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SAT / ACT Prep Online Guides and li cunxin biography, Tips. If you’re studying for an AP exam right now, or are thinking about taking an on The Significance Oncology, AP class in li cunxin biography, the future, you might be wondering: how are AP exams scored? In this post, we'll break down the scoring process, all the stages way from the biography raw scores you earn on Essay History of Capital Punishment, the multiple choice section and essays to li cunxin, how you get assigned a final score of 1 to 5. Knowing how AP exams are scored can help you do your best on them – especially if you want a perfect 5. Each AP test is given a score from 1 to were the alien acts, 5. Those numbers mean: 5: Extremely Well Qualified 4: Well Qualified 3: Qualified 2: Possibly Qualified 1: No recommendation. Li Cunxin? Any score 3 or higher is considered passing, though some colleges only in Which Judaism, Islam and Christianity Essay accept 4s or 5s for credit. (See AP’s college database for biography specific policies at each university.) Getting a 5 is on The especially desirable because, for most exams, it puts you in the top 10-20% of scorers. See our list of AP classes for more info on li cunxin, passing rates. The 1 to 5 score is a scaled score , converted from a composite score . Acts? Your composite score is calculated from the total number of raw points you get from biography your multiple choice answers and points from the The Accomplishments of Charles Essay free response. Li Cunxin? It’s a bit confusing, but we will guide you through the process!

The majority of AP exams consist of on The History two sections: multiple choice and biography, free response. On some exams each section is The Accomplishments of Charles Sumner weighted equally, on others one of them is li cunxin biography worth slightly more. You can look up the specifics for each exam on the AP student website, on prosocial behavior psychology, the AP Courses pages. Biography? The multiple choice section is graded by diamond a computer. Biography? There are no deductions for incorrect or blank answers, so your multiple choice raw score is Essay Significance simply the number of biography questions you get correct. The free response section is behavior graded during the annual AP Reading held during the biography first two weeks of June. Essay Oncology? The AP Reading is basically a huge convention. Biography? Tons of teachers and college professors gather to prosocial, grade thousands and thousands of student-written free responses for each exam.

This is why you don't get your score until July even though you take the test in li cunxin, May — the written portion of your exam isn't graded until mid-June , and after that College Board has to stages, calculate the composite score and final scaled score for each exam, equating the li cunxin biography test so the diamond rock scores stay even from biography year to diamond rock, year. (For example, they want to make sure a 3 on li cunxin, the AP US History exam means the Essay of Psychosocial same thing from one year to another, even if one version of the test turned out to be more difficult for students.) (Side note: there is a good chance that an AP teacher at your school goes to the AP Reading each year. It can be interesting and helpful to li cunxin biography, talk to them about the alien and sedition acts what happens at li cunxin biography, the convention, how quickly free responses are scored, and the best and diamond rock, worse free responses they’ve seen. Li Cunxin? These are answers that will vary a lot subject to Ways Judaism, Islam Essay, subject but could be helpful and interesting to you!) This is a picture from the English literature reading from this blog post over at AP Central. It's worth reading if you are curious about biography what the AP reading is like! Each free response is given a holistic score, meaning it's evaluated for its overall effectiveness or correctness. Of A Cold? Typically, points aren’t deducted for the occasional small error, for example a spelling or grammar mistake. Most tests grade their free responses between 1 and 9, with 1 being least effective and 9 being nearly perfect. Your free response raw score is the biography total of the scores you get for each response. Were The Alien? How You Get a Scaled Score of li cunxin 1 to on The, 5. Biography? After your multiple choice is Essay History of Capital graded by a machine and li cunxin biography, your free response is were the alien graded by a human, your essay score and multiple choice are combined by biography giving each a composite score. The composite score is just a way of combining the behavior two scores such that they are weighted correctly (for example, for AP English, multiple choice is biography worth 45% and free response is Islam Essay 55%).

Often the li cunxin biography composite scores are between 100 or 150. The composite score is then converted to a number on the scaled score, between 1 and 5. Were? This means for each scaled score, there is li cunxin a range of possible composite scores that could earn it. And Sedition Constitutional? For example, a 5 could be any composite between 110 and 150 on li cunxin biography, a certain exam. Since scaling varies year to Essay, year, there are no exact cutoff numbers for biography scores for Ways in Which and Christianity AP Tests, and College Board does not release detailed scoring data. Furthermore, you will not see what your composite score was on li cunxin, your score report — you will only get the diamond number between 1 and li cunxin biography, 5. However, many teachers, prep books, and websites have come up with formulas to predict the Essay on The of Capital Punishment scaled score for li cunxin biography each AP test, which can help when you are grading practice tests and coming up with a target score. Were? Scoring Example: AP English Language. As we've seen, AP test scoring is biography not exactly straightforward. Essay On The Significance Of Psychosocial? To help clarify the li cunxin biography process, we will walk through a scoring example using the stages of a most popular test, AP English Language and Composition.

Also known as the li cunxin class where you annotate every. Single. Diamond In A Rock? Thing. Biography? To go over the basics of the AP English exam, it has 55 multiple choice questions, worth 45% of the Essay Effects of Video score, and 3 essays, worth 55% of the score. Biography? Each essay is graded between 1 and Essay Oncology, 9. Li Cunxin Biography? Before we get into the scoring example, remember that this guide is an were the alien and sedition constitutional, estimation since the score conversions can vary year to year based on li cunxin, test difficulty. It’s impossible to precisely predict an AP test score before you get your score, but you can get an prosocial behavior psychology, idea of how the process works. Li Cunxin? There are 55 multiple choice questions on stages of a cold, the AP English exam. Let's say you get 40 correct, answer 8 incorrect, and biography, leave 7 blank. Your raw multiple choice score would be an in Which are Connected, even 40 points.

Out of the three essays, let's say you earn the following scores from the li cunxin biography graders: 4, 7, and Essay on The Oncology, 8, for li cunxin a total raw essay score of 19. Of Capital? Now this is the li cunxin tricky part, where we will convert each of Essay on The History of Capital those raw scores to a single composite score between 0 and li cunxin biography, 150. Of A? The maximum converted essay score is 82.5, or 55% of 150. The maximum converted multiple choice score is 67.5, or 45% of 150. So to li cunxin, figure out your composite score, use this formula: (Multiple Choice Raw Score x 1.23) + (Essay Raw Score x 3.05) = Composite Score. Were And Sedition? In this example, your multiple choice composite would be 49.2, and biography, your essay composite would be 58, so your total composite is total composite is 107, rounded down. The last step is easy. Stages Of A? Use the li cunxin chart below to estimate your scaled score. Your score of 107 would earn you a 5 – but just barely!

Again, these numbers are estimates and will shift from Essay Effects of Video on Children year to li cunxin biography, year based on test difficulty. The Accomplishments Sumner? Since 107 is just over li cunxin, the mark of Sumner 104, it is possible in some test years it could earn a 4. Biography? We’ve learned how to score an AP English Language and Essay of Video Games, Composition exam. However you can’t use the li cunxin same process for every AP test. Most AP tests have slightly different section weights and question totals, so the scoring formulas are different. For example, AP Calculus AB has fewer multiple choice questions (45), more free response (6 total), and weighs each section at Ways in Which Judaism, Islam are Connected Essay, 50%. Biography? Each AP subject is prosocial psychology a unique challenge. and has its own scoring formula.

So how can you figure out li cunxin, how the of Capital Punishment AP tests you are taking are graded? First, if you’re taking the AP class, ask your teacher if they have a formula for converting practice test scores to scaled scores. Li Cunxin? Most AP teachers have a formula that they use with their students for The Accomplishments of Charles Sumner Essay practice exams. If you’re not taking the class or your teacher doesn’t have a formula, either find a prep book for biography your specific test, or search online. Remember that all formulas are estimates.

If you really want a 5, you shouldn’t aim for prosocial behavior psychology the lowest possible composite, you should aim for perfection or very close. That’s the only way to guarantee you will get a 5. Li Cunxin? Or if you just want to stages, make sure you pass, try to li cunxin, aim for a 4 so that even if you make more mistakes than you are hoping to, you’ll still get a 3. Curious about the diamond benefits of taking an li cunxin biography, AP Exam? See our in-depth guide about what AP tests are and why you should take them. Want to improve your SAT score by prosocial behavior 240 points or your ACT score by 4 points? We've written a guide for each test about the biography top 5 strategies you must be using to have a shot at improving your score.

Download it for Essay free now: Have friends who also need help with test prep? Share this article! Halle Edwards graduated from li cunxin biography Stanford University with honors. In high school, she earned 99th percentile ACT scores as well as 99th percentile scores on The Accomplishments of Charles Sumner Essay, SAT subject tests. She also took nine AP classes, earning a perfect score of li cunxin 5 on seven AP tests. Essay On The Significance? As a graduate of a large public high school who tackled the li cunxin college admission process largely on stages of a cold, her own, she is passionate about helping high school students from different backgrounds get the biography knowledge they need to The Accomplishments of Charles Sumner Essay, be successful in li cunxin biography, the college admissions process. Prosocial? You should definitely follow us on social media. You'll get updates on our latest articles right on biography, your feed. Follow us on behavior psychology, all 3 of our social networks: Have any questions about this article or other topics?

Ask below and li cunxin biography, we'll reply! Series: How to diamond in a rock, Get 800 on li cunxin, Each SAT Section: Series: How to Get to on The on Children, 600 on Each SAT Section: Series: How to biography, Get 36 on Essay on The Significance, Each ACT Section: Our hand-selected experts help you in a variety of other topics! Looking for Graduate School Test Prep? Check out our top-rated graduate blogs here: Get the li cunxin latest articles and test prep tips! © PrepScholar 2013-2015. In Which Are Connected? All rights reserved.

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Additionally, it is Effects on Children recommended you remove all unwanted personal information from the cut and li cunxin biography paste version of your resume and cover letter, as these will be posted exactly as you provide them via the Forms. Job Agents are automated search engines at Career Sites that search for job openings matching criteria given them and then email leads of matching jobs to the email address provided to the Career Site. For Non-Paid Customers. Resume Rabbit may set up Job Agents, also known as Job Alerts, as a courtesy to cold, customers who create accounts on Resume Rabbit but do not pay for biography, Resume Posting Services. These Job Agents can be edited, modified or deleted at any time. For Paid Customers. Resume Rabbit has selected some Career Sites with Job Agent services and has set up Job Agents to automatically be part of the Resume Posting Service. Resume Rabbit does not setup Job Agents at every Career Site that has Job Agents or related services. Resume Rabbit uses its best efforts to on The of Capital, match the information given us via its Forms to make sure that the Job Agents setup match the type of position(s) desired. Resume Rabbit makes no guarantees that the Job Agents setup will match job leads you desire.

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NOTE: These practices may conflict with the li cunxin Terms of Service listed on some of the 3rd party career websites where we post your resume. If you choose to use this feature you must agree to do so at your own risk. Of Charles Sumner? To visit and li cunxin biography review the terms of service on these sites, click here. Spam Prevention Email Forwarding. Posting an email address on the Internet can sometimes give rise to in a, unwanted email (Spam). To alleviate this problem, Resume Rabbit provides its Spam Prevention Email Forwarding Service, as defined in li cunxin biography, this section. Resume Rabbit creates a new job search email address (Posted Email Address) for you and uses it as part of its Resume Posting Service. Emails sent to the Posted Email Address will automatically go through our Spam detection servers before being forwarded to the email you give via our Forms (Personal Email Address).

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Unauthorized copying or duplication in any form is strictly prohibited without prior written consent. G et Y our R esume on 85 J ob S ites! Be seen by millions of stages employers. Get exposure to over 1.5 million employers recruiters daily. A compiled report of all the job sites our resume was posted to. Receive emails of biography new job opportunites and job listings. Keep your personal email box safe from spam. Post your resume information confidentially. One log in to all your job search website accounts.

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Starting a business with a Raspberry Pi. We’re now reaching a point where people’s Raspberry Pi business ideas are starting to appear in biography, the wild. The Pi’s strength for these entrepreneurial types is its price; before Pi, if you were, say, setting up a digital display business, you’d be spending a whole heap more than $35 on the device that drives each of your displays. Here’s a really cute example of the sort of thing the Ways Islam are Connected, Raspberry Pi makes possible for people to produce at an affordable price. Biography! It’s the prosocial, Shoop!, a Pi-powered souvenir photo printer. Brian de la Cruz, the maker, calls it a photo studio in li cunxin, a box.

If, like Brian, you’re making a product which requires a Raspberry Pi to run, we don’t ask you to buy special permission or licences from us to use it. The Accomplishments Of Charles! All we ask is li cunxin, that you include the words “Powered by Raspberry Pi” somewhere on your packaging. If your business is successful, we’d be very grateful if you could consider donating a small portion of your profits to psychology the Raspberry Pi Foundation – but that’s all, and if you choose not to li cunxin do that, that’s fine too. I get several emails every day about people’s projects, many of which I’m asked not to talk about here until they’re a bit more mature so that people can protect their ideas. It’s exciting stuff, and it’s fantastic for us to be able to watch you guys grow your businesses. We love this stuff: we’ve said a million times that we believe that the world keeps on spinning because of entrepreneurship, and on The History of Capital, it’s great to see people pick up the li cunxin, Pi and run with it. Making things is not the only way you can set up a business with the Raspberry Pi.

Have a quick look at Ways Judaism, and Christianity are Connected this snapshot of Ryan Walmsley’s Rastrack map, taken today (about one in every 40 owners has registered the location of li cunxin, their Pi – add yours if you want to help add more granularity). Click through to go to the map yourself if you want to zoom in and find out Ways in Which Islam and Christianity, how many have been registered in your town. And then read on. Click to visit Rastrack. There’s something interesting about the li cunxin, dispersal pattern here.

The Anglosphere (as Eben insists on calling it) seems to have caught on to the Pi idea now. But there are big countries out there – Mexico, Argentina, Brazil, India and many others – where there’s demand for the Raspberry Pi (we know because we get many, many, many emails from Sumner Essay these countries every day), but not much Pi penetration. There are several reasons for this: alarming taxes on courier service more than double the cost of the Pi in some countries; import taxes in li cunxin biography, some places are prohibitive (I’m not sure what we can do about that); in others, there’s not really a way for people to in a buy online easily. Li Cunxin! Some countries have very little internet coverage; others have a population that doesn’t have access to credit cards or even bank accounts. We’re going to be taking someone on in a, next year to work exclusively with getting the Raspberry Pi into these areas – work that we’ll be doing with other charities and NGOs. But if you’re someone who lives in one of biography, those countries, there are things that you can do right now to diamond in a rock help (with the side effect of making some money for yourself) too. Now that it’s possible to order Raspberry Pis in li cunxin biography, bulk, we’re encouraging enterprising types in those countries to buy Pis (see the links at of Charles Sumner Essay the top right of the biography, main page) to resell in bricks and Ways in Which Islam and Christianity are Connected, mortar shops. If you buy in li cunxin, bulk you’ll make very big savings on shipping; while it’s not possible to Sumner Essay get bulk discounts on the Raspberry Pi (our business model has Farnell and li cunxin biography, RS selling the device at the lowest price possible for single and multiple units), you can set your own price – and of a cold, selling the Raspberry Pi is a great way to get people to buy peripherals, books and biography, cases from you too.

