Internet presents an unparalleled opportunity to reach customers directly, as well as working with online channel partners to reach and sell to customers. Writing the Strategy and Implementation Chapter. The strategy and Ossuary Essay implementation chapter will give you an opportunity to define the key milestones that mark meaningful progress towards your goals. It also includes sections that further elaborate on of observations, your competitors. Strategy and Implementation Sections. Milestones SWOT Analysis (optional) Competitive Edge (optional) Strategic Alliances (optional)

Milestones are the The Kelsey Ossuary Essay, key events that demonstrate progress is being made , such as completing the company’s first prototype or breaking even. These provide a tangible way to measure the success of the business venture. Milestones are so incredibly important to a business yet are one of those things that can be easily overlooked. Why are milestones so important? Because they are a way to measure meaningful progress of a company that in effect, makes that company less risky (and therefore more valuable). A new company has an extremely high-risk profile – but as it meets tangible milestones, such as completing a prototype or breaking even, the prohibition occur, company’s risk decreases. It becomes more apparent that the venture will succeed.

Investors and lenders will be looking at The Kelsey Ossuary what milestones your company has reached in order to create a fair valuation. Milestones might include: Assembling company team First working prototype Filing/receiving patent or other IP Securing physical location for store First paying customer Breaking even Turning a profit* *If you can demonstrate not only turning a profit, but also sustaining that profit, then that is a huge milestone. SWOT Analysis is why did occur, a useful technique for understanding your company’s strengths and The Kelsey weaknesses , while identifying both the carvers, opportunities open to your business and the threats it faces. Strengths and Weaknesses refer to internal factors in your company, such as:

Employees and staff Physical assets such as equipment and facilities Financial assets. Opportunities and Threats refer to external factors facing your company, such as: Market trends Regulatory and The Kelsey Essay legal Macroeconomic conditions Competitors. Competitive edge can be bucketed into four primary areas: cost, differentiation, innovation and operational effectiveness. Are you providing a product/service at a lower cost then your competitors?

This is a straightforward competitive edge that is micro direct times, very difficult to deliver. Ossuary Essay? Providing the strengths and weaknesses, lowest cost may require operating on razor thin profit margins or heavy investment in The Kelsey Essay fixed costs in order to sparknotes finn chapter, achieve economies of scale. Are you providing a product/service that your competitors are not offering or cannot offer? This is a common strategy whereby you provide differentiated value in order to better serve customers and/or reach a portion of the market that may be under-served. Are you leapfrogging your competition and providing a notably superior or new product/service?

Popularized by the book “Blue Ocean Strategy”, creating new demand in an uncontested market space is a powerful business strategy. Do you provide superior time to market or customer service? For example, your customers may be willing to pay a higher price for better customer service . Nordstrom’s is an example of a company that uses superior customer service as a competitive advantage. Forging strategic alliances is a commonplace occurrence in Essay business. There are a wide variety of alliances you might encounter, with various parties in which you do business. Even if you do not have any alliances, there may be an opportunity for a partnership in the future and that should be included in this section. You might have a supplier who has a disproportionate amount of the stone influence and power of The Kelsey Essay your business. Striking a partnership in this case may decrease those risk factors and provide a competitive advantage over your competitors. You might have a large portion of your revenue coming from several key customers. Inking an exclusive agreement to lock in why did prohibition occur revenue would, for The Kelsey Essay instance, give you predictable cash flow.

It is not uncommon to partner with competitors under certain circumstances – for example, to set standards for the industry or to help further adoption of a technology. For example, Sony and Panasonic partnered together to increase the adoption of Blu-ray DVDs. Aligning your brand with another company is frequently used, especially if both brands are targeting the same demographic. For example, Samsung is the official sponsor of the Olympic games and will provide free mobile phones to micro times, all Olympic athletes. Upon completing these sections, your strategy and The Kelsey Essay implementation chapter will be finished. Writing the Financial Plan, Statements, and Sales Forecast Chapters. Writing the financial plan, financial statements, and sales forecast will be the the stone carvers, most difficult part of The Kelsey Ossuary your entire plan. It requires making a large number of intelligent assumptions about the size of the market you can realistically target, and huckleberry the costs associated with making your product or rendering your services. These sections are the red meat of your plan — these are the chapters that any seasoned angel investor or venture capitalist will dig into to make sure they know they’re making a solid financial investment. Chapter 7: Financial Plan and Sales Forecast Sections.

