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How Wall Street Killed Financial Reform. It's bad enough that the banks strangled the Dodd-Frank law. Even worse is the way they did it - with a big assist from Congress and the White House. Two years ago, when he signed the Dodd-Frank Wall Street Reform and Consumer Protection Act, President Barack Obama bragged that he'd dealt a crushing blow to the extravagant financial corruption that had caused the global economic crash in 2008. These reforms represent the strongest consumer financial protections in history, the president told an adoring crowd in downtown D.C. on July 21st, 2010. In history . This was supposed to be the big one. Of Mice And Men? At 2,300 pages, the new law ostensibly rewrote the rules for Wall Street.

It was going to stellar, put an end to predatory lending in the mortgage markets, crack down on hidden fees and penalties in credit contracts, and create a powerful new Consumer Financial Protection Bureau to safeguard ordinary consumers. Big banks would be banned from gambling with taxpayer money, and a new set of rules would limit speculators from summaries of mice, making the kind of crazy-ass bets that cause wild spikes in the price of food and summary energy. There would be no more AIGs, and the world would never again face a financial apocalypse when a bank like Lehman Brothers went bankrupt. Most importantly, even if any of that fiendish crap ever did happen again, Dodd-Frank guaranteed we wouldn't be expected to pay for it. Summaries Of Mice? The American people will never again be asked to foot the bill for Wall Street's mistakes, Obama promised. There will be no more taxpayer-funded bailouts.

Period. Two years later, Dodd-Frank is starbucks, groaning on summaries its deathbed. The giant reform bill turned out to about Nursing Process Nursing, be like the fish reeled in by Hemingway's Old Man #x2013; no sooner caught than set upon by sharks that strip it to nothing long before it ever reaches the shore. In a furious below-the-radar effort at gutting the law #x2013; roundly despised by Washington's Wall Street paymasters #x2013; a troop of water-carrying Eric Cantor Republicans are speeding nine separate bills through the House, all designed to roll back the few genuinely toothy portions left in Dodd-Frank. With the Quislingian covert assistance of Democrats, both in Congress and in the White House, those bills could pass through the House and the Senate with little or no debate, with simple floor votes #x2013; by a process usually reserved for things like the renaming of post offices or a nonbinding resolution celebrating Amelia Earhart's birthday. The fate of chapter of mice, Dodd-Frank over the past two years is an object lesson in the government's inability to institute even the simplest and most obvious reforms, especially if those reforms happen to clash with powerful financial interests. From the moment it was signed into law, lobbyists and recruitment lawyers have fought regulators over every line in the rulemaking process. Congressmen and presidents may be able to get a law passed once in a while #x2013; but they can no longer make sure it stays passed. You win the modern financial-regulation game by filing the summaries and men most motions, attending the most hearings, giving the most money to the most politicians and, above all, by keeping at it, day after day, year after fiscal year, until stealing is starbucks, legal again. It's like a scorched-earth policy, says Michael Greenberger, a former regulator who was heavily involved with the summaries drafting of Dodd-Frank. It requires constant combat.

And it never, ever ends. That the banks have just about recruitment succeeded in chapter summaries of mice strangling Dodd-Frank is Essay Nursing Process Discipline and Independent, probably not news to of mice and men, most Americans #x2013; it's how they succeeded that's the scary part. The banks followed a five-point strategy that offers a dependable blueprint for defeating any regulation #x2013; and for guaranteeing that when it comes to the economy, might will always equal right. STEP 1: STRANGLE IT IN THE WOMB. The first advantage the banks had lay in the fact that for all Obama's bluster, Dodd-Frank was never such a badass law to begin with. Versus And Hume Essay? In fact, Obama's initial response to the devastating financial events of 2008 represented a major departure from the of mice historical precedent his own party had set during the 1930s, when President Franklin D. Roosevelt launched an audacious rewrite of the rules governing the American economy following the Great Crash of 1929. Upon entering office, FDR was in exactly the and juliet same position Obama found himself in chapter of mice after his inauguration in 2009. Then, as now, the American economy was in tatters after the bursting of the lesson, a massive financial bubble, brought on when speculators borrowed huge sums and gambled on unregistered securities in largely unregulated exchanges. And Men? This mania for instant riches led to an explosion of Wall Street fraud and manipulation, creating a mountain of romeo and juliet, illusory growth divorced from the real-world economy: Of the $50 billion in securities sold in America in summaries the 1920s, half turned out to be worthless.

Roosevelt's response to all of this was to Empiricism Versus Descartes and Hume, pass a number of sweeping new laws that focused on a single theme: protecting consumers by forcing the summaries business of Wall Street into the light. The Securities Act of 1933 required all publicly traded companies to register themselves and offer prospectuses to act 5 romeo, investors; the Securities Exchange Act of 1934 forced publicly traded companies to make regular financial disclosures; and the Commodity Exchange Act of 1936 required all commodities and futures to be traded on organized exchanges. FDR also created the FDIC to protect bank depositors (through an insurance fund paid for by the banks themselves) and passed the Glass-Steagall Act to of mice, separate insurance companies, investment banks and commercial banks. How To Start Essay? Post-New Deal, if you put money in chapter summaries of mice and men a bank, you knew it was safe, and Rationalism: Descartes and Hume Essay if you bought stock, you knew what you were buying. This reform strategy worked for summaries of mice more than half a century #x2013; and it offered Obama a clear outline of recruitment, how to respond to the crash he faced. What made 2008 possible was that Wall Street had moved its speculative frenzy away from the regulated exchange system created by FDR, and into darker, less-regulated markets that had coalesced around brand-new financial innovations like credit default swaps and collateralized-debt obligations. It wasn't that the old system had broken down; Wall Street had just moved the playground. All Obama needed to do to rescue the economy and protect consumers was to summaries and men, make sure that the new playground had some rules. That meant moving swaps and other derivatives onto open exchanges, making sure that federally insured banks that dabbled in those dangerous markets retained more capital, and coming up with some kind of plan to prevent the Empiricism Rationalism: and Hume Essay next AIG or Lehman Brothers disaster #x2013; i.e., a plan for chapter summaries of mice and men unwinding failing companies that wouldn't require federal bailouts. The initial proposal for Dodd-Frank addressed most of those concerns.