If you’re making a Raspberry Pi product, please mail us. We’d love to see what you’re doing. What great timing for this post. Just last night I was thinking about History, making a tablet based off the Pi. TO INDIEGOGO. What I’d like to see is a Raspberry Pi integrated into a Deskop/Laptop as a hyper-visor.

Video Switching would be a bit of a trick, but it would give a whole new meaning to the term Dual Boot when you can boot two machines, and toggle between them when one is biography, doing something or another. Get a KVM for the two, for us it’s Scroll Lock x2 then the port number to switch computers while they’re running. Would work for stages, a Pi with VGA. Very nice stuff! The Pi is biography, a great product indeed in so many ways. Essay On Children! :) What about the license for the video codecs supplied being used in a commercial product. Li Cunxin Biography! IIRC there was a statement on the piece of paper that came with the Pi about the license being for personal use only? Sorry I don’t have the Essay Effects, piece of paper to hand to biography confirm.

Off to think of some money making ideas. This time next year Rodders …. IIRC you see that warning in the manual of pretty much every product that supports h,264 encode. My understanding is it depends on whether the end use of the codec is for commercial purposes or not, not whether you sare selling the device. IANAL so I don’t know how enforcable this is legally but my understanding is the way this works in practice is rock, that small companies ignore this and get away with it for a while but then when they get big enough to be noticed MEGA-LA approaches them and pressures them into signing a license agreement.

If you’re setting up your own business, of course, you should definitely have a lawyer on hand too – for many reasons! My understanding is li cunxin, that “commercial use” is Punishment, more to do with what you are doing with the video than the hardware. If you buy a component with the license, you are licensed when you resell. Li Cunxin Biography! However, there are additional licenses to pay if you use the content generated for commercial purposes. I may be completely wrong, IANAL. I really like Rastrack! I just wish it could handle multiple RPi’s at the same location… It can now!, Add another pi at the same location (Different email) and clicking on it will expand if there are multiple there ;)

Are the Model A’s not available any more? I couldn’t find them on both the distributor sites . I think for on The Games on Children, India the biography, model A would be better suited since its cheaper and for behavior psychology, places outside the li cunxin biography, city, 3G dongles would be more suitable than ethernet for internet making the Model A ideal with a hub which does not cost much anymore thanks to the cheap USB hubs available here. They’re not available *yet* (the demand for the Model B has been so enormous that both distributors have been swamped and haven’t been able to give the A line space yet); they’ll be available by the end of the year. Essay Effects Of Video On Children! They’ll also be a good buy for some business applications that don’t need internet access. I’m from Brazil and I have bougth 2 Raspberrys. This is li cunxin, why there is Essay History, no big penetration of Raspberry pi on Brazil: U$ 35,00 – Raspberry pi. U$ 40,00 – UPS shipping. U$ 100,00 – Importing Taxes + UPS administration taxes.

U$ 175,00 – Total cost = (R$ 350,00 Local currency) It is a shame and make me sad. I am from li cunxin biography Brazil, too. In Which Judaism, Essay! I bought one R-Pi from Farnell Brazil (http://www.farnell.com.br/) and I paid R$185,50 ( U$90) with taxes and postage. Still far from the U$35 but I feel lucky and happy with the price. I’m glad. We’re hoping someone in Brazil will start buying them in blocks of ten, twenty or more and reselling them locally to save on biography, shipping. The Accomplishments Of Charles Essay! If and when that happens, we’ll promote that person very heavily here and on Twitter. Why are there so few RPIs declared in France? :D. The french FramboisePis are reported on framtrack.FR, of course.

C’est que cette absurdite avec .co.UK ? I just saw this RasPi Wifi printer on the ever excellent HackADay. Perhaps there should be an section of this site which has reciprocal links back to companies who use the term? What do you mean by “set your own price?” You choose how much you sell it for. Customers and markets are usually pretty good at making sure that only those setting reasonable prices succeed, especially in an environment like this one where the Pi *is* available at $35; for example, there’s someone out biography, there at the moment trying to The Accomplishments Sumner sell a $300 Raspberry Pi media player in a shiny box. They’re much less likely to do well than the guy who sells something similar for $50. Biography! We understand that people have to make some margin on what they’re selling, so it may not make sense for the guy in Essay on The Effects Games, the bricks and mortar store who has paid $35 per unit to *sell* those Pis at $35 each; he can either raise the price a little or charge for peripherals alongside the Pi, which he makes more margin on.

That’s great to know that the Raspberry Pi foundation doesn’t frown upon businesses built on li cunxin, Raspberry Pi but actually encourages it. It’s also great to The Accomplishments of Charles get some assurance that they will be in plenty of supply if the business takes off. I’m one of the people trying a startup to build super-low-cost computers to the mainly elderly demographic using Raspberry Pi as the li cunxin, brain combined with a large beautiful touch-screen. An interesting blog would be how businesses can contact and Essay on The, figure out terms of use of Raspberry Pi and li cunxin, if we go big, what we can do to give back to Sumner the foundation more than simply buying a lot of these and putting them in brick-and-mortar stores. I think the Raspberry Pi can do what the OLPC and OLCP-like projects couldn’t do. Li Cunxin Biography! I’m hoping some of my Indian friends will order in of a cold, bulk and eventually get everyone a computer for cheap. One thing I love about it is that it’s not subsidized. In somewhat socialist-leaning countries, such initiatives are plenty, but nothing reaches the common man.

For $35, many people can afford this on li cunxin, their own on the free market. It’s powerful enough that it can support a lot of computing assignments in rural schools and colleges by adding a simple television (which they know how to handle and maintain – one of the major blockers for OLPC in India was ongoing maintenance.) Is it possible for an NGO to approach the foundation, and diamond in a, maybe licence the design under an li cunxin NDA to do local manufacturing? India is of Charles Essay, one of those countries that charges exhorbitant customs duties for all electronics imports. This is awesome news, and li cunxin, I hope you keep on changing the world! We’re building a device (“Pure Device”) based on the raspberry pi and are currently fundraising for it on kickstarter. Check us out at http://www.kickstarter.com/projects/puredevices/the-pure-device-a-simple-way-to-stay-connected.

Wow, that looks amazing! I am from stages China Mainland,I REALLY hope you guys come to China in some time,maybe in Shanghai, Here has 1 million electronic majored unversity students ,Great interest in Linux Learning! One of the Raspberry Pi symbols on the RasTrack-map ist placed exactly on the construction site of the new headquarter of the German secret service… :) Now we know what kind of IT they use… :) US-White House seems to use same IT :) :) Liz says “about one in every 40 owners has registered the location of li cunxin, their Pi ” The rastrack site says “Displaying 11954 Pis” So … are there now about 480.000 Raspi’s delivered to customers? Almost 1,000 more have been added since :D.

Shoop! shouldn’t use the 1.1.1.0/24 subnet unless he wants to of Charles Sumner Essay have a talk with the nice people from APNIC. Any if the following ones (or subnets of) are OK: This seems like a good place to ask a question I’ve been pondering since the saga of the Raspberry Pi CE testing. The Pi itself passed with flying colours. Imagine I’m a small maker with an idea for something that might sell 10s, maybe a couple of hundred units. Biography! Do I need a CE label on the case? If I’m just sticking a Pi in a case, is it OK to co-opt the Foundation’s CE-mark? Now let’s say its a project that needs an I/O card – e.g. a Gertboard. Presumably no longer compliant since it’s an of a cold untested combination, so is there an exemption for li cunxin, very small businesses, or does it absolutely require lab testing before it can be legally sold?

Wouldn’t that be prohibitive for a small production run? tl;dr How do the CE marking laws affect small garage-based makers? I’ve been thinking about the exact same thing; I’ve got a need for a little embedded PC to and Christianity are Connected Essay work as an li cunxin interface unit to a piece of hardware; a market where we might sell perhaps 100 devices. The raspberry pi would be perfect, and works perfectly on the bench; but if I package it and need to of Charles get CE certificates then the cost will just be prohibitive. Does anyone know if CE certification is really required for a packaged raspberry pi? I I do not know if you need your own CE-marking, but my guess is that you do as the mark tells the consumer who is responsible for the product – and biography, you are responsible for your product, not the RPi foundation. CE markings is a pretty complicated business. For a brief introduction you could read.

You might want to investigate the possibility to re-use the diamond, documentation that the RPi foundation compiled in li cunxin biography, their “technical file”. I.e specifications for the Pi, test results, etc. If you do not add any significant components that documentation should be enough and you would not have to pay for Ways in Which Islam and Christianity, the expensive tests. But you would need to fill in your own Declaration of Conformity etc. There is another issue to consider though, and that is HDMI licensing.

You would (as far as I can understand) need to become an HDMI adopter and li cunxin, pay yearly licenses. Read more at. There is also other issues to consider(SD-card technology, There is prosocial, of course the li cunxin, alternative of just ignoring all of the above and try to “fly under the radar”, but that is probably not a sensible option if you are trying to make a living of the business. In short: There is a LOT of stuff you need to prosocial behavior do before being able to put a product on li cunxin biography, the market. But with determination (and a bit of money) it should be quite doable. To the foundation: If you have the time (plenty of it, right?) you might consider doing a blog post with your project plan and show the hoops that you had to jump through to get the RPi on the market. I am sure this would be helpful for future entrepreneurs that cut their teeth on the RPi and Ways Judaism, Islam and Christianity are Connected, later want to launch their own products that change world! The RPi is truly a remarkable project in many ways.

The foundation has really done a great job! I’ve been waiting to buy a couple, for a long time, but looks like they wont be available in the USA until early next year. No distributers have them or plan to have them until next year. At least twelve weeks wait time. I hate to spend the money, and biography, find out Islam and Christianity are Connected Essay, that a whole new upgraded unit will come out, by the time I get mine. Curse of the times eh? :-) Oh well, back to arduinos, I guess. MCM have them in stock (11:59pm 31st August) http://www.mcmelectronics.com/product/83-14277 and Element14’s lead time is about 3weeks. I simply can’t digest the fact that shipping to biography India cost an extra $88. My dad (I’m 15) had given me a budget of Rs. Of A! 5000 (approx. $100) to buy the Raspberry pi and other accessories to go along with it.

I had originally ordered a Gertboard along with the ras-pi, giving a total of $81.50, thinking that $20 would be a big enough buffer zone for li cunxin, the shipping, after picking the cheapest possible option for international shipping. Imagine my surprise when my dad yelled “My credit card’s been billed 6200 bucks !” (total cost: $35 for Essay, rasp-pi + $88 shipping = $123 or approx. Rs. 6200) Now I had to li cunxin biography cancel my order for the Gertboard. No thanks to you Farnell ! The Raspberry Pi was created to diamond give kids *around the world* a cheap computer to biography tinker around with. $35 is cheap, but $123, especially when converted to other currencies, isn’t. Poo, so much for stages, my plan for world domination.

Definitely a peeve for kids like me, who are on a budget :P. Have you considered doing a heat map of biography, R-Pi locations? Indeed in Greece buying and The Accomplishments, shipping the thing is a bit more than double the original price. Li Cunxin Biography! Maybe you should use cheaper distributors (and distributors with cheaper shipping options actually). This is Ram, from on The of Video Games on Children Tenet Technetronics, Bangalore, India. We were interested to see how we could buy Pis in bulk and make it available locally to biography people in India at Essay on The of Video on Children a affordable cost, can anyone point to the right contact to take this forward ? I took a look at Ryan Walmsley’s Rastrack map and saw nobody else in my Town or Region that has a Raspberry Pi and only 1 person in a large City which takes 2 hours travel time by Highway!

Gonna be a blast organizing a Raspberry Jam! Well in India, a country with lot of li cunxin, Linux and embedded systems enthusiasts, the Pi is Essay, being sold at 3500 Indian Rupees = USD 57 in li cunxin, India based online stores and in retail outlets. I am ready to take up the business of marketing selling RPI and accessories. I am stranded. Essay On The Effects Of Video! Whom should I contact in this regard?? If you mail me (see the contacts page for my address) I can put you in touch with the distributors. I go around engineering colleges in India to biography deliver training on a variety of micro controllers. Prosocial Behavior! May be I can propagate RPI among students through mass training, provided it is available at $40 so that it is li cunxin, affordable by prosocial behavior psychology, the students. Comments are closed.

Director of Communications, Raspberry Pi Foundation. Usually quite inky. Stay connected with the Raspberry Pi community: read our newsletter!

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43 Resume Tips That Will Help You Get Hired. When you haven’t updated your resume in a while, it can be hard to biography know where to start. Islam Are Connected? What experiences and accomplishments should you include for the jobs you’ve got your eye on? What new resume rules and li cunxin biography trends should you be following? And seriously, one page or two? Well, search no more: We’ve compiled all the resume advice you need into on The of Video on Children, one place.

Read on li cunxin biography, for tips and tricks that’ll make sure you craft a winning resume—and help you land a job. Your resume should not have every work experience you’ve ever had listed on Ways in Which Islam, it. Think of your resume not as a comprehensive list of your career history, but as a marketing document selling you as the li cunxin biography perfect person for the job. For each resume you send out, you’ll want to highlight only the accomplishments and skills that are most relevant to stages cold the job at li cunxin hand (even if that means you don’t include all of your experience). Job search expert Lily Zhang explains more about what it means to tailor your resume here . 2. But Keep a Master List of All Jobs. Since you’ll want to be swapping different information in and out depending on the job you’re applying to, keep a resume master list on your computer where you keep any information you’ve ever included on a resume: old positions, bullet points tailored for different applications, special projects that only sometimes make sense to prosocial behavior psychology include. Then, when you’re crafting each resume, it’s just a matter of cutting and pasting relevant information together. Think of this as your brag file . 3. Put the Best Stuff “Above the Fold” In marketing speak, “above the fold” refers to what you see on the front half of a folded newspaper (or, in the digital age, before you scroll down on a website), but basically it’s your first impression of a document. In resume speak, it means you should make sure your best experiences and li cunxin accomplishments are visible on the top third of your resume. This top section is Essay on The Effects Games, what the hiring manager is going to li cunxin biography see first—and what will serve as a hook for someone to keep on reading. So focus on putting your best, most relevant experiences first—and then check out these five other marketing tricks to on The History get your resume noticed . According to Zhang , the only occasion when an li cunxin, objective section makes sense is when you’re making a huge career change and need to of a cold explain from the get-go why your experience doesn’t match up with the position you’re applying to.

In every other case? Consider whether a summary statement would be right for li cunxin you —or just nix it altogether to save space and focus on making the rest of your resume stellar. Prosocial Behavior Psychology? There are lots of different ways to organize the li cunxin information on your resume, but the good old reverse chronological (where your most recent experience is Sumner, listed first) is still your best bet. Unless it’s absolutely necessary in your situation, skip the skills-based resume—hiring managers might wonder what you’re hiding. Biography? The two- (or more!) page resume is a hotly debated topic , but the bottom line is on The History of Capital Punishment, this—you want the information here to biography be concise, and prosocial making yourself keep it to li cunxin biography one page is a good way to force yourself to do this. If you truly have enough relevant and important experience, training, and credentials to Essay of Capital Punishment showcase on more than one page of your resume, then go for biography it. But if you can tell the behavior same story in less space? Do. If you’re struggling, check out li cunxin biography these tips for diamond rock cutting your content down , or work with a designer to see how you can organize your resume to fit more in less space. Can’t figure out how to tell your whole story on one page, or want to li cunxin biography be able to prosocial behavior include some visual examples of your work? Instead of trying to have your resume cover everything, cover the most important details on that document, and li cunxin biography then include a link to History of Capital Punishment your personal website , where you can dive more into what makes you the biography ideal candidate.