Sales Forecast Personnel Plan Budget Cash Flow Assumptions Loans and Investments Starting Balances Historical Financials Key Metrics for Success. Define the price in which you will sell your products and Essay services, the cost it will take to produce or sell the product/service, and the number of branagh hamlet units you will sell. The Kelsey Ossuary Essay? Be conservative when making your estimates on the number of units you will sell, ensuring you have a reasonable methodology when making your forecast. It is micro direct times, highly recommended that you first complete the following sections as they lay the foundation for The Kelsey defining the sales forecast. Products/Services section: Defines what you will sell and at what price point; also seeks to define the production cost Target Market section: Defines the size of your target market and what quantities you can sell. Tip: Your sales forecast should sync with your Sales and Marketing plan. Branagh Hamlet? For example, if you plan on hiring several sales people nine months from the start of The Kelsey Ossuary your business, you should forecast an increase in sales thereafter.

This is the price you will sell your products/services. Fixed price: Suitable for most sales forecast modeling Price changes over branagh hamlet, time: The price of your product/service may increase/decrease in price over time for several reasons: Keep up with inflation Keep up with increased cost of The Kelsey Ossuary Essay raw materials or components Seasonal product – discount to offload excess inventory Promote new product – discount upfront to encourage sales, then increase later. This is the and weaknesses, direct cost of Essay producing your product/service (at the unit level). Otherwise known as cost of goods sold (COGS). Fixed costs: Suitable for the stone most sales forecast modeling % of sales: A good way to forecast costs; as sales increase you can set the cost as a % of sales on a sliding scale. The Kelsey Ossuary Essay? Costs vary each month: The cost of your product/service may increase/decrease in price over time for love in macbeth several reasons: Economy of scale: the more units you produce, the cheaper it becomes to The Kelsey, produce them Bargaining power: the more units you buy from your supplies, the cheaper they become Seasonality: cost of raw materials may fluctuate based on time of year. This is the expected number of units you will sell. My units are constant: Not particularly suitable as most businesses will expect to sparknotes huckleberry 1, have some growth over time. Units sold changes over The Kelsey Ossuary, time: The quantity sold of your product/service may increase over the stone carvers, time for Ossuary Essay several reasons: Growing market share Finding new markets. Sales tax requirements vary by country and by carvers products/services sold. In the The Kelsey Ossuary, United States, there is no sales tax at the federal level; however, many states levy selective sales tax on love in macbeth, particular goods or services.

Check with your state department of taxation if you are required to collect sales tax. If yes, you collect the The Kelsey Ossuary Essay, sales tax from your customers and then remit the tax to the state each year. If the individual assumptions used for each component of the sales forecast is accurate, so will the overall sales forecast. You should be able to explain where each number comes from, citing studies/research that validates your assumptions. The costs of hiring personnel are often the largest expense of any business. In this section, you will enter forecasted employees and micro contractors you plan to hire. The number of personnel you plan to hire and at what time is more of an art then a science. Too much staff too soon and you’ll burn through your working capital.

Too few staff and you’ll run the risk of alienating your customers and partners when you can’t deliver. A good way to think about your personnel plan is to Essay, think about the milestones you want your business to finn 1, accomplish and what personnel are required to The Kelsey Ossuary, get your business there. You can always revise your estimates, so start off with your best estimate and come back to sparknotes huckleberry finn chapter 1, this section later. Tweak as needed so that your business model demonstrates profitability within your target time frame. The type of Ossuary company you are building and the financing required also makes a big difference in your staffing plan. For example, if you are seeking venture capital that mean you are going to want to hire and scale quickly in strengths order to generate large revenues. Conversely, if you are seeking debt financing, you want to operate as lean as possible and maximize profitability so you can service your loans.

Fixed amount: Suitable for most situations. Changes over The Kelsey Ossuary Essay, time: You might want to define a compensation plan for sales personnel that have an annual bonus component, for example. Employee: If choosing employee you will have to consider certain employee taxes and other considerations. Contractor: If selecting contractor, ensure that you are classifying said contractor correctly. In the United States, for example, you are legally required to provide employee-type benefits in branagh hamlet certain situations even if you classify the The Kelsey, personnel as a contractor. If hiring employees, you will be responsible for additional costs such as (but not limited to) payroll taxes, worker’s compensation and health insurance, paid time off, training and travel expenses, vacation and micro direct opening sick leave, pension contributions and other benefits. The Kelsey Ossuary Essay? This is why did occur, referred to the burden rate, which provides a truer picture of total labor costs than payroll costs alone. The Kelsey Ossuary? Burden rate only affects employees and not contractors. If unsure what to enter, 15% is a fair estimate. Explain the assumptions and love in macbeth methodology used to define the personnel your business plans to retain, including how you came up with your compensation figures and burden rate.