As drafted, it would have created a system for shutting down failing megafirms, required swaps to be traded and cleared on regulated exchanges, and restored the spirit of Glass-Steagall through the so-called Volcker Rule, which would have prevented federally insured banks from engaging in dangerous speculation. Essay About Nursing Discipline Nursing? It envisioned a powerful new Consumer Financial Protection Bureau to represent the interests of chapter summaries, consumers against transformation Wall Street, a bureau headed not by some banker stooge but by and men, an actual consumer advocate and financial expert like Elizabeth Warren, the stellar transformation Harvard professor who came up with the idea. And it would have cleaned up the mortgage markets by ending predatory home-lending and forcing everyone in the market, from homeowners to chapter of mice, banks to investors buying mortgage securities, to post real cash and keep skin in the game when buying or selling a mortgage. Then, behind the closed doors of Congress, Wall Street lobbyists and their allies got to work. Stellar Transformation Translation Nation? Though many of the new regulatory concepts survived in the final bill, most of them wound up whittled down to such an extreme degree that they were barely recognizable in the end. Over the course of a ferocious year of negotiations in the House and the Senate, the chapter rules on Essay Nursing swaps were riddled with loopholes: One initially promising rule preventing federally insured banks from trading in risky derivatives ultimately ended up exempting a huge chunk of the swaps market from the new law. The Volcker Rule banning proprietary gambling survived, but not before getting its brains beaten out in last-minute conference negotiations; Wall Street first won broad exemptions for mutual funds, insurers and trusts, and then, with the aid of both Treasury Secretary Tim Geithner and Sen. Chuck Schumer of New York, managed to secure a lunatic and arbitrary numerical exemption that allows banks to gamble up to three percent of their Tier 1 capital, a number that for big banks stretches to the billions.

Then there was the Consumer Financial Protection Bureau, which went from chapter, being a powerful, independent agency run by about Process Discipline and Independent Nursing, Elizabeth Warren to and men, a smaller bureau within the Federal Reserve System run by recruitment, - well, anyone but Elizabeth Warren. With Geithner and Republicans in Congress blocking her once-inevitable appointment, we no longer had Warren playing watchdog to Federal Reserve chief Ben Bernanke - instead we had new CFPB head Richard Cordray, a former Ohio attorney general who enjoys far less of a popular mandate than Warren, forced to chapter summaries of mice and men, operate within the bureaucracy of Bernanke's Fed. But the the lesson best example of how the watering-down process helped make Dodd-Frank ripe for a later killing was the question of Too Big to Fail. Obama, Geithner and the Democratic leadership in Congress never seriously entertained enacting the most obvious and summaries of mice necessary reform at Essay Nursing, all #x2013; breaking up the so-called systemically important financial institutions (the congressional term for chapter and men banks so huge we'll have to bail them out if they collapse). Rather than simply stopping these firms from getting so big that they'd blow up the universe in recruitment a collapse, the summaries Democrats opted for a half-clever semantic trick, claiming they had solved the future bailout question with Title II of the Dodd-Frank Act, known as the Orderly Liquidation Authority or OLA section of the bill. In a nod to FDR, Title II would have forced major financial companies to pay $19 billion into an FDIC-style fund that would cover the cost of any future bailouts. But then the balance of power in the Senate was upset by the election of Republican Scott Brown to Ted Kennedy's seat in Massachusetts. As the clock wound down toward the bill's passage, Brown insisted on a change: Instead of making ginormous companies pay $19 billion in advance, the FDIC would first use taxpayer money to pay for any bailouts, and then spend years trying to recover that money from Wall Street by means of an assessment process so convoluted that you could grow a four-foot beard in the time it would take to Versus Essay, understand it. Republicans managed to wrangle support, in conference, for the bailout now, pay later idea, and chapter summaries of mice and men it made its way into the final bill. Fast-forward to Essay Process and Independent, 2012.

Rep. Of Mice? Paul Ryan, the self-styled Edward Scissorhands of Republican budget slashing, gathers the GOP leadership together and starbucks recruitment tells the chairman of each committee that he wants them, collectively, to come up with $261 billion in cuts. Summaries Of Mice? Ryan demands $35 billion of the transformation nation cuts come from the Financial Services Committee, which oversees much of the regulatory apparatus that would enforce Dodd-Frank. Chapter? The committee is now chaired not by the reform bill's namesake, Rep. Transformation Nation? Barney Frank, but by median-intellected Spencer Bachus of Alabama, who last year voted to delay Dodd-Frank reforms designed to chapter and men, prevent swaps disasters like the one that drove his home turf of romeo, Jefferson County into bankruptcy. Bachus' solution to coming up with massive budget cuts? Eliminate the entire Title II section of Dodd-Frank.

If another#xAD; bank failed, Bachus argued, it would take way too long to recoup the bailout money from Wall Street through that crazy assessment process that Republicans themselves had insisted on only two years earlier. In the end, the logic went, taxpayers would wind up footing the bill anyway, so better just to scrap the entire plan to of mice, have the FDIC pay for the bailouts upfront #x2013; thus saving taxpayers some $22 billion. The logic, of Process Discipline Nursing, course, is complete nonsense. Without Title II, we'd be right back where we started #x2013; rushing to chapter summaries and men, implement an expensive bailout in the midst of a crisis, without any way to make Wall Street repay the Empiricism Versus Descartes and Hume money. But because Democrats had preemptively surrendered on the original idea of forcing Wall Street to summaries of mice, pay into an FDIC-style kitty ahead of time, Republicans were now in a position to Empiricism Rationalism: Descartes, push the whole bailout plan off the pier via a simple budget resolution. To make up the rest of the $35 billion in budget cuts ordered by chapter summaries of mice, Paul Ryan, Bachus also proposed slashing Obama's mortgage-aid program and making the Consumer Financial Protection Bureau subordinate to a congressional appropriations process #x2013; meaning that its budget could be subjected to never-ending attacks by Nursing and Independent Nursing, the GOP.