We’ll talk about getting creative in order to stand out in a minute. But the most basic principle of Essay Effects of Video Games good resume formatting and design? Keep it simple. Use a basic but modern font, like Helvetica, Arial, or Century Gothic. Make your resume easy on hiring managers’ eyes by using a font size between 10 and li cunxin biography 12 and prosocial psychology leaving a healthy amount of white space on li cunxin, the page.

You can use a different font or typeface for your name, your resume headers, and the companies for which you’ve worked, but keep it simple and keep it consistent. Your main focus here should be on readability for the hiring manager. That being said, you should feel free to… Really want your resume stand out from the sea of The Accomplishments Essay Times New Roman? Yes, creative resumes—like infographics, videos, or presentations—or resumes with icons or graphics can set you apart, but you should use them thoughtfully. If you’re applying through an biography, ATS, keep to the standard formatting without any bells and whistles so the computer can read it effectively. If you’re applying to a more traditional company, don’t get too crazy, but feel free to add some tasteful design elements or a little color to make it pop. Judaism, Are Connected Essay? No matter what, don’t do it unless you’re willing to put in li cunxin the time, creativity, and design work to make it awesome.

10. Make Your Contact Info Prominent. Psychology? You don’t need to include your address on your resume anymore (really!), but you do need to make sure to biography include a phone number and professional email address (not your work address!) as well as other places the hiring manager can find you on the web, like your LinkedIn profile and Twitter handle. Of Charles Essay? (Implicit in this is that you keep these social media profiles suitable for li cunxin biography prospective employers.) You’ve heard before that hiring managers don’t spend a lot of time on each individual resume. So help them get as much information as possible, in as little time as possible. Ways Judaism, Islam Are Connected Essay? These 12 small formatting changes will make a huge difference. Know that design skills aren’t your strong suit but want your resume to look stunning? There’s no shame in biography getting help, so consider working with a professional resume designer. In Which Islam And Christianity Essay? This is arguably the most important document of your job search, so it’s worth getting it exactly right! 13.

Keep it Recent, Keep it Relevant. Li Cunxin? As a rule, you should only show the most recent 10-15 years of your career history and only include the experience relevant to the positions to which you are applying. And remember to Essay on The History of Capital Punishment allocate real estate on your resume according to importance. If there’s a choice between including one more college internship or going into more detail about your current role, always choose the li cunxin latter (unless a previous job was more relevant to the one you’re applying to). 14.

No Relevant Experience? No Worries! Don’t panic if you don’t have any experience that fits the bill. Instead, Zhang explains , focus your resume on your relevant and transferrable skills along with any related side or academic projects, and then make sure to pair it with a strong cover letter telling the narrative of why you’re ideal for the job. No matter how long you’ve been in a job, or how much you’ve accomplished there, you shouldn’t have more than five or six bullets in a given section. No matter how good your bullets are, the recruiter just isn’t going to get through them. Check out these tips for Essay writing impressive bullet points . You may be tempted to throw in li cunxin biography tons of industry jargon so you sound like you know what you’re talking about, but ultimately you want your resume to be understandable to the average person. Remember that the first person who sees your resume might be a recruiter, an assistant, or even a high-level executive—and you want to be sure that it is readable, relevant, and interesting to all of them.

Use as many facts, figures, and Essay on The Games numbers as you can in your bullet points. How many people were impacted by your work? By what percentage did you exceed your goals? By quantifying your accomplishments, you really allow the hiring manager to picture the li cunxin level of work or responsibility you needed to achieve them. Judaism, Essay? Even if you don’t actually work with numbers, here are some secrets to adding more to your resume . People hire performers, so you want to show that you didn’t just do stuff, but that you got stuff done! As you look at li cunxin your bullet points, think about how you can take each statement one step further and add in what the diamond rock benefit was to your boss or your company. By doing this, you clearly communicate not only what you’re capable of, but also the direct benefit the employer will receive by hiring you. If you’re not sure how to explain your impact, check out these tips for biography turning your duties into accomplishments . Describing soft skills on a resume often starts to sound like a list of meaningless buzzwords, fast. But being a “strong leader” or an “effective communicator” are important characteristics you want to The Accomplishments of Charles Essay get across. Think about how you can demonstrate these attributes in your bullet points without actually saying them.

Zhang demonstrates here how you can show five different qualities with the same bullet point—try it yourself until you get the result you’re going for! 20. Li Cunxin? Don’t Neglect Non-Traditional Work. There’s no law that says you can only put full-time or paid work on your resume. So, if you’ve participated in a major volunteer role, worked part-time, were hired as a temporary or contract worker , freelanced, or blogged? Absolutely list these things as their own “jobs” within your career chronology.

If every bullet in your resume starts with “Responsible for,” readers will get bored very quickly. Use our handy list of diamond in a better verbs to li cunxin mix it up ! Use keywords in your resume: Scan the job description, see what words are used most often, and make sure you’ve included them in your bullet points. Ways In Which Are Connected Essay? Not only is this a self-check that you’re targeting your resume to li cunxin biography the job, it’ll make sure you get noticed in The Accomplishments of Charles Essay applicant tracking systems. Stuck on which words to include? Dump the job description into biography, a tool like TagCrowd , which will analyze and spit out the most used keywords. What words shouldn’t you include? Detail-oriented, team player, and hard worker—among other vague terms that recruiters say are chronically overused . We bet there’s a better way to describe how awesome you are. 24. Experience First, Education Second. Unless you’re a recent graduate, put your education after your experience. Chances are, your last couple of jobs are more important and relevant to Essay of Video you getting the job than where you went to college.

25. Also Keep it Reverse Chronological. Usually, you should lay down your educational background by listing the most recent or advanced degree first, working in reverse chronological order. But if older coursework is more specific to li cunxin biography the job, list that first to grab the reviewer’s attention. Prosocial? Don’t list your graduation dates. The reviewer cares more about whether or not you have the degree than when you earned it. If you graduated from college with high honors, absolutely make note of it. While you don’t need to list your GPA, don’t be afraid to showcase that summa cum laude status or the fact that you were in the honors college at your university. 28.

Include Continuing or Online Education. Don’t be afraid to biography include continuing education, professional development coursework, or online courses in your education section, especially if it feels a little light. Kelli Orrela explains , “Online courses are a more-than-accepted norm nowadays, and your participation in them can actually show your determination and motivation to get the skills you need for your career.” Be sure to of a add a section that lists out all the relevant skills you have for a position, including tech skills like HTML and Adobe Creative Suite and any industry-related certifications. Just make sure to skip including skills that everyone is expected to have, like using email or Microsoft Word. Doing so will actually make you seem less technologically savvy.

If you have lots of skills related to a position—say, foreign language, software, and li cunxin biography leadership skills—try breaking out one of those sections and listing it on its own. Below your “Skills” section, add another section titled “Language Skills” or “Software Skills,” and detail your experience there. Again—we’re going for skimmability here, folks! Feel free to include an in a, “Interests” section on your resume, but only add those that are relevant to the job. Are you a guitar player with your eye on li cunxin, a music company? Definitely include it.

But including your scrapbooking hobby for a tech job at on The a healthcare company? Don’t even think about li cunxin it. 32. Beware of Interests That Could Be Controversial. Maybe you help raise money for your church on stages, the reg. Or perhaps you have a penchant for canvassing during political campaigns.

Yes, these experiences show a good amount of li cunxin biography work ethic—but they could also be discriminated against by someone who disagrees with the cause. Zhang explains here how to weigh the decision of whether to include them or not. Do include awards and accolades you’ve received, even if they’re company-specific awards. Just state what you earned them for, e.g., “Earned Gold Award for having the company’s top sales record four quarters in The Accomplishments a row.” What about personal achievements—like running a marathon—that aren’t totally relevant but show you’re a driven, hard worker? Zhang shares the proper ways to li cunxin biography include them. Gaps and Other Sticky Resume Situations. If you stayed at of Charles a (non-temporary) job for only a matter of months, consider eliminating it from your resume. According to The New York Times ’ career coach , leaving a particularly short-lived job or two off your work history shouldn’t hurt, as long as you’re honest about your experience if asked in an interview. Li Cunxin? If you have gaps of a few months in your work history, don’t list the usual start and Essay on The History end dates for each position. Use years only (2010-2012), or just the number of li cunxin years or months you worked at your earlier positions. In Which Judaism, Islam? If you’ve job-hopped frequently, include a reason for li cunxin leaving next to each position, with a succinct explanation like “company closed,” “layoff due to downsizing,” or “relocated to new city.” By addressing the of Charles Essay gaps, you’ll proactively illustrate the li cunxin biography reason for your sporadic job movement and make it less of an issue.

Re-entering the workforce after a long hiatus? This is the perfect opportunity for a summary statement at the top, outlining your best skills and accomplishments. Then, get into your career chronology, without hesitating to include part-time or volunteer work. See more tips from behavior, Jenny Foss for killing it on your comeback resume. Don’t try to li cunxin biography creatively fill in gaps on your resume. For example, if you took time out Ways in Which Islam Essay of the workforce to raise kids, don’t list your parenting experience on your resume, a la “adeptly managed the growing pile of li cunxin biography laundry” (we’ve seen it). While parenting is as demanding and intense a job as any out there, most corporate decision makers aren’t going to take this section of Essay on The of Video Games on Children your resume seriously. 39.

Ditch “References Available Upon Request” If a hiring manager is li cunxin biography, interested in you, he or she will ask you for references—and will assume that you have them. In A Rock? There’s no need to address the biography obvious (and doing so might even make you look a little presumptuous!). It should go without saying, but make sure your resume is Essay Effects Games, free and clear of typos. And don’t rely on spell check and li cunxin biography grammar check alone—ask family or friends to take a look at it for you (or get some tips from an in Which Judaism, and Christianity, editor on how to perfect your own work ). If emailing your resume, make sure to li cunxin always send a PDF rather than a .doc. That way all of your careful formatting won’t accidentally get messed up when the hiring manager opens it on his or her computer. To make sure it won’t look wonky when you send it off, Google’s head of HR Laszlo Bock suggests, “Look at it in both Google Docs and prosocial behavior Word, and then attach it to an email and li cunxin biography open it as a preview.” Ready to save your resume and behavior psychology send it off? Save it as “Jane Smith Resume” instead of “Resume.” It’s one less step the hiring manager has to li cunxin take. Carve out some time every quarter or so to pull up your resume and make some updates.

Have you taken on of Charles Essay, new responsibilities? Learned new skills? Add them in. When your resume is li cunxin biography, updated on a regular basis, you’re ready to pounce when opportunity presents itself. And, even if you’re not job searching, there are plenty of psychology good reasons to keep this document in tip-top shape. Photo courtesy of Hero Images / Getty Images . Erin Greenawald is a freelance writer, editor, and content strategist who is passionate about li cunxin biography elevating the standard of of Capital writing on li cunxin, the web. Erin previously helped build The Muse’s beloved daily publication and led the company’s branded content team.

If you’re an individual or company looking for help making your content better—or you just want to go out to tea—get in touch at eringreenawald.com. Hmmm, seems you#39;ve already signed up for this class. While you#39;re here, you may as well check out diamond in a all the amazing companies that are hiring like crazy right now.

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Create your free Business Plan now. Make an investment-worthy business plan easily with our free template. Select a Industry Fill in biography the Form. Complete your Business Plan. Print and Download For Free. Business Plans: Writing Guides, Downloadable Templates, and Samples. Updated February 15, 2017 by Legal Templates.

1. Of A Cold? Free Business Plan Template Download. Are you an entrepreneur looking to download a free business plan? If so, you have come to the right place. Legal Templates is happy to provide you with a hassle-free document downloads. Click the biography, buttons below to download (1) a blank document, and (2) a document that is filled in for you to reference. Related Business Documents: Click to View. What’s included in the blank template: In the first download, you will find documents with all of the stages, chapters, section titles, and li cunxin biography, section subtitles that you will need to successfully complete your plan.

Our first plan contains the 8 chapters of a basic business plan including: Chapter 1: Executive Summary: The executive summary provides investors with a general layout of of Charles your company. This chapter is essentially your hook to convince potential financiers that your model is worthy of their investment. Chapter 2: Company and Financing: In this chapter, the goal is to outline the legal and operational structure of your company, financing requirements, the history behind the company, mission statement and the management team. If you are forming a corporation, be sure to include your Articles of Incorporation here.

Chapter 3: Products and Services: This section describes what products and/or services your business will sell (now and in the future), and how you will build, assemble and deliver them. It also offers a comparison of your company and your direct and indirect competitors. Li Cunxin Biography? Chapter 4: Customers and Market Analysis: The customers and Sumner Essay, market analysis page indicates your target customer segments, what needs you are filling for them , and the latest trends among these consumers in terms of biography growth and behavior. Chapter 5: Marketing and Sales: The marketing and Ways Judaism, Islam, sales chapter allows you to describe how you will sell your product/service. Particularly what are your company’s strategies for positioning, pricing, promotion and distribution. Chapter 6: Strategy and Implementation: This chapter will give you an li cunxin biography, opportunity to set the key milestones that help establish a timeline of The Accomplishments Sumner Essay progress towards your goals. Additionally, it includes subsections like SWOT analysis, competitive edge, and strategic alliances. Chapters 7 + 8: Financial Plan, Sales Forecast, Financial Statements: In the final two chapters, entrepreneurs must define and calculate the li cunxin biography, financial variables that will go into the creation/expansion of your idea, including its expenses, your anticipated sales forecast, personnel plan, cash flow assumptions, and more. If you are purchasing an existing company, you should also include the in a rock, business purchase agreement in your plan. What’s included in the template with sample text:

In the second download, we give you a completed ice cream shop plan to li cunxin biography, reference. Each section gives an Essay on The Effects, example of what you should write. Li Cunxin Biography? Our guide also includes example graphs and charts, so that you are aware of the in a rock, types of financial calculations, plans, and forecasts that a plan should offer to attract investment. For guidance on li cunxin, what you should include in your plan, and why, please reference our How to Ways Islam, Write a Business Plan set of articles below. Downloading this small business plan comes at li cunxin, no cost, so feel free to start your download and Essay on The Games on Children, get started. However, you should be aware that there are some pros and cons to using free business templates, rather than using professional software or an li cunxin biography, experienced writer. Writing a business plan is a prerequisite to your company’s success.

A solid plan is necessary to help found your company and stages of a, ensure that your goals remain on track over time. Biography? Your plan can and will change as you encounter the unpredictable variables that come with starting your own company. If you have an existing company, crafting a solid plan is stages cold equally important if you’re hoping to attract investment and expand your company beyond the biography, limits you’ve already reached. Your business strategy should account for the next 3-5 years in advance, and History Punishment, cover every aspect of your industry, including the critical relation between marketing and sales to li cunxin, your company’s finances. Your plan should include the following sections before you submit it to investors. Click each accordion to read a how-to guide for each chapter: “How to Write a Business Plan” Table of Contents: How to Write the Executive Summary. The executive summary contains all of the essential information about what makes your business strong and worthy of investment . It covers the of Charles Sumner Essay, major highlights of the rest of your plan’s chapters. The goal is to briefly tell your reader what your company will do, where you want to take it, and why your business idea will be successful. Biography? If you are seeking financing, the executive summary is of Charles Sumner your first opportunity to grab a potential investor’s interest. The executive summary will be the biography, first chapter of your business plan, though it’s actually the Essay of Capital Punishment, last section that you should write . First, you’ll need to do heavy research to li cunxin biography, ensure that your plan is sound before you can write the executive summary.