For example, you might explain that as you plan to hire several sales people to coincide with the release of a new product. Enter expenses you plan on incurring for your business. The Kelsey Ossuary Essay? A good way to make sure you capture majority of your business’s expenses is to think through costs associated with each functional area of your business, such as product development, marketing and strengths and weaknesses of observations operations. The Kelsey Essay? Categorize expense into groups, such legal and administrative, rent and leases, and telecommunications. Do not include fixed asset expenses (assets whereby you derive value from for more than 12 months) such as a company van or computers. You will enter these in branagh hamlet the next step. Advertising Expense Amortization Expense Auto Expense Bad Debt Expense Bank Charges Cash Over and Short Commission Expense Depreciation Expense Employee Benefit Program Freight Expense Gifts Expense Insurance – General Interest Expense Professional Fees License Expense Maintenance Expense Meals and Entertainment Office Expense Payroll Taxes Printing Postage Rent Repairs Expense Salaries Expense Supplies Expense Taxes – FIT Expense Utilities Expense Gain/Loss on Ossuary, Sale of Assets.

Enter long-term asset expenses here. Long-term assets are comprised of two types: tangible and intangible assets. Fixed assets are tangible assets that provide value for more than 12 months, such as a company van or computers. Love In Macbeth? Fixed assets are depreciated over its useful lifetime. This is an accounting method that allows the Ossuary, business to allocate the costs of the asset over its life by love in macbeth gradually reducing its value. Common fixed assets: Land and Buildings Motor vehicles Furniture Office equipment Fixtures and fittings Plant and machinery. Intangible assets are long-term assets that are not physical in nature. Intangible assets are amortized over its useful life. These might include:

Intellectual property (items such as patents, trademarks, copyrights, business methodologies) Goodwill Brand recognition. Enter other short-term assets here, which most likely will be any prepaid expense that lasts for less than 12 months. Besides prepaid expenses, other current assets also include short-term investments and Ossuary Essay securities that are likely to turned into cash within a year. A prepaid expense can be described as such: A 12-month office lease is signed with the sparknotes finn chapter 1, total lease amount of $12,000 being paid upfront. Classifying this as a regular expense would not be accurate because then the PL Statement and The Kelsey Essay Cash Flow Statement would both show the love in macbeth, $12,000 as a one-time upfront payment on the month it which it was made. This type of expense is better described as a prepaid expense, since the use of the office is spread out over a 12-month period of time and can be considered an Essay asset on the Balance Sheet that is expensed over time.

By classifying this as a prepaid expense (or an love in macbeth amortized short term asset) then the Ossuary Essay, PL Statement would show the $12,000 prepaid expense spread across 12 months at $1,000 each month, while the Cash Flow Statement would reflect the $12,000 payment on month in sparknotes huckleberry which it was made. Under Assets, the Balance Sheet would then show the amount of Prepaid Lease that is remaining at the end of the accounting period. Enter an estimate for income taxes you expect to pay, which should be a summation of federal, state and local income tax. Do not include other taxes such as property tax (should be entered as a separate expense) or employee-related taxes (this is covered in the Personnel Section as the Ossuary, Burden Rate). As this is opening, only an estimate, 100% accuracy is not required (if unsure what to enter here, use 20%). Dividends and distributions (for corporations and LLCs/partnerships, respectively) are payments to the company’s shareholders/owners, taken from the company’s profit.

Dividends are typically paid out at the end of the Ossuary, fiscal year, while distributions can be given out at the discretion of the owners. You may want to set this to zero initially and see how the financials of your business model work out; then you can work backwards and determine how much of retained profit you want to distribute to owners/shareholders. Here you can explain any regular costs that are associated with running your business. Branagh Hamlet? What are the monthly or ongoing costs that you must pay to keep the The Kelsey Ossuary, business up and running? For example, this could be paying monthly utilities and strengths of observations rent expenses for your office space, insurance, or any marketing or advertising costs. For a start-up, remember that there are always up-front costs or one-time costs associated with getting things started, so be aware of any of these expenses and include them in your budget. Accounts receivable is defined as sales that the company has made but has yet to collect the money from the purchaser.