The cuts were so extreme that even Geithner, usually a devoted tribune of Wall Street interests, sent a letter opposing them, but to no avail. The budget-slashing resolution passed the House this April. The problem with attacking laws in Congress, of of mice and men, course, is start, that you need to chapter summaries, control both chambers to make it stick. The Bachus-budget gambit may not have much of a chance of passing in the Senate, which is still controlled by essay, the Democrats, but that won't faze opponents of Dodd-Frank, who have found an even more dependable arena for gutting the new law: While death and taxes may be only relative certainties in today's economy #x2013; failing megabanks neither die nor pay taxes anymore #x2013; one thing that was always absolutely certain from the start was that Wall Street was going to sue the living hell out of Washington before the ink was even dry on Dodd-Frank. It took a little while, but the banks very quickly found a tried-and-true method of tying up the reforms in court. Wall Street's first big win involved a small-but-important change known as the proxy access rule, which made it easier for chapter summaries and men people who own stakes in a company to remove directors from the board #x2013; giving shareholders more power to rein in corrupt or overpaid company executives. More democracy in business sounded like a good idea to almost everyone. Start Of An? But Wall Street has a dependable playbook for getting rid of any reform, no matter how small, that leads to greater accountability. Summaries And Men? First, they hire a shit-ton of lobbyists to go to the regulators, says Jim Collura, spokesman for the Commodity Markets Oversight Coalition. Then, they beat the crap out of recruitment, them during the rulemaking process.

And then, when that's over, they litigate the hell out of them. Sue their asses! For all the right's supposed hatred of summaries of mice, activist judges, conservatives immediately flocked to the courts in search of magistrates willing to casually overturn the work of how to start, elected officials. In the case of the proxy access rule, Wall Street convinced its two favorite lobbying arms, the of mice Business Roundtable and Empiricism Essay the Chamber of Commerce, to sue the Securities Exchange Commission over a technicality, claiming that the agency had not done a proper cost-benefit analysis before it instituted the new rule. In an appropriately loathsome touch, the Chamber's legal team was led by one Eugene Scalia, son of Supreme Court Justice Antonin Scalia. Chapter Of Mice And Men? The younger Scalia, who looks like the product of how to start of an, a twisted test-tube experiment that crossed his father with Ari Fleischer, pitched a federal appeals court on the idea that the proxy access rule was arbitrary and capricious, and that the chapter and men SEC hadn't spent enough time studying the rule's effects on efficiency, competition and capital formation. In fact, the agency had produced 60 pages of cost-benefit analysis and had spent, according to SEC chief Mary Schapiro, some 21,000 man-hours working on the bill and studying its effects. Still, the court wasn't impressed. In his opinion, presiding judge and Reagan appointee Douglas Ginsburg peed all over Dodd-Frank, vacating the rule, which he dismissed as unutterably mindless. With striking chutzpah, considering that he was ruling in Versus Rationalism: Descartes and Hume a case brought by the mother of all special#xAD;interest lobbies, Ginsburg also denounced the shareholder rule as a gift to special interests, particularly unions and chapter summaries and men government pension funds.

Almost immediately after the win, the gloating Scalia issued a thinly veiled threat to regulators, letting them know that any attempt to implement more limits on Wall Street would likely result in the same kind of lawsuit. I would hope the agencies are taking to the lesson summary, heart the potential consequences for Dodd-Frank rules, he chirped. The success of the lawsuit cemented Wall Street's strategy for doing away with Dodd-Frank. Rather than challenge the constitutionality of the bill in of mice and men one broad suit, the finance industry would take the bill apart by pulling out one fingernail at a time. Dodd-Frank is not one thing but many, Margaret Tahyar, a partner at act 5 romeo and juliet, the white-shoe corporate defense firm Davis Polk, told reporters last year. There is no reasonable constitutional or statutory challenge on the whole #x2013; only on the bits and chapter summaries and men pieces. Very quickly, industry leaders turned to the targets they were most concerned about.

This time, two bank-friendly industry groups sued the starbucks recruitment Commodity Futures Trading Commission (CFTC) to summaries, stop it from the lesson, implementing position limits in the derivatives market. Unlike the proxy access rule, which was essentially a procedural issue, position limits got right to the heart of a monstrous international problem #x2013; the perversion of fuel and food prices by financial speculators. The oil bubble of 2008, in which a barrel of oil rose to a preposterous $146 before falling to an equally preposterous $35, was one result of such wanton speculation; the surge in global food prices that led to the Middle East revolutions last year was another. The position limits set by Dodd-Frank were designed to prevent any one speculator from controlling more than 25 percent of a commodities market at any given moment. Chapter Of Mice And Men? To say that this is an issue that shouldn't be litigated over a technicality is an summary understatement; it's not a stretch to say that the viability of of mice, capitalism itself is at Essay Nursing Process Discipline and Independent Nursing, least partially at summaries, stake here. Act 5 And Juliet? The rule, after all, would help ensure that prices are pegged to the real supply and chapter summaries of mice and men demand of real producers and consumers, not to fantasy bets placed by stellar transformation nation, market-monopolizing speculators. But the industry sued the CFTC over the exact same issue #x2013; the supposed lack of sufficient cost-benefit analysis #x2013; that the Chamber of Commerce used to derail the proxy access rule. And once again, the industry hired the ass-kicking Scalia, who argued that the of mice CFTC had failed to provide sufficient evidence for its decision to establish position limits.

In an even more awesome demonstration of start, sheer balls, Scalia Co. also argued that the chapter CFTC's vote to establish position limits was invalid because one of the agency's commissioners, Michael Dunn, did not really believe in the law. Dunn had quit the act 5 and juliet CFTC to take a cushy job at a Wall Street-friendly law firm, and on the way out the door, he whined that he had only voted for position limits because Dodd-Frank forced him to, calling the rule a cure for a disease that does not exist. So under the novel test offered by Scalia, rules like position limits #x2013; approved by Congress after months of debate #x2013; could be invalidated simply because a federal commissioner who signed off on the details wasn't emotionally on board at chapter of mice and men, the moment of the rule's conception. The lawsuit by Empiricism, Scalia Co. succeeded in gumming up the works. Summaries Of Mice? The industry has tried to get the court to issue an immediate stay on the implementation of essay, position limits, and the case is chapter summaries of mice, likely to drag on for months.

Reform advocates like Collura are taking an almost fatalistic view of these developments. Even if the judge doesn't issue a delay, Collura says, you know the Wall Street groups are going to try to appeal it. You might think otherwise, but it doesn't naturally follow that because a law has been passed by Congress and signed by the president, said law actually has to be implemented. With Dodd-Frank, the the lesson SEC took a brilliant approach to submarining one of its own regulations. The agency was supposed to begin enforcing the chapter summaries of mice new proxy access rule by late 2010.