This section will be different depending on if you are an on The of Capital Punishment, established business or a new startup. A startup company’s executive summary will need to be interesting and convincing to capture the attention of li cunxin biography investors. Your company will lack the Essay, historical data and trends that existing companies are able to provide, but there are strategies to mitigate these factors. First, you’ll need to briefly explain who you are, the background of your management team, and your reasoning behind starting a business in your chosen niche. Secondly, you’ll need to demonstrate that you’ve done quality research that supports how you’ve conceptualized your business. Investors know that talk is cheap – do you have the data and li cunxin, analysis to back up your claims?

Even in a standard plan, the executive summary for an existing business has no set template, although there are several suggested guidelines that you can find around the web. We suggest the in Which Judaism,, following basic template – feel free to li cunxin biography, add or subtract sections according to your own needs: Summary Management Team Products and Services Customers Marketing and Sales Financial Forecast Financing Requirements (optional) Describe the purpose of the plan (e.g.; to raise a specific amount of debt financing to expand a store location) as well an overview of the company (name, location, company type, products sold, founder(s) and Essay, founding date). Describe the key milestones or objectives that you want to achieve with this business (these are the tangible results in which you use to prove success of the venture). This statement should be concise and to biography, the point. Summarize the members of the management team, including highlights of diamond in a their expertise and li cunxin, experience . Describe how each member contributes to the success of the organization. Keep this section brief, as you will go into more detail in the Products and prosocial behavior psychology, Services section.

Products and Services. Describe the products and services you are providing and who the competitors are within the industry . Keep this section brief, as you will go into more detail in the Products and Services section. Describe whom your customer groups are and whom your key customers are , as well as how you will market to them. Keep this section brief, as you will go into more detail in the Market section. Describe briefly how you will market your product or service. Summarize the major points in the Marketing and Sales chapter, which may include market positioning, pricing, promotion, and distribution. Summarize the most important points from the Financial Plan section here.

This should include your sales forecasts and projected expenses as well as the logic behind the li cunxin, projections. If you are a new company, describe when you expect to turn a profit . If you are an existing company, highlight past financial performance. 7. Ways In Which Judaism, Are Connected? Financing Requirements (Optional) Summarize the amount of equity and/or debt financing that you are seeking, when you need it, the use of the funds, and when you expect to reach your next milestone event and/or start paying back the loan. Keep this at an overview level , as you will go into more detail later on in other chapters. Note: This is li cunxin biography a complex question that you cannot answer until you complete your plan, so it is of a cold highly recommended you work your way through the entire writing process first . In particular, complete the financial planning process before attacking this section.

Only then will you be able to identify the amount of money you will need to raise. With these sections fleshed out, you’ve finished your executive summary. How to li cunxin biography, Write the Company and Ways in Which Judaism, Essay, Financing Chapter. The company and li cunxin biography, finance section of Judaism, and Christianity your plan is important, because introducing the management team is li cunxin critical for both start-ups and established companies alike. Investors will use this information to on The Effects Games, gauge the future likelihood of li cunxin biography success. Company and Financing Sections. Company Overview Management Team Required Funds (optional) Exit Strategy (optional) Mission Statement (optional) Company History (optional) Location and Facilities (optional) There are many variations and diamond rock, approaches on li cunxin, how to lay out the Essay Effects Games on Children, various components of a business plan.

Our approach for the company overview section is to li cunxin, provide the reader with the psychology, company’s legal information, address and li cunxin biography, a brief description of the company’s history. Since there are follow up sections in this chapter that over go the company’s location and history in more detail, you will want to stages of a cold, keep this short (2-3 sentences). A BRIEF PRIMER ON COMPANY TYPES. The optimal company type is best determined by a credible Attorney. The primer below is biography meant only to of a, explain the li cunxin, broad differences between the most common company types. A sole proprietorship, according to on The Games on Children, the IRS: “A sole proprietor is someone who owns an unincorporated business by him or herself.” While the biography, most simple to set up and psychology, the most common, there is a significant drawback: you will be personally liable for any obligations. Li Cunxin Biography? So for example, if you sell someone a cupcake and of Video Games, they sue you because they found a hair in li cunxin biography it, and you lose in court, the creditors can legally go after your personal possessions – such as the roof over your head. A partnership, according to prosocial, the IRS: “A partnership is the relationship existing between two or more persons who join to carry on a trade or business. Each person contributes money, property, labor or skill, and expects to biography, share in the profits and losses of the company.”

A partnership has certain advantages compared to a LLC, such as not needing to file formation documents when setting up a partnership, and not needing to file dissolution documents if dissolving the partnership. However, similar to sole proprietorships, partners in a partnership have unlimited liability for the company’s debts and liabilities. Limited Liability Partnerships (LLPs) LLPs are different from traditional partnerships in Judaism, and Christianity Essay that there are two classes of li cunxin partners: (1) General partners that have full management and control but also full personal liability and (2) Limited partners that have no personal liability beyond their investment in the partnership interest. Limited partners are often times “silent partners” that wish to invest in the venture but limit their exposure to liability. A corporation is a separate legal entity owned by shareholders. A corporation is diamond rock commonplace for businesses that anticipate seeking venture capital financing. The downside to a corporation is the problem of “double taxation” since the corporation’s profits is taxed at the corporate level, and then any dividends distributed to biography, shareholders are then taxed again at stages, the personal level. You can elect a special tax status with the biography, IRS to have your corporation not be taxed at the corporate level (instead, it would be taxed as a pass-through entity).

Some of the drawbacks include not being able to cold, have more than 100 shareholders , and not being able to have non-US citizens/residents. A popular choice among many small businesses , a LLC limits the member’s personal liability and only taxes profits at the individual level (acts as a pass-through entity). Describe the type of company you plan to li cunxin biography, open, along with the registered name you plan to use. Explain your rationale – for example, if you are starting a company where you plan on seeking venture capital financing, then you will want to start a C-Corporation as majority of VCs will insist on this legal structure. If you have a home office/no dedicated business address. Include your current office setup and your future office plans once your company expands, if applicable.

For start-ups, and stages of a cold, especially those seeking financing, the Management Team section is especially critical. With the lack of history, there is little investors can go by to li cunxin, gauge the diamond in a, future success of a venture. The question lenders and li cunxin, investors will ask: Why should we trust your team with our money? You must demonstrate your team’s ability to execute on The Accomplishments of Charles Sumner Essay, the stated goals. To accomplish this, you should highlight:

Background of each member of the management team (education, relevant work experience, etc.) Roles and responsibilities within the company. Tip: Don’t include details about members of the Management Team that are not relevant to the reader. Li Cunxin? Everything presented should reinforce why your team is the right team to Essay on The of Capital, execute on biography, the company’s vision. If you have an established business the information you want to present is the same. Keep in Essay Effects Games on Children mind, however, that you also want to demonstrate that your team has the capability to manage growth of the company.

As a company grows from start-up to established business, the management team must also change. They must be able to li cunxin biography, manage employees, institute standardized systems, and Essay of Capital, ensure the business’s ability to scale operations while keeping profitability stable. If you already have a Board of Directors and/or Advisory Board, list these individuals and a brief description. In a publically trading company the Board of Directors is elected by the shareholders and is the highest authority in the management of the company. Biography? For our purposes (context of a private company that is most likely a startup or small but growing business), a Board of Directors is of Charles Sumner Essay comprised of li cunxin investor(s), founder(s), CEO and independent board member(s) who have substantial business and industry experience. A Board of Director’s typical responsibility is to prosocial, set broad policies for the company, determine compensation for company management, and approve annual budgets. An advisory board is li cunxin biography a group of business leaders that can help guide your company and provides it with assistance when needed. In Which Judaism, Islam Are Connected? Choose individuals with knowledge in your industry and are willing to biography, play a role in your company . While some advisors are compensated, it comes down to History, a case-by-case basis, frequently depending on li cunxin biography, how much time the member is committed to your company. Tips on building your Advisory Board:

Choose a well-respected and well-known individual as the first member of on The of Video Games on Children your Advisory Board. Biography? This will help you to recruit other members of the Board. Choose individuals that have strengths and relationships your business will need. As your business evolves, so will the members of your Advisory Board. Of Charles Sumner Essay? Feel free to shake up the line up over time. In this section you will tell the biography, reader how much money you need to raise, what you are going to use it for, and prosocial, how you got to the requested amount. Important note: This is a complex question that you cannot answer until you complete your plan, so it is highly recommended you work your way through the entire writing process and in particular, complete the financial planning process. Only then will you be able to identify the amount of money you will need to raise. There are two primary financing options: equity and biography, debt.

The primary difference between equity and debt financing is on The of Video Games on Children that debt financing is essentially a loan that is backed by your assets or via a personal guarantee. If your company is already in existence and li cunxin, has trading history, then you may also secure a loan off of Essay on The Effects of Video your receivables. In contrast, equity financing is essentially you exchanging a stake in your company for a specific sum of biography money from an investor . Sumner Essay? Therefore, the amount you are able to raise from investors comes down to how much they value your company. There are three fundamental questions every savvy investor will ask you: Cool idea, how do you make money with it? How much money do you need, and why and when? What do you think your company is worth? If you are seeking financing (regardless of li cunxin biography its equity or debt), that most likely means that your financial model shows your company taking a loss in in Which are Connected the initial stages, followed by break-even and li cunxin biography, subsequent profitability. History Punishment? The money you are seeking to biography, raise will simply allow you to have enough cash to stages cold, cover the initial period where you will be taking a loss so that you can eventually make a profit.

This is a simplification; you may be raising money to biography, further grow your company, which may already be profitable. Or you might use the on The Effects, financing to get your product to the next stage in its product development lifecycle (i.e.; milestone event). But the general concept is the same; the investment you are seeking bolsters your company’s cash position , allowing it to li cunxin biography, grow revenue and/or profitability. Cool idea, how do you make money with it? / How much money do you need, and why and when? The financial statements provide the answer to the first two questions (which is why we recommend you complete your plan first). To answer how much money you need, analyze the cash flow statement to determine the cumulative cash flow. The lowest point on this curve will tell you what your maximum financing needs are , and at what point in time. What do you think your company is worth? The third question is much harder to answer, especially for a new company. At the end of the day it really comes down to what an investor thinks your company is of Charles Essay worth (which is more art than science). Biography? However, there are three popular methods of valuing a company that can help you come up with a valuation to Essay on The History of Capital, facilitate the biography, negotiation.

Cost approach (asset based approach) The cost approach seeks to determine a company’s value by analyzing the diamond in a, market value of its assets. In other words, in this approach the company is li cunxin biography worth the sum of all its assets if they were to be liquidated . This approach may be appropriate for some industries such as real estate where the asset value may actually be worth more than the going concern value (present value of future cash flows generated by the asset). However, for many companies the cold, value of its branding and reputation, along with its ability to generate profits, will exceed the value of biography its assets. The market approach seeks to determine a company’s value by analyzing recent sales of similar assets, with the on Children, theory that valuations of similar companies can serve as a good proxy. This is a common approach in the real estate industry. The income approach seeks to determine a company’s value by using its expected profit over time and li cunxin biography, then placing a value on that future stream of income in Ways in Which Essay today’s terms . Since there is inherent uncertainty with a future stream of income, there are numerous ways to discount that expected income to li cunxin, account for risk. Now you have all the Essay History Punishment, pieces to complete the li cunxin, equation. You have the amount of of Capital money you need by li cunxin, looking at cumulative cash flow.

You also have an idea of how much money your company will be worth. Equation to determine how much equity you should offer: Equity to offer = Company Valuation / Money needed. If raising debt, you are not exchanging equity for cash. Instead, you should focus on on The Effects, the loan’s interest rate and payment schedule. Li Cunxin? Make sure you will be turning a profit that is both large enough and soon enough to ensure there is no delinquency on servicing the loan. For equity financing, answer the following: Investment amount needed When you need it How much time it will buy you / When you expect to turn a profit or get to the next milestone event % of equity offered and at what company valuation (you may wish to keep exact figures vague in order to further negotiate) Exit strategy. For debt financing, answer the following: Loan amount needed When you need it When you will be able to in Which Judaism, Islam and Christianity are Connected Essay, pay back the loan The amount and li cunxin, frequency of psychology loan payments. In addition to biography, the information above, you should also summarize how you plan to prosocial, use the funds.

The level of biography detail should be at a high level ; if the investor or lender wants to see expenses in Essay more detail that will be available in the Appendix within the Profit/Loss statement. Construction of li cunxin new kitchen: Kitchen remodeling, March 1, 2014, $25,000 Kitchen hardware, April 1, 2014, $50,000 Total Loan Amount: $75,000. If based on your financial model you anticipate relatively small yet variable expenses month to month, a line of credit may be a good choice. Behavior? With a line of credit you draw upon it when you require the funds and pay interest immediately on li cunxin, the money as it is borrowed.

It works very similarly to a credit card in that you typically have a pre-set limit to how much you can borrow, the major exception that since you may be able to secure the line of prosocial psychology credit with assets, you may be able to get better terms. In the Quick Start Guide we briefly went over the different strategies available and li cunxin, how thinking about your company’s eventual exit will help shape your business model. It’s recommended you review the diamond rock, Quick Start guide and practice that exercise. Depending on your company, there are various exit strategies available, including: Selling your business Passing it down through the family Taking the company public (IPO) Liquidation. If you are seeking equity financing, then your investors will pay close attention to this section. Biography? Angel investors and VCs demand a large return on their investment since they are taking a large risk by investing into your company. Therefore, you need to include detailed information on how you intend to Essay on The History of Capital Punishment, sell the company or take it public.

Demonstrating a large market opportunity. If investors are going to take a big risk, they demand a big return. You need to demonstrate your business has the potential to either take substantial market share from an incumbent competitor, or create a new market. Investors like to be in hot, growing industries such as biotechnology, mobile e-commerce and healthcare. These are all industries that have huge upside growth potential and ones that investors are more inclined to li cunxin biography, invest in.

Solving a larger company’s problem. If your exit strategy is to sell your company to a larger company, then identify how your company’s product solves that larger company’s stated problems and/or goals. For example, Apple’s mapping software is playing catch-up to of Charles Sumner Essay, Google Maps. Li Cunxin? If your company can help Apple improve its software, your company would become an attractive acquisition target. The mission statement reflects the core purpose and Essay Effects of Video Games, vision of the company. It’s a statement your employees and customers can get behind. Some tips on writing a well-crafted mission statement: Keep it short. 1-2 sentences max.

Don’t use “fluff” words. Make the statement mean something. A mission statement, if done well, should encapsulate both what the company does (what it sells) as well as the culture/vision/purpose. Examples of Fortune 500 firms that really get it right: A. BRISTOL-MYERS SQUIBB COMPANY (PHARMACEUTICALS) Mission Statement: “To discover, develop and deliver innovative medicines that help patients prevail over serious diseases.” Why it’s great: The keywords “discover, develop and deliver” demonstrate the company’s capability to in delivering an li cunxin, end-to-end solution. By using the words “innovate” and “prevail over serious diseases” it serves as a rallying call for their thousands of employees that what they are doing is (1) cutting edge and (2) has a higher purpose then themselves. Mission statement: “ We will be the easiest pharmacy retailer for customers to use.”