Most companies operate by allowing some portion of Ossuary Essay their sales to be on credit. These types of sales are usually made to frequent or special customers who are invoiced periodically, and why did prohibition allow them to avoid the hassle of physically making payments as each transaction occurs. The Kelsey? You want your accounts receivable to be as low as possible to increase your cash flow. Defining what percentage of your sales will be on and weaknesses of observations, credit. You want this percentage to be as low as possible, while keeping in mind that for some businesses it is The Kelsey Ossuary, preferential to provide some credit to your best customers. Defining how long it will take to the stone, collect payment. Of the customers that you provide credit to, you need to define when they are to pay you back. The faster, the better your cash flow will look like. It is typical to provide net-30, which is 30 days.

Accounts payable is defined as short-term debt owed to suppliers and The Kelsey Ossuary Essay banks. It is to the stone carvers, your advantage to negotiate longer payment terms with your suppliers, as it will improve your cash flow. When looking at accounts receivable (what is owed to you) and accounts payable (what you owe), the key thing to remember is that you want to be paid as soon as possible, and you want to pay others as late as possible (cash on hand is The Kelsey Ossuary Essay, king). Defining what percentage of your purchases will be on credit. You want this percentage to be as high as possible, as that will improve your cash flow. Love In Macbeth? However, ensure you are able to pay your vendors on the purchases made on credit. Defining how long it will take to collect incoming payments. How many days will it take, on average, to collect incoming payments? Select the typical number of days between when you make a credit sale and when the payment arrives. Keep in mind that shortening this period can vastly improve your cash flow. If your business will sell physical products and you plan on keeping inventory on hand, then you need to The Kelsey Ossuary, define how many months of inventory you wish to direct, keep on hand.

The more months of inventory you hold on The Kelsey, hand, the love in macbeth, more cash is tied up in inventory. This will affect your cash flow. How much inventory should you carry? The ideal amount varies from industry to industry, and business to Ossuary Essay, business. A good place to love in macbeth, find more information is trade associations for your industry. In order to improve your company’s inventory management, you will need to start by collecting good records on your inventory. Using inventory turnover rate as an indicator.

Inventory Turnover Rate = Costs of Goods Sold (COGS) / average cost of inventory on hand. A low inventory turnover rate means that you may have too much inventory on hand. Understanding and managing cash flow is very important to any business. The time period for credit sales and payments may depend on your suppliers or your industry. The Kelsey Essay? Paying and getting paid later rather than earlier can entirely change your cash flow projections. You can utilize this section to love in macbeth, explain any assumptions about cash flow, including details on the time period in The Kelsey Ossuary Essay which you will make and receive payments. How did you come to these assumptions and how will it affect your business?

When taking out a loan, you borrow an amount of money (principal) from a lender, and direct times are obligated to pay back at a later time (usually in installments). Ossuary? You will typically pay interest on the loan. If you are seeking a loan then enter the amount, as you want to forecast the financials assuming you have secured the loan. Personal vs Commercial Loans. For many small businesses, taking out a personal loan to finance growth is strengths of observations, commonplace.

These might include credit cards, home equity line of credit (HELOC), and installment loans. If you have an existing small business, commercial loans can be obtained, which are based on a variety of factors. Secured vs Unsecured Loans. A secured loan is a loan in Ossuary which you pledge some asset (equipment, property, etc.) as collateral. Unsecured loans (credit cards, personal loans) are not secured against a borrower’s assets. Interest rates will be higher for unsecured loans versus secured loans, for obvious reasons. If you have a pre-existing loan, then you can specify those details in opening times the Starting Balances section.

A line of credit is similar to a loan with the difference being that interest is not charged on the part of the line of credit that is unused, and the borrower can draw on The Kelsey Essay, the line of credit at any time that he or she needs to. If you are seeking a line of credit then enter the amount, as you want to forecast the financials assuming you have secured the line of credit. The line of credit may be classified as a demand loan, which means that any outstanding balance will have to love in macbeth, be paid immediately at the financial institution’s request. Investments include injections of cash into The Kelsey Ossuary the business from you, other shareholders or owners, or investors. This typically refers to equity investments where investors contribute cash to the business in exchange for equity (ownership). In this section, you can describe how your business will be funded.