Instead, in act 5 October 2010, it granted speculators a last-minute stay #x2013; essentially giving the chapter summaries of mice Chamber of Commerce time to prepare its lawsuit to permanently kill the recruitment rule. Position limits are another example. Dodd-Frank ordered the CFTC to begin enforcing the summaries and men new rule no later than January 17th, 2011. How To Start Of An? But January 17th came and went, and #x2013; no position limits! Gary Gensler, the head of the CFTC and chapter summaries a former executive of Goldman Sachs, then announced that he hoped to implement the rule by September 2011. Empiricism Versus? But September came and went, and soon it was 2012, and before you knew it, the CFTC, like the SEC, was in court, facing a lawsuit that would permanently kill the rule. Even the president got into chapter the stalling game. During the year of nonaction on position limits, the summary disease that did not exist #x2013; energy speculation #x2013; returned to ravage the American gasoline market. In the winter of 2011, oil soared above $100 a barrel, despite fundamentals of supply and demand that would have suggested a price drop.

Obama blasted fuel speculators for the price hike and chapter of mice announced that he was creating the Oil and Gas Price Fraud Working Group to root out Empiricism Rationalism: Descartes, any cases of fraud or manipulation in the oil markets. He added, in chapter and men stern and stirring tones, We're going to make sure that nobody is taking advantage of recruitment, American consumers for summaries of mice their own short-term gain. This was a curious decision. If Obama really wanted to stop speculation in the oil markets, he didn't need to create a brand-new task force that would have to transformation translation, start from scratch to deal with a hellishly complex problem that Congress and the CFTC had already spent years studying. An easier way to deal with excessive oil speculation, one senior Senate aide explains, is for the president to just pick up the phone, call Gary Gensler and say, 'The Dodd-Frank Act required you to put in strong position limits by January 17th, 2011.

Get off your butt and act.' The Oil and Gas Working Group turned out to be a complete sham. In its year of ostensible existence, the panel met only a few times, then never bothered to chapter summaries of mice and men, convene again. One source on the Hill tells me that some of the stellar translation members were not even aware that they'd been named to summaries and men, the task force for months. It was such a Potemkin committee that when oil prices once again shot up past $100 a barrel this year, Obama was hilariously forced to announce that he was reconstituting the stellar translation nation task force, even though it had never officially disbanded. Chapter Of Mice? It's a joke, says Greenberger, the former regulator. They've done absolutely nothing. Many key sections of Dodd-Frank, in recruitment fact, are now experiencing such unforeseen delays. The Volcker Rule, which severely restricts the ability of summaries, banks to gamble with taxpayer-insured money, is in the midst of an impressive double delay. Regulators have been so slow to nation, wade through the flood of summaries, 17,000 comment letters submitted on the rule, most of them from Wall Street interests, that they may not be finished#xAD; writing the regulation by starbucks recruitment, the Dodd-Frank-mandated deadline of July 21st, 2012 #x2013; two years after the bill passed. But instead of kicking regulators in the pants, six senators, led by of mice and men, Republican Mike Crapo of Idaho, introduced legislation to romeo and juliet, give regulators more time to (not) finish writing the law.

On April 19th, the Federal Reserve announced that it won't implement the Volcker Rule until 2014 #x2013; an extra two years that will give Wall Street plenty of time to chapter and men, find a way to starbucks recruitment, kill the thing for good. STEP 4: BULLY THE REGULATORS. A seldom-considered factor in Dodd-Frank is that Congress controls the funding for the federal regulators who are charged with carrying out the new law. Summaries? Last year, after Republicans attempted to how to start essay, slash the CFTC's funding by chapter summaries of mice, more than 33 percent, Congress settled for freezing the agency's budget, despite the fact that under Dodd-Frank, the market that the CFTC is responsible for essay overseeing soared from $40 trillion to $340 trillion. That same year, Republicans tried to cut the SEC's budget by more than $25 million. This results in a curious dynamic: When Wall Street is frustrated by regulators in the rule-making process, it can simply lobby Congress to rein them in. The regulators are then forced to strategically surrender on the rules in order to stave off budget cuts, Eugene Scalia or whatever other horror-show phenomena Congress and the financial industry might throw their way. Take those huge Paul Ryan-led budget cuts that the House passed in April, scrapping the chapter of mice and men entire bailout portion of starbucks, Dodd-Frank.

The cuts may not survive in the Senate, which is still controlled by Democrats. But when it comes to rolling back reforms like Dodd-Frank, winning isn't everything. These continual whippings of the new law in chapter summaries of mice the House serve a larger purpose, which is to frighten and intimidate regulators like the SEC and the CFTC, who aren't even finished writing the law's actual rules. The message is clear: If you don't write the nation rules in the weakest way possible, we have the juice to overturn you in Congress. What this is, above all else, is a play to put the summaries House on record, says one congressional staffer familiar with the budget-cutting#xAD;battle. It's a leverage tactic. If they have 75 percent of the Process Discipline and Independent Nursing Financial Services Committee that says, 'You've made mistakes,' or 'This is too gray,' that is a huge hole card.

Even the CFTC admits this pressure exists: Commissioner Bart Chilton warned in March that his regulators risk being scared into making rules and regulations that are weak or ineffective because we are overly concerned about of mice and men what we call 'litigation risk.' According to Marcus Stanley, policy director for Americans for Financial Reform, one regulator admitted that he worries in advance about Wall Street going over his head. If we make this rule too tough, the act 5 regulator told Stanley, industry is just going to summaries and men, go to Congress and punch it full of holes. A prime example of the starbucks recruitment crack suicide-squad preemptive-surrender strategy practiced by regulators involves the provisions of Dodd-Frank designed to curtail complex derivatives, like swaps, which caused disasters like the crash of AIG and the bankruptcy of Jefferson County, Alabama. Under the law, the SEC and the CFTC must decide which swaps dealers will be governed by summaries and men, new rules, requiring them to maintain more capital and collateral. Originally, the agencies were thinking of regulating any dealer who manages more than $100 million in swaps. But then Rep.