Why it’s great: In one short sentence, the company has managed to on The, (1) describe what it sells (2) how it will win in the marketplace. It is li cunxin biography a pharmacy retailer and Ways in Which and Christianity are Connected, it will solely focus on li cunxin, making itself easier for Essay, the customer to use (that could mean so many things, such as innovating online to fulfill prescriptions to improved customer service within their stores). Example of li cunxin poorly written mission statements. A. FORTUNE 500 FOOD AND BEVERAGE COMPANY. Mission statement: “ The Company’s primary objective is to maximize long-term stockholder value, while adhering to the laws of the jurisdictions in which it operates and at all times observing the highest ethical standards.” Why it’s horrible: It does not serve as a rallying call for employees, suppliers, or partners. In Which And Christianity? Its objectives are obvious (what company does not want to maximize value) and borderline absurd (are there companies that do not want to biography, adhere to local and federal laws)? Lastly, it does not mention what the company actually does.

B. Essay On The Punishment? FORTUNE 500 VEHICLE PARTS SUPPLIER. Mission Statement: “ We are committed to attracting, developing, and keeping a diverse work force that reflects the nature of our global business.” Why its horrible: While a diverse workforce is li cunxin biography certainly not a bad thing, only stating that as the company’s mission statement is ineffective, lacks direction or focus, and completely misses the point of having a mission statement. This is predominately for businesses that have previous trading history, but can also be used by new companies that want to highlight relevant history on how the company came to existence, work completed to date, milestones achieved, etc. Some information you may want to include: Start date First location First product/service Significant milestones/events.

Reminder: keep in mind that there is no set rule as to in Which Judaism, and Christianity are Connected Essay, the level of detail you want to include. This is dictated by the relevancy of the information to the reader and how this information helps strengthen your plan’s ability to build credibility for your company. Every company is made of biography milestones. Milestones for of Charles Essay, a business are achievements that demonstrate the business is on the right track. They are best when quantifiable and measureable.

For example, achieving a working prototype of your product, or getting to break-even, are both huge milestones that showcase your ability to biography, execute and prosocial behavior, reduces subsequent risk of your company. Key concept: The more uncertainty that you can take off from the table, the better valuation you can get for your business. For businesses that have a retail or manufacturing component, this is an important section of li cunxin your plan. Information you may want to include: Size (e.g.; in sq. ft.) Location/Address Other notable facts, such as equipment at the facility. Location is important for diamond in a, a large number of retail businesses, whether you are a restaurant or purveyor of consumer products. If possible, provide statistics about the retail location you have chosen or are planning to choose. Describe the lease terms you are able to secure, and if there are any laws that protect the lessee from li cunxin biography, unreasonable price increases. You can read a detailed article about Essay on The Punishment what to look for li cunxin, in a lease agreement here.

Provide detailed information on the manufacturing facilities. For example, your operation may require a reliable source of electricity and water. Sumner? Describe how the facility provides the business with these resources. If the facility is pre-existing equipment or structures that can be leveraged, make mention of that. Location can be an li cunxin biography, important aspect of of Video on Children your business even if you are not in retail or manufacturing. For example, you might want to open your software company in Silicon Valley as that provides a competitive advantage from an employee recruitment and li cunxin biography, fundraising perspective.

If you operate out of a home office. Describe your future expansion plans, including expected date of Essay on The of Video Games expansion. Upon completing these sections, you will then be finished with the company and financing section of li cunxin your business plan. Writing the Products and Judaism, and Christianity are Connected Essay, Services Chapter. The products and services chapter of your business plan should be written clearly and li cunxin, descriptively, to help give investors a comprehensive understanding of the bread and on The History of Capital, butter of your business. Your products and services section should include the following sections.

Products and Services Chapter Sections. Products and Services Competitors Sourcing and Fulfillment (optional) Technology (optional) Intellectual Property (optional) Future Products and Services (optional) Your products and biography, services are the lifeblood of your business – it’s what your customers need, and if you get this right, everything else will follow . Commonly referred to as “product lift”, which essentially means getting the secret sauce working. Psychology? It means that customers want to buy your product/service, and you are filling a need that was previously not satisfied. Thinking in terms of benefits vs. Li Cunxin? features. What is the consumer really buying?

For example, a person buying a Rolex watch is not only buying a device to tell time, but the prestige and status that comes with a luxury product. Think about what end benefit your product/service delivers. Of course, the functional aspects of your product/service are also important. Depending on what you are going to sell, think through the features it will provide, packaging, design, branding, quality, and other aspects that help position and/or differentiate it from competing products/services. You may have heard the business adage that acquiring a new customer is indefinitely more expensive then keeping an stages of a cold, existing customer. Biography? One of the reasons this is true is the Essay on The Games, potential to sell additional add-ons, upgrades and substitute products/services to existing customers . Think about how you can drive incremental revenue. Whether it’s via subscriptions, repeat business, or annual contracts, you may be providing products/services that generate a recurring revenue stream. This is a good thing, because (1) your revenue can be more predictable and stable (2) you are maximizing earning potential . Think how you can generate recurring revenue, which is expressed with a metric called Lifetime Value per li cunxin customer.

You will complete the price you want to on The Effects of Video Games, set your products/services in the Financial Plan chapter, and biography, we also have a section for you to stages, describe your pricing strategy; however it is advisable to start thinking about how you want to li cunxin, price your products/services. Competitive analysis is an extremely useful tool and one that should be revisited often as the competitive landscape changes over of Capital, time. It starts with competitive analysis. Background (location, history, ownership) Financials (revenue, profitability) Products (product line, services, patents, licenses) Marketing (channels used and budget, pricing, alliances/affiliates) Personnel (headcount, notable executives, compensation, job openings) Market share Strengths, Weaknesses. Tips on biography, how to perform competitive analysis. The Internet makes this much easier then in days past. Some ideas: Google search using keywords that your customers would use to find you Look up industry association websites Look up directories such as Yahoo or Crunchbase Use Indeed.com to find your competitor’s job openings Competitor’s websites Find your competitor’s management team members on prosocial psychology, LinkedIn.

Not only do you have to worry about current competitors you can see, but you have to be vigilant and be on the lookout for new entrants. Li Cunxin? For example, a company that already sells to your customer base may see your industry as a logical next step. You should consider the likelihood of new entrants high if: The industry sees high margins (its super profitable) There is unmet demand (more customers then suppliers) There are no major barriers to entry (does not take much to start competing) There is future growth potential (such as mobile apps) Much of this is common sense – if you see a market opportunity that no one is competing in yet, don’t expect that you will be alone for long. Sourcing is simply the process of procuring goods and services from suppliers that are required for your company to make its products or deliver its service. Some things to consider when choosing and managing your suppliers: Cost: This is an stages of a cold, obvious one – the lower the biography, price, the higher your profit margins will be.

Payment terms: The longer you have to Essay of Capital Punishment, pay your suppliers, the more working capital you have on biography, hand. Reliability: You must consider how reliable your suppliers are and what would happen to your ability to operate if they cannot deliver. Scalability: As your business expands, will your suppliers be able to prosocial, meet your needs? Fulfillment is biography simply the process of how your company delivers its products/services, from point of sale to delivery. There are several popular fulfillment options: Engineer to order: the product is designed and built to customer specifications (e.g.; large construction projects) Build to order: the product’s design is standardized but manufacture of final product is based off of customer specifications (e.g.; aircraft and yachts) Assemble to order: the product is assembled to Essay of Capital, the customer’s specifications using pre-fabricated components (e.g.; Chipotles burritos, Dell computers) Make to stock: the product is manufactured in quantity based on expected sales of the product (e.g.; retailers) If you are going to biography, be selling physical products and expect to hold inventory, then you should pay very close attention to Ways in Which Judaism, Islam are Connected Essay, how you forecast the amount of inventory you need to biography, meet your projected sales. Too little inventory and you may not be able to meet demand. Too much inventory and you tie up all of your cash on excess inventory. Effects Of Video? Some key points: Have accurate sales forecasts.

Use historical sales data if you have it, and make sure you account for seasonality. Have accurate inventory tracking. Use bar code scanning or equivalent to biography, ensure there are no data entry errors. Utilize inventory management software. QuickBooks, Sage, and a plethora of other vendors provide a cloud-based solution for of Charles Sumner Essay, you to manage and maximize your inventory levels. Technology in today’s business environment is li cunxin becoming more and more important and serves as a source of of Charles competitive advantage. Take Wal-Mart or FedEx as two examples of li cunxin biography companies that provide services (low-cost products and shipping), but utilize technology as a critical means of delivering those services. Wal-Mart uses a sophisticated supply chain management IT system to ensure its low prices.

FedEx uses technology to optimize delivery routes and times, which enables it to Ways Essay, ship to practically every corner of the globe, seamlessly and with very low error rates. Think about how technology plays a part in your business and if it is critical to li cunxin, your business operations. If technology is critical to psychology, your business operations, then you must think about your disaster preparedness and contingency planning . Depending on li cunxin, your business, you may want to create back-up copies of data and software, routine security checks, and securing physical assets. What would happen if you lost access to Essay of Video, the technology? Think about alternatives that you could utilize. For example, if you license a piece of software and later down the road decide that the cost is too high, is there a competitor who can license you an alternative? If you have exclusive rights to li cunxin, a technology, either through a patent or through an exclusive license agreement, this is a great competitive advantage and Essay History, one that you will want to describe in detail. There are two types of intellectual property that may be applicable to a business: industrial property (such as patents and trademarks), and copyright (such as novels and li cunxin, movies). Ways In Which Judaism, And Christianity Are Connected? If you have intellectual property that you want to protect, it is advisable that you seek the professional advice of a good Patent/IP Attorney , since this is a great way to provide a barrier to entry for li cunxin biography, your business.

Intellectual property type 1: Industry property. These include inventions (patents), trademarks and in Which are Connected, industrial designs (trade secrets, trade dress). If you have any proprietary process or technology then it is recommended that you apply for a patent to protect your invention. You should apply for li cunxin biography, a trademark for your company name and logo as well. Intellectual property type 2: copyright. These include literary and artistic works such as novels, poems and plays, films, musical works, artistic works such as drawings, paintings, photographs and in Which and Christianity Essay, sculptures, and architectural designs. In 2011, counterfeit copyrighted and trademarked goods were a $600 billion dollar industry worldwide. Enforcing your intellectual property may be feasible from a legal point of li cunxin biography view, but many times is not practical in practice.

For example, Microsoft cannot possibly prosecute every single instance where its popular operating systems are copied and Effects Games on Children, downloaded. IP and your employees and li cunxin, contractors. It is of Charles just as important to li cunxin, secure your intellectual property in relation to your employees and contractors. Diamond Rock? Everyone should be required to sign an invention assignment agreement, which basically states that the company owns all works produced while contracted by the company. In addition, you may consider handing out serialized notebooks for employees to use , so that if there is ever a conflict as to whom owns a piece of biography intellectual property, there is stages of a a physical record. If you have future products and li cunxin biography, services planned, it is a good idea to describe the prosocial behavior, product roadmap and strategy behind it . A key concept is that of product lifecycle, which describes the stages of the li cunxin biography, life of a product. During this phase, your product will incur heavy promotional costs as you get the word out. You may discount the price of the product to encourage new customers. During this phase, you may focus on expanding your product to new segments in the marketplace, and expand the of a, product line (for example, with new colors or other variations). During this phase, you are enjoying the fruits of li cunxin biography your labor. You may add new features to your product to The Accomplishments Sumner, stay competitive and to li cunxin biography, further differentiate your product from competitors.

Marketing spend for your product starts to dissipate as sales of your product are in steady decline. After including all of this information, you’ll have completed the on The History Punishment, products and services chapter. Writing the Customers and Market Analysis Chapter. The customers and market analysis chapter will give you an opportunity to describe what your customer segments are, what needs you are filling for li cunxin, them, and how these groups of customers are trending in terms of growth and behavior. This chapter also includes any regulatory restrictions specific to your industry. Customers and Market Analysis Sections. Market Overview Market Needs Market Trends (optional) Market Growth (optional) Industry Analysis (optional) Key Customers (optional) In the market overview section you are going to rock, calculate the total market (referred to as Total Addressable Market) for your products, and then the segment of that market your business can capture.

Total addressable market can be thought of in several distinct levels. At the biography, highest level is an of a, estimate of the total market given 100% saturation. Another way of looking at this is what would be the total market if one company had 100% market share. Once you have the biography, total addressable market, then you can estimate what percentage of this you can realistically capture. This, of course, is much harder to predict with accuracy. So the important thing to remember is to utilize strong sources for your assumptions.

For example, lets say you plan to open a high-end steakhouse in Essay History of Capital Punishment downtown Miami. To calculate your total addressable market, you might count how many high-end restaurants are in li cunxin the downtown area and research the average annual sales for in Which Judaism, Islam are Connected Essay, each restaurant. Then multiply the two to get the total sales for all high-end restaurants. This would be your total addressable market. Using the example above, we can then drill down to the next level and determine what percentage of the market you can realistically capture.

You might assume that you will take an li cunxin biography, equal share of the diamond, market, thereby decreasing all other competitor’s shares in the market. Or you might offer cheaper prices, which you assume would take a larger percent of the biography, market. Whatever your assumption, make sure it is well documented and logical. To obtain jaw-dropping product-lift you must solve a difficult and Essay on The of Capital, painful problem for the customer. And if there are competitors, you must solve the problem better than them, and enough so that customers are willing to switch to your company. Describe what problem your product is solving. If you are targeting multiple customer segments, make sure you go into detail on how your product serves each customer segment. Describe how your solution better solves customer’s pain points then your competitors. We as consumers are inherently lazy. Li Cunxin Biography? We do not want to go through the time and cost of switching from prosocial behavior, one company’s product/services unless it is compelling enough, which is dependent on the switching cost.

For example, there is virtually no cost to switch from biography, Coke to Pepsi. On the other hand, there is high switching cost associated with migrating from a Mac to a PC. To overcome this problem, describe how your product either is able to overcome customer’s inherent adversity towards switching products, or if your product is able to reach new customers and The Accomplishments Sumner Essay, bypass switching costs altogether (in other words, instead of taking customers away from your competitors, you are creating a new market for your products). Understanding market trends at the macro level is critical for various aspects of your business. A growing or shrinking market is li cunxin described in more detail in the market growth section. Below are some of the Ways, other factors that will affect market trends: The overall economy has a disproportionate effect on some businesses. Li Cunxin? For example, dog-walking services usually see a decline in sales as households reduce spending on non-essential purchases. Government regulations and policies can completely alter an industry, so it is imperative that you are up to The Accomplishments of Charles Sumner Essay, date on upcoming changes.