If you are a startup, it is likely that the money you make from sales will not cover all your business expenses so you may need additional sources of branagh hamlet funding, such as taking out a loan, receiving investors’ capital, credit lines, or other ways of borrowing money. What type of funding will you acquire? At what point in your plan are you expecting these funds? For existing businesses only. Essay? The starting balances will be used to love in macbeth, adjust the balance sheet to take into Essay account your company’s financial history. Important: all starting balances should be entered as they are at the start of your plan. Enter starting balances for assets:

Cash Accounts Receivable Inventory Other current assets Long term assets Accumulated depreciation. Enter starting balances for liabilities: Enter starting balance for Capital and Earnings: Enter your Recent Sales: One month before start date Two months before start date Three months before start date Four months before start date Five months before start date Six months before start date. If you are an branagh hamlet existing business, you can enter past financial data here.

This is optional and The Kelsey Ossuary Essay will be used to branagh hamlet, calculate historical financial ratios in the Financial Statements section. For each year of your company history , include: $ Sales $ Gross profit $ Income from operations $ Net profit $ Current assets $ Current liabilities $ Inventory $ Total assets $ Total liabilities $ Total owner equity. Every business model has several key metrics that management can use to Ossuary, see if the micro, business is healthy. For example, a restaurant might use the number of tables it can turn per night and The Kelsey Ossuary the average revenue per dinner. Think about what levers make the most impact to your business. You will want to continuously track and monitor these metrics to and weaknesses, ensure your business model is working. Chapter 8: Financial Statements Sections. Profit and Loss Statements Balance Sheet Cash Flow Statement Financial Ratios. The Profit Loss (i.e.; income statement) shows your revenue, expenses, and profit.

It is the most common of the three reports as it provides a view into the company’s projected “bottom line”. The statement here is a read-only display, calculated automatically from the The Kelsey Ossuary, information you entered in the Sales Forecast, Budget, and Personnel Plan sections. If you wish to edit or change any information, you may do so by the stone going back to those sections. The statement here will update automatically. The balance sheet gives a snapshot of your company’s financial position at The Kelsey a given point in time, usually the last day of a fiscal period. It is called a balance sheet because assets (what you own) will always equal the sum of your liabilities (what you owe) and stockholder’s equity (your investments from stockholders plus money that your business earned that is times, put back into Essay running your business). The balance sheet here is a read-only display. If you wish to change the balance sheet, you can do so by the stone going back to the builder in the Financial Plan section.

If you are an existing business, you have the option of adding starting balances under the Financial Plan section. The cash flow statement displays the cash inflows and outflows from your operating, investing and financing activities. Rather than providing an overview like the The Kelsey Ossuary, balance sheet, the cash flow statement will measure the change in direct cash during a period. In other words, how much money did you start and end up with? The statement here is a read-only display. You can go back to The Kelsey, edit the sections in opening times the Financial Plan section in Ossuary Essay order to change the accounts affected in the cash flow statement. The Financial Ratios section gives a general overview of the health of your business.

The report here is a read-only display. If you wish to change any of the information, you may do so by editing the relevant financial information you’ve entered previously. The ratios here will update automatically. The Liquidity Analysis shows how solvent your company is, or how easily convertible to cash is the company in case. This is branagh hamlet, important in Ossuary Essay determining the huckleberry, ability of the business to The Kelsey, meet its obligations, or paying off what it owes in debt. The Profitability Analysis shows the overall performance of the company in occur its ability to Essay, make a profit. The ratios show how much of sales revenue is branagh hamlet, actual profit after taking costs and expenses into account. The Debt Ratio shows how much of the The Kelsey Ossuary, business’s assets are financed by debt and how much of the business’s assets are financed by and weaknesses of observations stockholders’ equity. The Investment Measures show ROI (Return on Investment) which is the percentage of the return (net profit) of the business divided by the cost of the investment. The Kelsey Essay? The most common method of calculating ROI is to divide net profit by love in macbeth total assets. Finishing these chapters represents a massive achievement in completing your business plan.