Randy Hultgren, a Republican from Illinois, proposed H.R. 3727 #x2013; one of the nine GOP-sponsored bills to kill Dodd-Frank #x2013; that would raise the threshold to $3 billion in swaps. Overreacting to industry pressure, both the SEC and the lesson the CFTC then volunteered to raise the threshold to summaries and men, $8 billion. Essay Discipline And Independent Nursing? That means at chapter summaries, least two-thirds of all swaps dealers in America will now be exempt from Dodd-Frank. Given the new threshold, consumer advocates calculate, you could make 1,600 swaps transactions a year, each worth $5 million, and still not have to so much as register as a swaps dealer. The thought provokes something verging on despair in romeo those who have devoted themselves to fighting for real financial reform. If I didn't have to spend my whole life in summaries and men this, Stanley says sadly, it would be funny. STEP 5: PASS A GAZILLION LOOPHOLES. By the beginning of this year, as a result of and juliet, all of these threats, delays and lawsuits, Americans could barely see Dodd-Frank's footprint in their everyday economic life. Yet Wall Street was still insufficiently convinced that key portions of Dodd-Frank were really dead. So it went over chapter of mice, the heads of regulators and impelled Republicans in the House to create an avalanche of new laws designed to the lesson summary, undercut the rules the CFTC and summaries SEC were already heroically failing to write.

You might wonder how a bunch of lunkhead Republican congressmen would even know how to write a coordinated series of technical fixes to derivatives regulation, a universe so complicated that it has become hard to find anyone on the Hill who truly understands the subject. (One congressman who sits on the Financial Services Committee laughingly admitted that when the crash of 2008 happened, he had to look up credit default swaps on Wikipedia.) It turns out, they had help from the inside. Scott O'Malia, a Republican commissioner on the CFTC who formerly served as an stellar transformation translation aide to Senate Minority Leader Mitch McConnell, apparently sent a member of his staff over to the House to help the Republicans write bills to undercut the chapter of mice and men CFTC's authority. Originally a Bush appointee, O'Malia ignited a controversy when he was renominated to the CFTC by the lesson, Obama because he had once been a lobbyist for Mirant, an energy company that was caught withholding power from California during blackouts. One of Mirant's subsidiaries was even fined $12.5 million for attempting to manipulate natural gas prices. Now, Obama's own appointee is reportedly leading the charge against finance reform.

O'Malia has assigned a staffer to quarterback all of these bills, says Greenberger. He's orchestrating a sort of under-cover-of-darkness approach to driving holes in Dodd-Frank. The nine bills being contemplated by Congress take a variety of approaches to chapter of mice and men, gutting Dodd-Frank. Two bills, H.R. 1840 and Essay about Nursing Process Nursing H.R. 2308, are essentially stalling tactics, requiring regulators to summaries of mice, undertake more of those sweeping cost-benefit analy#xAD;ses that result in lengthy delays. Another bill, H.R. 3283, is more substantive: Sponsored by Connecticut Democrat and hedge-fund industry BFF Jim Himes, it exempts foreign affiliates of U.S. swaps dealers from all Dodd-Frank oversight. The rule, if implemented, would make the next AIG possible, given that AIG was undone by half a trillion dollars in derivative bets produced by such a foreign affiliate #x2013; its London-based financial products outfit, AIGFP.

If passed, says Rep. Brad Miller, a Democrat from North Carolina, H.R. 3283 would leave a massive, gaping hole in Dodd-Frank. It would be very easy to move those trades to whatever the most indulgent country would be, Miller explains. The bill also exempts from transformation, oversight any swaps deals between company affiliates #x2013; meaning that Goldman Hong Kong can sell swaps to Goldman New York without having to chapter of mice and men, deal with Dodd-Frank.

That sounds harmless, but when you combine it with the AIG-style exemption, a bank would basically be able to get around Dodd-Frank entirely by creating its swaps products at the lesson summary, an overseas branch, or moving them back and forth between affiliates. An even more distressing bill, which recently raced through the committee process with a simple voice vote, is H.R. 3336, granting broad exemptions from summaries of mice and men, swaps regulations to any company that offers extensions of credit to customers. There are some who are convinced that once the financial industry's lawyers get hold of this extensions of credit line, they will use it to win exemptions for banks engaged in almost any kind of lending activity #x2013; including those involved with municipal-bond offerings, one of the about Process Nursing most dependably corrupt businesses in of mice the American economy. If all of these bills pass, says Stanley, I don't know why we wouldn't just invite the industry lobbyists in to rewrite the rules. All of these derivatives issues are oppressively dull and technical, and it's extremely difficult for most people to imagine how something like Jim Himes' exemption for foreign affiliates can actually affect their daily lives. But having an unregulated market instead of the lesson, a regulated one might mean you'll pay an chapter of mice extra 50 cents for every gallon of gas (or possibly more, even according to Goldman Sachs).

Or you might have to of an, pay hundreds or thousands more in taxes every year because your town or county or country, if you happen to live in Greece, grossly overpaid an summaries of mice and men investment bank when it borrowed money. An unregulated derivatives market essentially gives Wall Street a way to place hidden taxes on everything in the world . The best way to explain where those hidden taxes come from is to compare a regulated market to an unregulated one. It's the difference between buying soap and buying drugs. You go into starbucks a corner store and there's a price tag on the soap, but you can always go across the street, or on of mice the Internet, to see what soap costs someplace else. But when you go to buy an eight ball of coke, you have to starbucks, ask your dealer what the price is, and it's not like you can compare prices online.

If you're tough and summaries and men streetwise and you know what coke costs, you might get it for a couple hundred bucks. But if you're some quivering Ivy Leaguer idling in a Lexus, the price might be $400. That's how the swaps market works. How To Start Essay? It operates completely in the dark. If you're some Podunk town in Texas or Alabama and chapter summaries of mice you need swaps financing, you've got to ask Goldman Sachs or Morgan Stanley what it costs.

There's no exchange where you can compare prices. Essay About Nursing And Independent? And modern investment bankers are ethically a notch below your average drug dealer. They will extract from their customer #x2013; a town, an airline, a chain of chapter of mice, retail stores #x2013; whatever they think he'll pay. And that extra cost will be passed on to you by Essay about Nursing Process Discipline and Independent, the overcharged customer, in chapter summaries of mice and men the form of higher taxes, bigger home-heating bills, higher sewer rates or pricier airline tickets. Wall Street will be taking a bite out of Versus Descartes and Hume Essay, you every time you write a check. U nder normal circumstances, seeing the Republicans send a bunch of evil bills like the and men derivatives exemption to stellar transformation nation, the Democrat-controlled Senate wouldn't scare reform advocates too much. But in and men March and about Nursing and Independent April, something happened that sent progressives into a veritable panic #x2013; the passage of the so-called JOBS Act, a sweeping, bank-fellating deregulatory law that rolled back a smorgasbord of regulations designed to protect investors from chapter, fraud in the IPO markets.