For example, the Jobs Act of biography 2012 allowed for the first time non-accredited investors to rock, participate in private placement of securities. Li Cunxin? This in turn has created a new market for crowd-funding websites to emerge to connect startups with all types of investors. You may be in an industry where political conditions have an impact on the bottom line. For example, if you count the Dept. of on The of Capital Punishment Defense as one of your clients, then the across-the-board budget cuts (i.e.; Sequestration in the Budget Control Act of 2011) would surely have a negative effect on your business. If you build your business on top of a technology platform that will soon be replaced with a more cost affordable, powerful, and li cunxin, easier to use technology, then that will surely put you in a less advantageous position. Knowing technology trends is valuable in ensuring you are gaining a competitive advantage through the use of technology. Your customers may change their sensitivity to price depending on a variety of of a cold factors, including competition, macroeconomic conditions, and changing consumer tastes. Keeping an eye on li cunxin biography, this trend will ensure you optimize your pricing strategy. Market growth, mathematically, is simply measuring the change in market size from one time period to the next (usually in years). So if the The Accomplishments Sumner, market in the first year was $100 million and li cunxin, $150 million the second year, then the market can be said to have grown by 50%.

You will find that measuring market growth using historical market size data is rock much easier then forecasting market growth. Utilize publically available data sources, trade publications, market research firms, and government agencies to find much of li cunxin biography this research. Being able to demonstrate a market is The Accomplishments Sumner growing is obviously important – for example, the market for Blackberry accessories is biography clearly a declining market. On The Of Capital? Most investors and li cunxin, lenders will not want to see a new business chase after dwindling customers. On the other hand, the market for behavior, Apple and Samsung phone accessories have seen great growth and biography, will continue to Essay Punishment, grow as those companies continue to li cunxin biography, add new customers.

Your industry is defined as the group of companies that are related to you in terms of what you sell/how you derive your revenue. Essay? For example, Ford and Nissan are both in the automotive industry. Ford and Nissan’s market (i.e.; customers) would be the end consumers who buy their cars. You will want to describe your industry name/classification (SIC/NAICS Code), which can be found on the Dept. of li cunxin Labor website. Understanding your industry’s dynamics is imperative to knowing it’s profit potential and attractiveness. A popular framework for conducting industry analysis is Porter’s five forces analysis, which analyzes an industry’s competitiveness (and therefore attractiveness). By performing this analysis you will have a clear picture of your competitors and of Video Games on Children, how your company fits within the li cunxin, competitive landscape. If your industry has low barriers to stages cold, entry and low switching costs, then expect increased competition, as there is little standing in the way for new entrants to enter the li cunxin, market and compete. If your industry is in Which Judaism, and Christianity Essay supplied by very few suppliers with little alternative but to source from those suppliers, then expect downward pressure on your margins. If your industry only has a small number of buyers, or there are many alternative products to choose from, then expect downward pressure on your margins. If there are many substitute products in your industry and the switching costs between them are low, then expect substantial competition.

An industry is very competitive if there are many competitors about the biography, same size, there is little differentiation between competitor’s products, and it is mature with little growth (so the only way to grow is to Islam are Connected Essay, take a competitor’s market share). Although your product may cater to many different sets of customers, you want to focus on a select group that will be the most likely to purchase your product/service and account for the lion’s share of your company’s revenue. For many businesses, you will soon realize that a large portion of your revenue comes from li cunxin, a small percentage of your customers. For example, Starbucks may realize their key customers are white-collar business types that purchase a cup of rock coffee every day, versus the student type that comes in once a month. When you can name your key customers. If you are in a business where volumes are low and prices are high, then you should be able to name your key customers individually.

In this case, you should describe in detail your relationship with each of them separately. If you’ve filled out this chapter, congratulations. Li Cunxin Biography? Doing market research and customer analysis is a complicated and time consuming task. Time to move on to the next chapter! Writing the Marketing and prosocial behavior, Sales Chapter.

The marketing and sales chapter gives you an opportunity to describe how you will manage your sales force and what sales activities they will conduct in li cunxin order to close sales. Overview Positioning Pricing Promotion Distribution. In this section, summarize your marketing plan, being sure to stages cold, include: Positioning: Are you going to be the lowest cost provider or provide a differentiated product? Pricing: How will you price your products/services? Promotion: How will your market your products/services? Distribution: Where will your product/services be available?

Tip: It will be easier to write this section after you complete the subsequent sections as the overview section summarizes key findings from the other section. Keep this section at the summary-level, as you will go into further detail in biography the subsequent sections. Describe how you position your company within the competitive landscape. Will you compete on price, or will you differentiate your offering and Ways in Which Islam Essay, stand out from your peers? For example, Wal-Mart positions itself as the low-cost provider in li cunxin an industry, while Apple designs premium products to Essay History of Capital, reach the luxury end of the market.

Provide your product/service at the cheapest price point in the marketplace. There are three primary ways to biography, achieve this: Economies of Scale: For example, being able to diamond in a, turn more tables in a restaurant or produce more widgets in a factory. The more you are able to produce from li cunxin biography, your asset, the cheaper it becomes. It will also be harder for your competitors to enter the market since you have fixed assets and experience that requires a large investment. Low operating costs: Keeping costs down across all aspects of the business, including: Standardization: Limited customization Outsourcing: Outsourcing labor to low cost production centers Thrift: Limiting advertising and The Accomplishments Sumner Essay, RD spend Optimized supply-chain: By lowering inventory and negotiating with suppliers, companies can substantially improve their profitability and li cunxin biography, cash flow. Making your product/service unique by targeting a specific segment of the market is a compelling strategy, especially if: Your customers are not price sensitive The market is competitive Your are targeting a specific niche You can provide a product/service that is not easily copied. You can also achieve differentiation through branding and marketing – for example, Starbucks sells premium coffee at a premium price point, primarily through the strength of their branding and not through the taste of their coffee. Determining the optimal price for your products/services will require you to think through several factors: If you are going shooting for the low cost provider strategy, then you will want to price yourself accordingly.

Likewise, if you are going for the luxury end of the market, then a higher price is often times a proxy for quality. How price sensitive are your customers? If your customers are making their purchase decision primarily based on price, then you will want to be sensitive to this. The price you set must be high enough to of a cold, over your costs so you can turn a profit. There are, of course, exceptions. For example, you might want to achieve economies of scale by maximizing units sold, or you might be maximizing revenue to biography, achieve dominant market share. There may be regulatory/legal constraints on stages, how much you can charge. For example, payday loan vendors are restricted in li cunxin how much they can charge their customers. Looking at The Accomplishments, what your competitors charge can give you a understanding of what current customers are accustomed to paying and will likely be willing to pay for your products/services. There are price points that consumers are psychologically more accustomed to, such as amounts ending in li cunxin .99 or .95. In this section, you move from describing your marketing plan onto how you will convey your marketing message to your intended audience.

What marketing channels will you utilize to reach your target customers? Depending on your business, traditional media may be an important component of your complete marketing toolbox. Of Capital Punishment? These would include television, radio, billboards, flyers, etc. In today’s environment few companies can afford not to have a strong online presence. Biography? There are a myriad of options available.

Each marketing channel must be carefully measured for Sumner Essay, effectiveness, as online marketing can quickly add up and li cunxin biography, consume a small business’s entire marketing budget. A website is a key component of your digital marketing efforts as it will be the destination in Effects which your online leads will first visit. Some online marketing options include: Search engines (i.e.; Google, Bing) Directories (Yelp, Angies List) Daily deals (Groupon) Email marketing Social media (Facebook, Twitter) Word of mouth marketing is by far the most profitable and powerful marketing channel available to any business. New customers that are referred to your business are more likely to purchase and more likely to continue referring your company. There are ways to boost word of li cunxin biography mouth marketing, especially with the advent of social media. For example, asking a satisfied customer to like your business on Essay on The of Capital Punishment, Yelp and Facebook will potentially reach hundreds of li cunxin biography their contacts, all with one click. Essay Effects Of Video? Integrating social media into your word of mouth marketing strategy is invaluable for every business. Blogging/Becoming a subject matter expert. Having a leading voice in your industry will help your business gain credibility from customers, suppliers, partners and competitors.

You can start by participating on public forums and blogs related to your business and adapting the adage “give more to get more”. How will your products be available? On one end of the spectrum is direct marketing, whereby you sell directly to your customers. Or if you manufacture your products, you might sell through distributors, who in turn sell to retailers, who in turn sell to li cunxin biography, consumers. Three common models: Product is stocked in mass-market distribution channels.

Examples include soft drinks, magazines, etc. Product is specialized and sold through specialized channels. Examples include nautical computers and tooling/machinery. Product is only sold through an Effects on Children, exclusive channel. Examples include luxury products such as high-end motorcycles or designer handbags. The Internet presents an unparalleled opportunity to li cunxin, reach customers directly, as well as working with online channel partners to reach and sell to customers. Writing the Strategy and Implementation Chapter.

The strategy and implementation chapter will give you an opportunity to define the key milestones that mark meaningful progress towards your goals. Essay On The Effects Of Video On Children? It also includes sections that further elaborate on your competitors. Strategy and Implementation Sections. Milestones SWOT Analysis (optional) Competitive Edge (optional) Strategic Alliances (optional) Milestones are the key events that demonstrate progress is biography being made , such as completing the company’s first prototype or breaking even. These provide a tangible way to measure the success of the business venture. Milestones are so incredibly important to a business yet are one of those things that can be easily overlooked. Why are milestones so important? Because they are a way to measure meaningful progress of a company that in effect, makes that company less risky (and therefore more valuable). A new company has an extremely high-risk profile – but as it meets tangible milestones, such as completing a prototype or breaking even, the company’s risk decreases.

It becomes more apparent that the venture will succeed. Investors and lenders will be looking at what milestones your company has reached in behavior psychology order to li cunxin biography, create a fair valuation. Milestones might include: Assembling company team First working prototype Filing/receiving patent or other IP Securing physical location for store First paying customer Breaking even Turning a profit* *If you can demonstrate not only turning a profit, but also sustaining that profit, then that is behavior a huge milestone. SWOT Analysis is a useful technique for understanding your company’s strengths and weaknesses , while identifying both the opportunities open to your business and the threats it faces. Strengths and Weaknesses refer to internal factors in your company, such as: Employees and staff Physical assets such as equipment and facilities Financial assets. Opportunities and Threats refer to external factors facing your company, such as:

Market trends Regulatory and legal Macroeconomic conditions Competitors. Competitive edge can be bucketed into four primary areas: cost, differentiation, innovation and operational effectiveness. Are you providing a product/service at li cunxin biography, a lower cost then your competitors? This is a straightforward competitive edge that is very difficult to deliver. Essay On The? Providing the biography, lowest cost may require operating on razor thin profit margins or heavy investment in fixed costs in order to achieve economies of scale. Are you providing a product/service that your competitors are not offering or cannot offer?

This is The Accomplishments a common strategy whereby you provide differentiated value in order to better serve customers and/or reach a portion of the market that may be under-served. Are you leapfrogging your competition and providing a notably superior or new product/service? Popularized by the book “Blue Ocean Strategy”, creating new demand in an uncontested market space is a powerful business strategy. Do you provide superior time to market or customer service? For example, your customers may be willing to pay a higher price for better customer service . Nordstrom’s is an example of li cunxin biography a company that uses superior customer service as a competitive advantage. Forging strategic alliances is a commonplace occurrence in business. Stages Of A? There are a wide variety of alliances you might encounter, with various parties in which you do business.

Even if you do not have any alliances, there may be an opportunity for a partnership in the future and li cunxin, that should be included in this section. You might have a supplier who has a disproportionate amount of influence and in a rock, power of your business. Striking a partnership in this case may decrease those risk factors and provide a competitive advantage over your competitors. You might have a large portion of biography your revenue coming from prosocial behavior, several key customers. Inking an exclusive agreement to lock in revenue would, for instance, give you predictable cash flow. It is not uncommon to partner with competitors under certain circumstances – for example, to biography, set standards for Effects of Video Games, the industry or to help further adoption of a technology. For example, Sony and Panasonic partnered together to increase the adoption of Blu-ray DVDs. Aligning your brand with another company is li cunxin frequently used, especially if both brands are targeting the same demographic. Essay History Punishment? For example, Samsung is the official sponsor of the Olympic games and will provide free mobile phones to all Olympic athletes.

Upon completing these sections, your strategy and implementation chapter will be finished. Writing the Financial Plan, Statements, and Sales Forecast Chapters. Writing the financial plan, financial statements, and sales forecast will be the most difficult part of your entire plan. It requires making a large number of intelligent assumptions about the size of the market you can realistically target, and the costs associated with making your product or rendering your services. Li Cunxin? These sections are the red meat of your plan — these are the Ways Judaism, Islam and Christianity, chapters that any seasoned angel investor or venture capitalist will dig into to make sure they know they’re making a solid financial investment. Chapter 7: Financial Plan and Sales Forecast Sections. Sales Forecast Personnel Plan Budget Cash Flow Assumptions Loans and li cunxin biography, Investments Starting Balances Historical Financials Key Metrics for Success. Define the price in which you will sell your products and services, the cost it will take to produce or sell the product/service, and the number of units you will sell. Be conservative when making your estimates on the number of of Charles Essay units you will sell, ensuring you have a reasonable methodology when making your forecast. It is highly recommended that you first complete the following sections as they lay the li cunxin biography, foundation for defining the sales forecast. Products/Services section: Defines what you will sell and at what price point; also seeks to define the production cost Target Market section: Defines the size of your target market and prosocial behavior, what quantities you can sell.

Tip: Your sales forecast should sync with your Sales and Marketing plan. For example, if you plan on li cunxin, hiring several sales people nine months from the start of your business, you should forecast an increase in sales thereafter. This is the The Accomplishments of Charles Sumner, price you will sell your products/services. Fixed price: Suitable for most sales forecast modeling Price changes over time: The price of your product/service may increase/decrease in price over biography, time for several reasons: Keep up with inflation Keep up with increased cost of raw materials or components Seasonal product – discount to on The Punishment, offload excess inventory Promote new product – discount upfront to encourage sales, then increase later. This is the direct cost of producing your product/service (at the unit level). Otherwise known as cost of goods sold (COGS). Fixed costs: Suitable for most sales forecast modeling % of sales: A good way to forecast costs; as sales increase you can set the cost as a % of sales on a sliding scale. Biography? Costs vary each month: The cost of your product/service may increase/decrease in price over time for several reasons: Economy of scale: the more units you produce, the cheaper it becomes to Ways in Which Islam are Connected Essay, produce them Bargaining power: the more units you buy from your supplies, the cheaper they become Seasonality: cost of raw materials may fluctuate based on time of year. This is the li cunxin, expected number of units you will sell. My units are constant: Not particularly suitable as most businesses will expect to have some growth over time.

Units sold changes over time: The quantity sold of Essay on The History your product/service may increase over time for several reasons: Growing market share Finding new markets. Sales tax requirements vary by li cunxin biography, country and by products/services sold. In the United States, there is no sales tax at the federal level; however, many states levy selective sales tax on particular goods or services. Check with your state department of taxation if you are required to collect sales tax. If yes, you collect the sales tax from your customers and Essay on The Effects of Video Games on Children, then remit the tax to the state each year. If the individual assumptions used for each component of the sales forecast is li cunxin accurate, so will the overall sales forecast.

You should be able to explain where each number comes from, citing studies/research that validates your assumptions. The costs of hiring personnel are often the largest expense of any business. Diamond Rock? In this section, you will enter forecasted employees and contractors you plan to hire. The number of personnel you plan to hire and at what time is more of an art then a science. Too much staff too soon and you’ll burn through your working capital. Too few staff and you’ll run the risk of li cunxin biography alienating your customers and partners when you can’t deliver. A good way to think about The Accomplishments Essay your personnel plan is to think about the milestones you want your business to accomplish and what personnel are required to get your business there. You can always revise your estimates, so start off with your best estimate and come back to biography, this section later.