It is by far the most difficult chapter, as it requires doing somewhat complicated math to generate accurate financial statements. In all likelihood, you will need to hire an expert or accountant to help you create an accurate and detailed plan that adheres to realistic outcomes. To finish it off, you’ll need to write an appendix and The Kelsey Essay a glossary of love in macbeth terms. Your appendix will be a more detailed version of the financial statements detailed in The Kelsey Ossuary Essay this chapter, and your glossary of terms will simply define the terms of of observations your business that an investor may not understand. Upon including those chapters, your plan will be complete. Feeling inspired to The Kelsey, start a business, but don’t know how to write a plan? We have a sample database of plans that you can look through to learn the love in macbeth, different chapters and sections necessary to The Kelsey, attract equity investments and loans. Although our examples are specific to each industry, keep in mind that every plan will be unique depending on times, your location, your customer base, and your own vision, so these will only Essay, serve as a starting point for you and your dream. Click the images to view our full business examples. 4. The Pros and Cons of Downloading a Business Plan Template.

1. Write with confidence — you won’t be forgetting any important information. Using this free template can help you write your own plan, without the micro direct opening, hassle of The Kelsey Ossuary Essay figuring out how to order your chapters, or the worry of love in macbeth feeling like you might be missing a section. We provide the entire bare bones skeleton of a business plan within this Microsoft Word .doc download. After you download it, it’s up to The Kelsey Essay, you to flesh out the details and ensure that each section is as well researched and intelligently conceived as possible. 2. Step-by-step writing guide and writing samples included. Our plans come with a complete how-to guide with examples from micro direct times our professional business plan samples to help steer you through your writing. 3. Completely free – no hidden costs, just download and Ossuary Essay start writing. This plan is completely free. You may encounter other people or websites on the Internet charging a price to download the guide. Do not purchase them – there is no benefit at all to prohibition, purchasing a pre-fabricated plan.

None of the information will be relevant to your company, and you’ll be gaining nothing but the order and structure of the plan – something that you could easily research and re-create on your own. Sound good? Keep in mind that while this guide may give you a better idea of Ossuary how a it should be structured, that represents only about 5% of the heavy lifting of writing an actual the finn chapter, complete document. Don’t forget that every plan needs well structured elevator pitch. 1. You’ll have to do complicated business planning math and calculations yourself — or pay an expensive rate for someone else to do them. You’re going to have to do the financial calculations, plans, and forecasts that a plan should offer to attract investment — all by yourself.

Creating these sections requires years of training, math skills, market knowledge, and investment savvy. This requirement is beyond the Essay, scope of most peoples’ abilities, which is why entrepreneurs turn to professional writers and times accountants to The Kelsey Essay, do the heavy lifting for the stone them. Keep in mind: You may have a brilliant idea, but until you’ve subjected your product/service to meticulous research, and calculated your potential market as conservatively as possible, your business idea will be nothing but empty words and Essay blather to a seasoned investor. 2. Branagh Hamlet? You’ll need to manually create visual graphs and charts to make the Ossuary Essay, calculations easily understandable. You’ll need to why did, take the numbers you calculated and create attractive graphs, charts, and The Kelsey tables for your plan. Of Observations? Making your data attractive and easy to comprehend is no easy task. Professional planning software can not only do the calculations for you, but will also turn them into relevant graphs, charts, and tables presented in the appropriate order, according to how equity investors and bank loan officers expect to see them.

3. A basic template won’t allow you to track your business’ progress. You won’t be able to keep your company’s information up to date easily. One of the major benefits of The Kelsey Essay using software is that you can continually update your numbers based on your real expenses and the stone earnings, allowing you to track the progress of The Kelsey Essay your business easily and without a major hassle. Nonetheless, we encourage you to download this document and get started with writing out your product/service concepts and marketing plan. If or when you encounter the financial sections, we’ll be looking forward to helping your progress through the major obstacles of writing a successful strategy that will help you get funding for branagh hamlet your ideas. Crafted by licensed attorneys Updated regularly Applicable to all 50 states. Create your free. Business Plan Template document in only 5-10 minutes!

Copyright 2017 Legal Templates LLC. Ossuary Essay? Legal Templates LLC is not a lawyer, or a law firm and does not engage in the practice of law. Legal Templates cannot and does not provide legal advice or legal representation. All information, software and services provided on the site are for informational purposes and branagh hamlet self-help only and Ossuary are not intended to strengths and weaknesses, be a substitute for The Kelsey Essay a lawyer or professional legal advice. Use of this site is subject to our Terms of Use.

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