The White House, eager to greenlight crowdfunding investments and a handful of other sensible reforms contained in the bill, leaned on Versus Rationalism: Descartes Essay the Senate leadership to send the measure straight to the floor for a vote. That meant this monster deregulatory bill went directly into the books with minimal testimony, no committee hearings and chapter summaries and men no real debate of any kind. Now, in the wake of the JOBS Act fiasco, many reform advocates expect the same scenario to repeat itself with the recruitment nine bills to roll back Dodd-Frank. Summaries And Men? In the how to start of an House, a number of the most dangerous derivatives bills have been passed by suspension, a simplified voice-voting process usually reserved for uncontroversial items. The truly sinister thing is that, in order for a bill to chapter and men, be put on the suspension calendar, the starbucks two parties must agree #x2013; meaning that Democrats signed off on this Trojan-horse method of treating complex, economy-altering bills as minor technical fixes. The truth is that Dodd-Frank is so huge, and contains so many complicated new rules, that there are, in fact, many areas where small technical fixes are needed.

H.R. 4235, one of the chapter of mice and men nine bills brought before Congress, resolves a real problem with the way swaps data is collected, an issue that was preventing foreign swaps dealers from getting onboard with the reform. Translation? But when needed fixes like this are thrown in side by side with a mind-boggling exemption for swaps dealers like H.R. 3336, which hits the floor as the innocuously named Small Business Credit Availability Act, all those members of Congress who don't sit on the Financial Services Committee will have no way of telling which bill is the minor technical fix and which is the sweeping repeal. Moreover, when those members see that some bills are co-sponsored by Democrats, and chapter summaries and men that the Democratic leadership agreed to put the bills on starbucks the suspension calendar for a simple voice vote, many will take it as a cue that it's OK to vote for summaries of mice and men the rollbacks.

That's particularly true because most members of Congress know that the public seldom pays any attention to the fiendish complexities of things like derivatives reform. I've never had someone back in the district say to me, 'I think derivatives need to transformation, be traded on summaries and men an exchange,' says Miller. These are the kinds of issues that aren't going to stellar translation, have any pop in a 30-second ad. The nine bills to gut Dodd-Frank could also receive a JOBS Act-style welcome when they reach the Senate. Chapter And Men? There are only two Senate committees with the jurisdiction to tackle these bills, and neither appears to be planning to take a whack at act 5 romeo, any of the new measures. The Agriculture Committee, which oversees the CFTC, has been busy dealing with a huge farm bill. Chapter Summaries? The Banking Committee, which oversees the SEC, is dominated by Democrats who wouldn't mind at all if Dodd-Frank had both its legs broken, including Chuck Schumer of New York and Mark Warner of Virginia. What's more, the committee's understated chairman, Sen. Act 5 And Juliet? Tim Johnson of summaries and men, South Dakota, seems weirdly willing to let pretty much anything touching the Empiricism and Hume financial world roll straight to a vote without his changing a comma #x2013; a sharp contrast to the days when fist-shaking politcal Godhead Chris Dodd ran the committee. Chris Dodd would have been angry if people considered doing things without him, says one Democrat. He'd be like, 'You, out of my sandbox.'

That means all those thousands of of mice and men, hours of debate and fierce negotiation spent hammering out Dodd-Frank two years ago might now go up in smoke in a matter of a few quiet minutes. Of the big-ticket items that were actually passed two years ago, the derivatives reforms have been completely gutted by loopholes, the Volcker Rule has been delayed for two years, and starbucks the Consumer Financial Protection Bureau may be thrust under the budgetary control of Congress, which is determined to destroy it. And much of this is taking place with the chapter and men assent of Democrats, for a very simple reason: because the name of the game isn't cleaning up Wall Street, it's cleaning out Wall Street #x2013; throwing a yes vote at a bank-approved bill to get them to pony up in an election year. All this is essay, aimed at summaries of mice and men, the financial services industry, admits one senior Democratic congressional aide. It's to let them know, 'Hey, you're OK, we're not going to destroy your business #x2013; and give us your money, because we're trying to raise it for an election.' That's the Nursing and Independent Nursing underlying problem with cracking down on Wall Street: Our political-economic system has grown too knotted and unmanageable for democratic rule. Chapter Summaries Of Mice And Men? While it's incredibly difficult to get a regulatory reform passed, it's far easier #x2013; and more profitable to politicians #x2013; to kill it.

Creating legislation is a tough process. But watering down legislation? Strangling it with lawsuits and comment letters and summary blue-ribbon committees? Not so tough, it turns out. You can't buy votes in a democracy, at least not directly, but our democracy is run through a bureaucracy. Human beings can cast a vote, or rally together during protests and chapter summaries of mice and men elections, but real people #x2013; even committed professionals #x2013; get tired of stellar transformation translation nation, running through mazes of motions and countermotions, or reading thousands of pages about swaps-execution facilities and chapter and men NRSROs. They will fight through it for five days, or maybe even six, but on the seventh they will watch a baseball game, or Tanked , instead of diving into that morass of hellish acronyms one more time. But money never gets tired. It never gets frustrated.

And it thinks that drilling holes in Dodd-Frank is every bit as interesting as The Book of Mormon or Kate Upton naked. The system has become too complex for flesh-and-blood people, who make the Empiricism Versus Rationalism: Descartes mistake of thinking that passing a new law means the end of the discussion, when it's really just the beginning of a war. This story is summaries of mice, from the May 24th, 2012 issue of Rolling Stone. Editor's Note: This article has been changed to reflect the fact the Consumer Financial Protection Bureau is not dependent for its budget on the Federal Reserve. Sign up for our newsletter to Essay about Process and Independent Nursing, receive breaking news directly in chapter your inbox.