Tweak as needed so that your business model demonstrates profitability within your target time frame. The type of company you are building and Sumner, the financing required also makes a big difference in your staffing plan. For example, if you are seeking venture capital that mean you are going to want to li cunxin biography, hire and Essay Effects Games on Children, scale quickly in li cunxin order to behavior psychology, generate large revenues. Conversely, if you are seeking debt financing, you want to biography, operate as lean as possible and in a, maximize profitability so you can service your loans. Fixed amount: Suitable for most situations. Changes over li cunxin, time: You might want to define a compensation plan for sales personnel that have an annual bonus component, for example. Employee: If choosing employee you will have to in Which and Christianity are Connected, consider certain employee taxes and other considerations. Contractor: If selecting contractor, ensure that you are classifying said contractor correctly.

In the United States, for example, you are legally required to provide employee-type benefits in certain situations even if you classify the personnel as a contractor. If hiring employees, you will be responsible for additional costs such as (but not limited to) payroll taxes, worker’s compensation and health insurance, paid time off, training and travel expenses, vacation and sick leave, pension contributions and other benefits. This is referred to the burden rate, which provides a truer picture of total labor costs than payroll costs alone. Biography? Burden rate only affects employees and prosocial psychology, not contractors. If unsure what to enter, 15% is a fair estimate. Explain the li cunxin biography, assumptions and methodology used to define the personnel your business plans to retain, including how you came up with your compensation figures and burden rate.

For example, you might explain that as you plan to Essay on The Games, hire several sales people to coincide with the release of a new product. Enter expenses you plan on li cunxin biography, incurring for your business. A good way to make sure you capture majority of your business’s expenses is to of a cold, think through costs associated with each functional area of your business, such as product development, marketing and operations. Categorize expense into groups, such legal and li cunxin biography, administrative, rent and leases, and telecommunications. On The Punishment? Do not include fixed asset expenses (assets whereby you derive value from for more than 12 months) such as a company van or computers. You will enter these in the next step. Advertising Expense Amortization Expense Auto Expense Bad Debt Expense Bank Charges Cash Over and Short Commission Expense Depreciation Expense Employee Benefit Program Freight Expense Gifts Expense Insurance – General Interest Expense Professional Fees License Expense Maintenance Expense Meals and Entertainment Office Expense Payroll Taxes Printing Postage Rent Repairs Expense Salaries Expense Supplies Expense Taxes – FIT Expense Utilities Expense Gain/Loss on Sale of Assets. Enter long-term asset expenses here. Long-term assets are comprised of biography two types: tangible and intangible assets. Fixed assets are tangible assets that provide value for more than 12 months, such as a company van or computers. Fixed assets are depreciated over its useful lifetime.

This is an accounting method that allows the business to allocate the costs of the asset over its life by gradually reducing its value. Common fixed assets: Land and Buildings Motor vehicles Furniture Office equipment Fixtures and fittings Plant and machinery. Intangible assets are long-term assets that are not physical in nature. Intangible assets are amortized over its useful life. These might include:

Intellectual property (items such as patents, trademarks, copyrights, business methodologies) Goodwill Brand recognition. Enter other short-term assets here, which most likely will be any prepaid expense that lasts for less than 12 months. Besides prepaid expenses, other current assets also include short-term investments and securities that are likely to Ways Judaism,, turned into cash within a year. A prepaid expense can be described as such: A 12-month office lease is signed with the total lease amount of $12,000 being paid upfront. Classifying this as a regular expense would not be accurate because then the li cunxin biography, PL Statement and Cash Flow Statement would both show the $12,000 as a one-time upfront payment on the month it which it was made. This type of expense is on The Effects of Video Games better described as a prepaid expense, since the li cunxin, use of the of Capital, office is spread out over a 12-month period of time and can be considered an asset on the Balance Sheet that is biography expensed over time. By classifying this as a prepaid expense (or an amortized short term asset) then the PL Statement would show the $12,000 prepaid expense spread across 12 months at $1,000 each month, while the of a, Cash Flow Statement would reflect the $12,000 payment on month in which it was made. Under Assets, the Balance Sheet would then show the amount of Prepaid Lease that is remaining at the end of the accounting period. Enter an estimate for income taxes you expect to pay, which should be a summation of federal, state and local income tax. Do not include other taxes such as property tax (should be entered as a separate expense) or employee-related taxes (this is covered in the Personnel Section as the Burden Rate).

As this is only an estimate, 100% accuracy is not required (if unsure what to enter here, use 20%). Dividends and li cunxin biography, distributions (for corporations and LLCs/partnerships, respectively) are payments to the company’s shareholders/owners, taken from the company’s profit. Dividends are typically paid out at the end of the fiscal year, while distributions can be given out at the discretion of the owners. You may want to set this to zero initially and and Christianity are Connected, see how the financials of your business model work out; then you can work backwards and determine how much of retained profit you want to distribute to owners/shareholders. Here you can explain any regular costs that are associated with running your business. Biography? What are the monthly or ongoing costs that you must pay to keep the in Which Judaism, Islam and Christianity Essay, business up and running? For example, this could be paying monthly utilities and li cunxin biography, rent expenses for your office space, insurance, or any marketing or advertising costs. For a start-up, remember that there are always up-front costs or one-time costs associated with getting things started, so be aware of any of these expenses and include them in your budget. Accounts receivable is in Which Islam are Connected defined as sales that the company has made but has yet to biography, collect the money from the prosocial, purchaser.

Most companies operate by biography, allowing some portion of their sales to be on credit. These types of sales are usually made to frequent or special customers who are invoiced periodically, and allow them to avoid the hassle of physically making payments as each transaction occurs. You want your accounts receivable to be as low as possible to increase your cash flow. Defining what percentage of Islam Essay your sales will be on biography, credit. You want this percentage to be as low as possible, while keeping in mind that for some businesses it is preferential to provide some credit to your best customers. Defining how long it will take to collect payment. Of the customers that you provide credit to, you need to define when they are to pay you back. The faster, the better your cash flow will look like. In Which Judaism, Islam Are Connected Essay? It is typical to provide net-30, which is 30 days. Accounts payable is defined as short-term debt owed to suppliers and banks.

It is to biography, your advantage to negotiate longer payment terms with your suppliers, as it will improve your cash flow. When looking at accounts receivable (what is owed to prosocial psychology, you) and accounts payable (what you owe), the key thing to remember is that you want to be paid as soon as possible, and you want to pay others as late as possible (cash on hand is king). Defining what percentage of your purchases will be on credit. You want this percentage to be as high as possible, as that will improve your cash flow. However, ensure you are able to pay your vendors on the purchases made on credit. Defining how long it will take to collect incoming payments. How many days will it take, on average, to collect incoming payments? Select the li cunxin biography, typical number of days between when you make a credit sale and when the payment arrives. Prosocial Behavior? Keep in li cunxin mind that shortening this period can vastly improve your cash flow. If your business will sell physical products and you plan on keeping inventory on hand, then you need to define how many months of inventory you wish to keep on hand.

The more months of inventory you hold on hand, the more cash is tied up in inventory. Diamond In A? This will affect your cash flow. How much inventory should you carry? The ideal amount varies from industry to industry, and business to li cunxin, business. A good place to find more information is trade associations for your industry. Essay Of Video? In order to improve your company’s inventory management, you will need to li cunxin biography, start by collecting good records on your inventory. Using inventory turnover rate as an indicator.

Inventory Turnover Rate = Costs of Goods Sold (COGS) / average cost of Essay Effects on Children inventory on hand. A low inventory turnover rate means that you may have too much inventory on hand. Understanding and managing cash flow is very important to any business. Li Cunxin? The time period for credit sales and payments may depend on Effects on Children, your suppliers or your industry. Paying and getting paid later rather than earlier can entirely change your cash flow projections. You can utilize this section to explain any assumptions about cash flow, including details on the time period in which you will make and receive payments. How did you come to these assumptions and how will it affect your business?

When taking out li cunxin, a loan, you borrow an amount of of Charles Essay money (principal) from a lender, and are obligated to pay back at a later time (usually in installments). You will typically pay interest on the loan. If you are seeking a loan then enter the amount, as you want to forecast the financials assuming you have secured the loan. Personal vs Commercial Loans. For many small businesses, taking out li cunxin, a personal loan to in a, finance growth is li cunxin biography commonplace. These might include credit cards, home equity line of diamond credit (HELOC), and installment loans. Li Cunxin Biography? If you have an cold, existing small business, commercial loans can be obtained, which are based on li cunxin, a variety of factors. Secured vs Unsecured Loans.

A secured loan is a loan in which you pledge some asset (equipment, property, etc.) as collateral. Unsecured loans (credit cards, personal loans) are not secured against a borrower’s assets. Interest rates will be higher for unsecured loans versus secured loans, for obvious reasons. If you have a pre-existing loan, then you can specify those details in the Starting Balances section. A line of credit is similar to a loan with the in a, difference being that interest is not charged on the part of the biography, line of credit that is The Accomplishments Essay unused, and li cunxin, the borrower can draw on the line of credit at any time that he or she needs to. If you are seeking a line of credit then enter the amount, as you want to forecast the financials assuming you have secured the line of credit. The line of credit may be classified as a demand loan, which means that any outstanding balance will have to be paid immediately at the financial institution’s request. Investments include injections of on The History Punishment cash into the business from you, other shareholders or owners, or investors. This typically refers to equity investments where investors contribute cash to the business in exchange for li cunxin, equity (ownership). In this section, you can describe how your business will be funded. In Which Are Connected Essay? If you are a startup, it is likely that the money you make from sales will not cover all your business expenses so you may need additional sources of funding, such as taking out a loan, receiving investors’ capital, credit lines, or other ways of borrowing money.

What type of li cunxin biography funding will you acquire? At what point in your plan are you expecting these funds? For existing businesses only. The starting balances will be used to adjust the balance sheet to take into account your company’s financial history. Important: all starting balances should be entered as they are at the start of in a your plan. Enter starting balances for li cunxin biography, assets: Cash Accounts Receivable Inventory Other current assets Long term assets Accumulated depreciation. Enter starting balances for liabilities: Enter starting balance for diamond, Capital and Earnings:

Enter your Recent Sales: One month before start date Two months before start date Three months before start date Four months before start date Five months before start date Six months before start date. If you are an existing business, you can enter past financial data here. This is optional and will be used to calculate historical financial ratios in the Financial Statements section. For each year of your company history , include: $ Sales $ Gross profit $ Income from li cunxin, operations $ Net profit $ Current assets $ Current liabilities $ Inventory $ Total assets $ Total liabilities $ Total owner equity. Every business model has several key metrics that management can use to see if the prosocial psychology, business is healthy. Li Cunxin Biography? For example, a restaurant might use the number of tables it can turn per night and the average revenue per dinner. The Accomplishments? Think about what levers make the most impact to li cunxin biography, your business. You will want to continuously track and monitor these metrics to ensure your business model is of a working. Chapter 8: Financial Statements Sections.

Profit and biography, Loss Statements Balance Sheet Cash Flow Statement Financial Ratios. The Profit Loss (i.e.; income statement) shows your revenue, expenses, and profit. It is the most common of the three reports as it provides a view into the company’s projected “bottom line”. The statement here is a read-only display, calculated automatically from the information you entered in the Sales Forecast, Budget, and in a rock, Personnel Plan sections. If you wish to edit or change any information, you may do so by going back to those sections. The statement here will update automatically. The balance sheet gives a snapshot of your company’s financial position at a given point in biography time, usually the last day of Ways Judaism, and Christianity a fiscal period. It is called a balance sheet because assets (what you own) will always equal the li cunxin, sum of your liabilities (what you owe) and stockholder’s equity (your investments from stockholders plus money that your business earned that is behavior put back into running your business). The balance sheet here is a read-only display.

If you wish to change the balance sheet, you can do so by going back to li cunxin, the builder in the Financial Plan section. If you are an diamond rock, existing business, you have the option of adding starting balances under the Financial Plan section. The cash flow statement displays the li cunxin, cash inflows and outflows from your operating, investing and Essay on The of Video, financing activities. Rather than providing an overview like the biography, balance sheet, the stages of a, cash flow statement will measure the change in cash during a period. In other words, how much money did you start and end up with? The statement here is a read-only display. You can go back to edit the sections in li cunxin biography the Financial Plan section in order to change the The Accomplishments of Charles Sumner Essay, accounts affected in the cash flow statement. The Financial Ratios section gives a general overview of the health of your business. The report here is a read-only display. If you wish to change any of the li cunxin biography, information, you may do so by in Which Islam and Christianity Essay, editing the relevant financial information you’ve entered previously. The ratios here will update automatically.

The Liquidity Analysis shows how solvent your company is, or how easily convertible to li cunxin biography, cash is the company in on The case. This is important in determining the ability of the business to meet its obligations, or paying off what it owes in debt. The Profitability Analysis shows the overall performance of the company in its ability to make a profit. The ratios show how much of li cunxin sales revenue is actual profit after taking costs and expenses into account. The Debt Ratio shows how much of the business’s assets are financed by Ways in Which Judaism, Islam Essay, debt and how much of the business’s assets are financed by stockholders’ equity. The Investment Measures show ROI (Return on Investment) which is the li cunxin, percentage of the return (net profit) of the business divided by diamond rock, the cost of the investment.

The most common method of calculating ROI is to divide net profit by total assets. Finishing these chapters represents a massive achievement in completing your business plan. It is by far the li cunxin, most difficult chapter, as it requires doing somewhat complicated math to generate accurate financial statements. Essay On The Of Video On Children? In all likelihood, you will need to hire an expert or accountant to help you create an biography, accurate and detailed plan that adheres to realistic outcomes. To finish it off, you’ll need to write an appendix and a glossary of terms. Your appendix will be a more detailed version of the financial statements detailed in this chapter, and your glossary of terms will simply define the diamond in a, terms of your business that an li cunxin biography, investor may not understand. Upon including those chapters, your plan will be complete.

Feeling inspired to start a business, but don’t know how to rock, write a plan? We have a sample database of plans that you can look through to learn the different chapters and sections necessary to attract equity investments and loans. Although our examples are specific to each industry, keep in mind that every plan will be unique depending on your location, your customer base, and your own vision, so these will only serve as a starting point for you and your dream. Click the li cunxin biography, images to view our full business examples. 4. The Pros and Cons of Downloading a Business Plan Template. 1. Write with confidence — you won’t be forgetting any important information. Using this free template can help you write your own plan, without the hassle of figuring out how to Essay on The History, order your chapters, or the worry of feeling like you might be missing a section. We provide the entire bare bones skeleton of a business plan within this Microsoft Word .doc download. After you download it, it’s up to li cunxin biography, you to Ways in Which Judaism, Islam and Christianity, flesh out the details and ensure that each section is li cunxin as well researched and intelligently conceived as possible. 2. Step-by-step writing guide and writing samples included. Our plans come with a complete how-to guide with examples from our professional business plan samples to help steer you through your writing.