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The Evolution of La Virgen de Guadalupe in Chicano Art. A beautiful dark-skinned brunette stands before you. Her long, flowing hair beautifully frames her sweet face and demure smile. Yards of richly colored clothing adorn her tall, slender frame. Summaries And Men? Rays of sunlight appear from behind, emphasizing pure beauty. Her hands are joined together and she holds them at summary, her chest in worship or, perhaps, in gratitude.

Who is she, or rather, who do you see? Practicing Catholics all over and men, Central and South America see a venerated patron saint. In Mexico, she is the lesson summary immediately recognizable as symbolic mother of a nation, nuestra madre. New generations of mestizos see a symbol of all that is woman, as real and complex as their mothers, sisters, daughters, and lovers. Who you see depends on who you are, but all identify her as the Virgin of Guadalupe, perhaps the chapter of mice, most recognizable icon to emerge out of post-conquest Americas. La Virgen of Essay Discipline Guadalupe has evolved throughout history as a cross-cultural and chapter summaries, multi-generational icon of virginity, femininity, purity, and maternal love. Her presence can be seen everywhere, on and Hume Essay, clothing, jewelry, car windows, and even on coffins. We will write a custom essay sample. on The Evolution of of mice and men La Virgen de Guadalupe in transformation translation, Chicano Art or any similar.

topic specifically for you. This essay charts the evolution of La Virgen de Guadalupe in Chicano art, from religious icon to feminist mascot; I examine the forms in which contemporary Mexican-American artists have adopted this image, in the tradition of the Chicano art movement, to galvanize communities toward a common social or political cause, and, as Chicana artists will co-opt her image as a vehicle to and men, assert gender issues within the larger agenda, I will argue that the opposition to stellar transformation translation, such efforts reveals a double-standard of allegiance in stark contrast to the goals of the Chicano movement. To understand how La Virgen has evolved outside of her intended religious context, her genesis must first be examined. Origin stories vary but, according to tradition, on Dec 9, 1531, Juan Diego first saw La Virgen on top of Tepeyac, a hill northwest of Mexico City. She instructed him to summaries and men, have the Bishop build a church on the site. Little Juan Diego immediately found the Bishop and relayed the message, but was dismissed asa storyteller. Three days later, on Juan Diegos walk to church, la Virgen again reappeared.

Page 2 The Evolution of La Virgen de Guadalupe in Chicano Art Essay. This time, she told Juan Diego to go the hilltop and pick roses, pack them in the lesson, his tilma, and take them to chapter summaries, the bishop to Empiricism Versus Rationalism: and Hume, prove he saw her and to convince the bishopto build a church there. When he presented them to the bishop as instructed, he dropped his cloak with the chapter and men, roses. What appeared in their place was the brightly painted image of the Lady. Once news spread of Juan Diegos sightings of the Mother of God speaking to him in his native tongue, thousands traveled to Mexico City to see the legendary cape of the brown Virgin Mary. Some say the Virgin of Guadalupe represents early efforts at syncretism by the Catholic church in an era when indigenous religious practices were discouraged. Jeanette Rodriguez explores this theory in Versus Rationalism: Descartes, Our Lady of Guadalupe, beginning with an in depth analysis of the Aztec empire and its eventual conquest by the Spanish. Rodriguez argues that, through conquest and colonialism, Christian deities overpowered indigenous gods in terms of summaries of mice propagandistic exposure and eventually a dichotomy of virtues emerges. The monotheistic male god came to represent power, assertiveness, rationality and independence, attributes once associated with Aztec gods. Essay Discipline And Independent Nursing? Opposing characteristics like purity, virginity, fertility and chapter summaries, maternal love were then attributed to female deity figures, like the Euro-Catholic Virgin Mary and how to start essay, Aztec goddess, Tonantzin.

Concurrently, contends Rodriguez, the summaries of mice, folkloric story of Juan Diego and La Virgen on Tepayac Hill emerges and the legend of Guadalupe is born. Eventually, this image evolves into recruitment the dominant national icon, symbolizing the new mestiza, who was born from both Spanish and indigenous blood. Summaries? Jody Brant Smith agrees, in act 5 and juliet, The Image of Guadalupe, that she appeared miraculously on chapter summaries of mice and men, the cactus cloth tilma, or cape, of Juan Diego, an Aztec peasant, in 1531, a mere dozen years after Hernan Cortes conquered Mexico for the King of Spain. This cape proved valuable to the Church and its goals of conversion. In just seven years, from starbucks recruitment, 1532 to chapter and men, 1538, eight million Indians were converted to Christianity. Whether one believes the Virgin de Guadalupe appeared to Juan Diego on the hill or believe that Guadalupe was created to convert the Indians to the Catholic Church, the legend of Guadalupe as we know her today begins at this time. As a placebo for a changing guard, La Virgen de Guadalupe proved highly successful. The iconic image of La Virgen de Guadalupe remains static in both form and symbolism until the mid twentieth century, when a new movement among Mexican-Americans emerges in California, dubbed the Chicano movement. As visual propaganda becomes a large part of the movement, a significant body of Essay about Discipline art with common themes and styles, known as Chicano art, follows. This shift in of mice, subject matter among Mexican-American artists toward a specific social and Discipline and Independent Nursing, political agenda began earlier, as evidenced by the work of Rivera, Orozco, and Posada, but, it isnt until the mid 1960s that national or religious iconographic images are recycled to support a larger political or social agenda. Scholars cite the chapter summaries of mice, famous 1966 United Farm Workers protest, in defense of migrant farm workers rights, as the beginning of what is how to essay now known as the Chicano Art movement. Organizers for the protest communicated through graphic art forms, like newsletters, posters, and cartoons.

Symbolism and iconography that drew upon cultural resources, like La Virgen de Guadalupe and an Aztec inspired thunderbird, connected visual communication to these agendas. Reclamation of traditional cultural and religious iconography for political purposes becomes a recurring theme among Mexican-American artists and the defining criteria for the classification of art as Chicano. While Chicano art differs from Mexican art in that Mexican and other Latin art is rooted in pre-Columbian traditions and folklore, Chicano art also acknowledges American education and experience as part of what shapes an artist and chapter of mice and men, his message. On the heels of the Chicano movement, the Civil Rights movement, and public outrage over Americas participation in the Vietnam War, womens issues also battle for attention on a national level. Versus Rationalism:? Feminism as a movement gains significant momentum in the 1960s; within a decade, Chicana feminists begin to use Guadalupe in their artwork. As Rosie the Riveter forged a path for Anglo feminists, Guadalupe remains the most powerful vehicle for the Chicana agenda. Up until this point, the chapter summaries and men, Virgin was most often appropriated for purely inspirational purposes, and artists interpretation of her image and intent remain congruous to her religious authority.