3. Essay On The History? Completely free – no hidden costs, just download and start writing. This plan is completely free. You may encounter other people or websites on the Internet charging a price to download the guide. Do not purchase them – there is no benefit at biography, all to purchasing a pre-fabricated plan. None of the information will be relevant to your company, and you’ll be gaining nothing but the rock, order and biography, structure of the plan – something that you could easily research and re-create on Ways in Which Islam and Christianity are Connected Essay, your own. Sound good? Keep in mind that while this guide may give you a better idea of how a it should be structured, that represents only li cunxin about 5% of the heavy lifting of writing an actual the complete document. Don’t forget that every plan needs well structured elevator pitch. 1. You’ll have to Punishment, do complicated business planning math and calculations yourself — or pay an expensive rate for someone else to do them. You’re going to have to do the li cunxin biography, financial calculations, plans, and forecasts that a plan should offer to attract investment — all by yourself.

Creating these sections requires years of training, math skills, market knowledge, and investment savvy. This requirement is beyond the scope of most peoples’ abilities, which is of a cold why entrepreneurs turn to professional writers and accountants to do the heavy lifting for li cunxin, them. Keep in mind: You may have a brilliant idea, but until you’ve subjected your product/service to meticulous research, and of Charles Sumner Essay, calculated your potential market as conservatively as possible, your business idea will be nothing but empty words and blather to biography, a seasoned investor. 2. You’ll need to manually create visual graphs and charts to behavior psychology, make the calculations easily understandable. You’ll need to take the biography, numbers you calculated and create attractive graphs, charts, and tables for your plan. On The? Making your data attractive and easy to biography, comprehend is no easy task. Professional planning software can not only do the in Which Judaism, are Connected Essay, calculations for you, but will also turn them into relevant graphs, charts, and tables presented in biography the appropriate order, according to how equity investors and bank loan officers expect to see them. 3. Stages? A basic template won’t allow you to li cunxin biography, track your business’ progress. You won’t be able to keep your company’s information up to date easily. Diamond In A Rock? One of the li cunxin biography, major benefits of using software is that you can continually update your numbers based on your real expenses and earnings, allowing you to The Accomplishments Sumner Essay, track the progress of your business easily and without a major hassle. Nonetheless, we encourage you to download this document and get started with writing out your product/service concepts and marketing plan.

If or when you encounter the financial sections, we’ll be looking forward to helping your progress through the major obstacles of biography writing a successful strategy that will help you get funding for your ideas. Crafted by licensed attorneys Updated regularly Applicable to all 50 states. Create your free. Business Plan Template document in only 5-10 minutes! Copyright 2017 Legal Templates LLC. Legal Templates LLC is not a lawyer, or a law firm and does not engage in the practice of law. Legal Templates cannot and does not provide legal advice or legal representation. All information, software and behavior psychology, services provided on the site are for li cunxin, informational purposes and self-help only and are not intended to be a substitute for a lawyer or professional legal advice. Use of this site is subject to our Terms of Use.

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Das Nibelungenlied - medieval society and li cunxin biography, modern usage. 14 Seiten, Note: B+ Consider ways in behavior psychology which the Nibelungenlied reflects concerns for the society in biography which it was first composed, and with reference to one or more aspects of rock, its reception in li cunxin the modern era, show how it was exploited to address more recent concerns of German society. The Nibelungenlied from the 12th to the 20th century(2011/12) Due Date: 09/01/2012. Spanning across centuries, Das Nibelungenlied provides a great insight into the distinctive ethos of medieval German society as well as the Essay Effects Games codes and li cunxin biography, beliefs which govern its behaviour.

This essay will tentatively explore the rock values, motivations and concerns of courtly individuals. The social concerns can be emphatically divided into the following areas: loyalty, honor, hierarchal structures, gender roles, materialism, and biography, courtly conduct. This will then lead to prosocial psychology the second part of the essay which will explore how the values the epic embodies have been rejuvenated and appropriated in the eighteenth and nineteenth centuries, in order to grapple with more modern concerns such as the First World War and Germany’s identity crisis. Loyalty presents itself to li cunxin be an integral part of the courtly conscience. Rudiger is caught in an excruciating conflict between his loyalty as a vassal and stages of a cold, his bond of friendship to the Burgundians. In a society where friendship reveals itself to be deceptive and political [1] Rudiger’s connection to the Burgundians is of a more wholesome, genuine nature. Ehrismann argues, “Der Markgraf hat sich den Nibelungen eng verbunden.

Die Bande sind von kaum zu definierender Qualitaet, anzusiedeln in der Zone zwischen Brauchtum und Recht [2] . The exceptional relationship develops through gift giving, the Margravine gives Hagen a shield which is of strong emotional value, and li cunxin biography, Rudiger corroborates explicitly to Giselher that he couldn’t have imagined a nobler husband for his daughter. Both examples signify the intimate and affectionate friendship established in a society usually dominated purely by bonds of vassalage. Islam And Christianity. However, Classen asserts that social and political constraints will destroy even the strongest of friendships in feudal society [3] . Despite Rudiger’s attempts at arbitration, Kriemhild reminds Rudiger of their negotiation before her marriage to Etzel, “Ich man’ iuch der genaden, und ir mir habt gesworn, do ir mir zuo Etzeln rietet, ritter uz erkorn, daz ir mir woldet dienen an unser eines tot“. Biography. [4] Thus, we see Kriemhild reminding Rudiger of his feudal oath, which essentially (and traditionally) takes precedence over stages of a cold all other duties, at the same time it includes self destruction or tot , if necessary [5] . Li Cunxin. Nibelungentreue or loyalty is in a, of highest consequence and ranked higher than all other bonds. Thus Rudiger can either eliminate his friendship to the Burgundians, or break his oath. As any decision he makes appears to be an injury to both triuwe and ere , he feebly attempts to renounce his position, “her kunec, ne nemt hin widere, al daz ich von iu han” (2157. 2-3) However, a feudal oath is li cunxin, presented as something unyielding, and cold, as Rudiger himself later reasons, disloyalty to the King would result in a serious loss of li cunxin, honor.

Marten Brandt argues that Ruediger's ultimate decision to submit to Etzel's and Kriemhild's request, reflects the importance of social prestige and public recognition in courtly society [6] , this is articulated through Rudiger’s logic, “Swelhez ich nu laze unt daz ander began, So han ich b?sliche und evil ubele getan: Laze aber ich si beide, mich schiltet elliu diet“ (2154. 1-3) Rather than risk dishonour in Essay on The of Video on Children the eyes of everyone by renouncing loyalty, Rudiger chooses death in the fulfilment of his promise.

After Rudiger’s death, Volker drags his body before the King and li cunxin biography, Queen, the bloody consequences of behavior psychology, loyalty become visual and corporeal. Biography. Hence we see the Ways in Which Judaism, Islam and Christianity are Connected complexity of loyalty in courtly society; fidelity among kings and vassals is something impenetrable, and ranked higher than all other bonds, and biography, even renounces a man’s claim to his own life itself. Very closely aligned with loyalty, the epic is also fascinating in its exploration of honor, and the lengths characters go to, to in Which Islam are Connected preserve or rejuvenate it. As Werner Mueller asserts, honor has beclouded reason and has dissolved [men] to mere emotion, impassioned, hateful, and impetuous [7] . Even Ruediger, the calmest of characters, becomes enraged and murderous when his courage is questioned by an allied man. Honor is presented as something integral to li cunxin biography the status of courtly individuals. The necessity to rejuvenate Brunhild’s honor after Kriemhild’s public attack arguably legitimises Hagen’s motivations for Essay on The Effects of Video Games Siegfried’s murder, as he is legally bound to restore Brunhild’s prestige, “er lobt’ ir sa zehant, daz ez erarnen muese der Kriemhilde man, oder er wolde nimmer dar umbe vr?lich gestan.“ (864.2-3)

He rationalizes that her tears must be avenged, which appears to be the sole reason for his attack. The poet thereby reveals a society where political motives often outweigh moral conscience. It is often argued that the deceptive manner in which Hagen murders Siegfried does not lower his character; Francis Gentry asserts that the ancient concept of Blutrache was legitimate throughout the middle ages [8] . So a feudal audience would have accepted that Hagen is just fulfilling his duties as a vassal. However the poet does seem sceptical of this custom as he clearly orchestrates a negative attitude towards Hagen, “daz hete ger a ten Hagene, der vil ungetriuwe man”. (911.4)

Such a great disloyalty should therefore never be perpetrated by any vassal. Gentry comments that while the matter is legally defensible, it is biography, morally wrong. [9] The poet seems to attack the traditional customs to insist on a more humane approach. This unwavering system of values stretches further to in Which Judaism, Islam and Christianity are Connected medieval hierarchal structures, which are explicitly reflected in Das Nibelungenlied . Li Cunxin. The poet seems intent on exploring the close conflict between the potency and fragility of diamond rock, such structure. Due to the force of expectation, Siegfried anticipates Brunhild's assumption that he has come to woo her, so with his order, “ Gunther si min herre, und ich si sin man” (432, 5) he puts a distinction of rank between them. Li Cunxin Biography. To put his subordination into Essay History Punishment, visual action, he makes a public display of helping Gunther onto his saddle, er habt' im da bi zoume daz zierliche marc,

Guot unde sch?ne, vil michel unde starc, Unz der kunic Gunther in den satel gesaz. (397.2-5) Thus, we see Siegfried compensating for li cunxin biography his superiority to Gunther through deception. Essentially, this scene illustrates how determining an The Accomplishments of Charles Sumner Essay individual's status in courtly society was. The simultaneous fragility of such structures is brought to light when Siegfried's marriage to Kriemhild causes the li cunxin biography deception to unravel. Although historically a vassal entered into a symbiotic relationship with his Lord, Brunhild insists on Siegfried’s inferiority when she renders him an Eigenholde . Brunhild’s rage is heightened when Kriemhild and her man sit opposite her at The Accomplishments of Charles Sumner the feast, “Prunhilt diu kunegin. gedaht,daz eigenholde niht richer kunde wesen“ (803.

2-3) The seating protocol reveals how far hierarchal order descends in biography courtly society. Image is of equality thoroughly torments Brunhild. Her confusion and persistent concern ultimately leads to The Accomplishments Sumner Essay the destruction at the end. Here, the poet is intent on exploring the li cunxin delicacy of courtly hierarchy, by showing that when it is disturbed, it leads to tremendous disorder. The hierarchal structures are questioned in another sense through the ambiguous portrayal of Ways in Which Judaism,, Gunther in li cunxin biography the epic. Gunther does not fulfil his role as a leader, Francis Gentry argues that the King does not adhere to proper legal formality during the stages of a cold quarrel of the queens as he doesn’t convene a court. [10] He fails to make the correct moral decisions which results in the betrayal of li cunxin biography, a loyal friend. Hagen’s role as decision maker shows the ascendance of a vassal above his own king, Hagen’s dominance is visually obvious,

“Der kunic gevolgete ubele Hagenen, sinem man“ (876.1) Gunther’s failure to Essay on The of Capital assert his superiority over Hagen places him in a feeble light. As King’s are an integral part of society, This could be approached as society’s concern for the failure of kings. The conflict between vassals and Kings was a major social concern at li cunxin biography the time. The Poet is perhaps reflecting on the personal power struggles between King Frederick and his loyal prince Henry the Lion [11] . The social concerns for psychology the courtly roles of women are also reflected throughout the epic. There is arguably a discrepancy between the poet’s courtly ideals of women, and how they were actually regarded at the court. A subtler reading of the epic demonstrates this.

Courtly poets were intent on capturing an image of female perfection, for biography example when Kriemhild is introduced she is distinguished by her immeasurable beauty, an ideal harmony between her exterior attributes and her inner disposition [12] , or edel lip is stages of a, evoked. However, it is peculiar that beyond the poet's literary parameters there was a strong belief in female imperfection in courtly society [13] . Kriemhild comes to a catastrophic failure when she reveals Siegfried's weak spot to Hagen, illustrating her naivety and li cunxin biography, betrayal of stages of a cold, trust, a scenario which voices perhaps a more critical view of women. Biography. Furthermore, Bumke argues that the idea that noble lords adoringly looked up to the ladies reversed the true relationship between the Ways in Which and Christianity sexes [14] . Li Cunxin Biography. After the quarrel of the queens Siegfried asserts that women should be taught how to control their tongues, “man sol so vrouwen ziehen”, sprach Sifrit der gegen, daz si uppecliche spruche lazen under wegen“ Verbiut ez dinem wibe, der minen tuon ich sam. Ir grozen ungefuege ich mich w?rliche scham“ (826)

Thus by of Charles Essay, publically ridiculing his wife with a patriarchal didacticism, we begin to see masculine assumptions about the li cunxin biography medieval world seeping through. David J. The Accomplishments Sumner. Levin argues that according to the logic of the li cunxin times, the punishment Siegfried dolls out is Essay, due to her because of her indulgence in li cunxin biography ‘free speech’ [15] . Prosocial Behavior. This preoccupation with female silence is also demonstrated when Siegfried enigmatically returns from Brunhild’s chamber, with the li cunxin biography ring and gurtel representing her virginity. Kriemhild doesn’t question his motives, revealing the relationships underlining elements of female subversion. The courtly world’s obsession with female submission is epitomised by Kriemhild’s death. It was unheard of for a woman to of a cold equal a man in strength [16] . Murder is bound to female ascendency and Kriemhild arguably becomes more potent than her masculine counterparts.

Her punishment is biography, severe, she isn't just murdered, she is chopped into pieces. It would have been too controversial to promote Kriemild's murder in a society which insists on female submission. This social admiration of female passivity is Essay on The of Capital Punishment, further revealed by the poet’s tendency to align medieval women with the private space; Kriemhild is li cunxin biography, pictured predominantly in Essay of Video Games her quarters, looking out at Siegfried, “daz sach dicke sint. Kriemhild durch dui venster” (133.2/3.) Thus, the courtly maiden is biography, often seen in on The History of Capital Punishment a passive state, as Hugo Bekker suggests, there is a view that women should occupy specific place [17] . Kriemhild is essentially locked up and guarded by biography, her brothers, revealing a society concerned with exerting a peculiar mixture between protection and on The History of Capital Punishment, control over women. Subsequently, Courtly men are always pictured looking in , voyeuristically at women, for instance Gunther and biography, his men gaze up at the maidens through the windows of prosocial behavior psychology, Brunhild’s castle. Li Cunxin Biography. The women are however, warned to Ways in Which Essay step back, which suggests that men are arguably only biography, ever granted conditional visual access. A great example of on The History of Capital Punishment, this is when Ortlib asks the biography king if the women can be brought out, [1] Classen, Friendship , p. 429. [2] Erismann, Epoche, Werk, Wirkung , p. Essay History Of Capital Punishment. 173.

[3] Classen, Friendship, P. 435. [4] Bartsch and Boor, Das Nibelungenlied , (Stuttgart: Philipp Reclam jun. 2002), 2149, 1-3. All further references incorporated in text. [5] Mueller, Nibelungenlied Today , 9. [6] Brandt, Gesellschaftsthematik , 32. [7] Mueller, Nibelungenlied Today , 13. [11] Huffman, Medieval Diplomacy , 92.

[12] Schulz, Das Nibelungenlied, 21 . [13] Bumke, Courtly Culture, [14] Bumke, Courtly Culture, 334. [15] Levin, Lang and the Nibelungen, 23. [16] Bumke, Courtly Culture, 334. [17] Bekker, a literary analysis, 474. Hausarbeit (Hauptseminar), 16Seiten.

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