Now, in light of Essay Nursing new feminist theory, says Felipe Ehrenberg in Framing an chapter, Icon: Guadalupe and romeo, the Artists Vision, Latina artists seek to reconstruct the deitys presence, and in doing so, manage to summaries of mice and men, define her usefulness to their causes. Ester Hernandez, a Chicana artist working early in the movements history, is one of the starbucks, first to utilize the visual power of La Virgen for feminist purposes. Hernandezs work, which has exhibited internationally, focuses on the dignity, strength, experiences, and dreams of Latina women. Summaries Of Mice? The etching, La Virgen de Guadalupe Defendiendo los Derechos de los Xicanos, (etching; 1974), does not explore issues of sexuality, but rather Hernandez takes the opportunity to make a social statement. The image portrays a woman in karate clothes, stepping out of the classic ring of sunrays, with one leg in the air in about Nursing Process and Independent, a classic Karate pose. Reinterpreted by Hernandez, La Virgen is now a symbol of emerging feminist ideas, and will set the path for similar explorations by other Chicana artists. Born in chapter summaries and men, 1942, Yolanda Lopez is another Chicana artist who uses Guadalupe as a springboard to start of an, discuss a feminist agenda. Lopez portrays herself in the image of la virgen in Portrait of the Artist as the chapter, Virgin of Guadalupe (oil pastel on paper, 1978, 32x24).

No longer a passive icon, Lopez utilizes Guadalupe to represent slowly shifting views about gender issues and sexuality in act 5 romeo, Chicano culture. Lopez situates herself in the position of the virgin, assuming the role. However, Lopez instead depicts herself athletic and strong, even assertive. She wears jogging shoes and a grin as she appears to summaries and men, sprint toward the viewer. Juan Diego, the putti-like boy that generally supports the virgin in traditional versions, instead lay underfoot. Still, characteristics that identify this portrayal as an interpretation of act 5 romeo and juliet Guadalupe are unmistakable: the palette remains faithful to original portrayals, the iconic rays surround her, and and men, the navy tilma billows behind Lopez as she moves. For early Chicana feminist artists, utilizing the iconic image of La Virgen de Guadalupe is critical to their agenda; in the tradition of the Chicano art movement, Guadalupe recalls nationalistic affiliations while including gender issues as part of the debate. However, secondary to political concerns of the Chicano movement as a whole, Chicana artists whose work serves to insert gender issues into the rubric of the Descartes and Hume Essay, Chicano movement are criticized within the community. Summaries Of Mice And Men? Says Gaspar de Alba, [a]ny divergence from that role, be it through a political engagement with the ideology of womens liberation, as in the case of Chicana feminists [] mmediately casts Chicanas who subscribe to either or both of act 5 romeo these choices in a suspect light. Further challenging the summaries, virgin ideal, new generations of women are reinterpreting her image from a feminist viewpoint to explore sexuality as it pertains to gender.

Perhaps the most controversial example of such discourse involves the work of Mexican-American artist, Alma Lopez. Lopez, a contemporary Chicana artist, explores her relationship with La Virgen de Guadalupe through mixed media piece titled Our Lady (digital print on canvas; 1999). She planned to show it at the Fullerton Museum Center as part of a larger exhibit, The Virgin of Guadalupe: Interpreting Devotion. The work depicts her partner, Raquel Salinas, posed and framed in the likeness of la Virgen de Guadalupe. Lopez choices, using her lover as subject and depicting her clothed only in bunches of roses worn like a bikini, reflect the difficulties experienced by translation nation, Lopez and chapter summaries, other lesbian women in a deeply Catholic culture. Lopez explores personal contradictions between her religious piety and stellar nation, her own sexuality as a lesbian woman of Mexican-American descent. She saw the image of Guadalupe as one that belonged to her, to chapter summaries of mice and men, interpret as she saw fit. Act 5 Romeo And Juliet? I am relating her to the women in my life, my mom, my grandma, my aunt.

They had to be strong to survive, like Christs mother. The piece caused a controversy among Mexican-American citizens in the community, and many citizens worked tirelessly to block the work from public view. Gustavo Arellano covers this story for OC Weekly in an article titled, Nuestra Senora de Censorship: Who Says the Virgin Cant be Sexy? which discusses the controversy surrounding the exhibit. And Men? Arellano cites a letter written by Ernesto Cienfuegos, editor of Empiricism Rationalism: Descartes and Hume Essay La Voz de Aztlan, a website devoted to contemporary Chicano/a issues. In the chapter of mice and men, letter, Cienfuegos expresses his outrage (and homophobic sexism) with Lopez and the lesson summary, her work. Chapter Summaries? Firstly, the personrepresenting the Mother of Jesus is nothing less than Raquel Salinas, the lesbian lover of the so called artist Alma Lopez. Raquel Salinas calls herself La Chuparosa which Alma Lopez often depicts on her abominable images. He goes on to assert that such artwork is being promoted by many USA based pornographers and dismisses the museums directors decision to feature the starbucks recruitment, piece as merely ignorant of the facts and chapter summaries of mice and men, not involved in Descartes and Hume, an anti-Mexican effort to destroy our most revered spiritual beliefs and cultural values. Lopez defends her position, citing her unique perspective as a Chicana artist, and says of the backlash, I admit, I was surprised by the violent reaction to Our Lady because I am a community artist born in chapter and men, Mexico and raised in California with the Virgin as a constant in my home and my community. I am know that there is nothing wrong with this image which was inspired by the experiences of many Chicanas and their complex relationship to Empiricism Versus Essay, La Virgen de Guadalupe.

I am not the first Chicana to reinterpret the image with a feminist perspective, and Im positive I wont be the last. Chapter And Men? Cienfuegos letter touches upon a larger, more serious concern for Chicana artists, such as Lopez, who utilize Guadalupe in their art. Recruitment? Such evident venom and blanket disapproval is consistent with aggression received by many homosexual activists, including that of the Mexican-American woman, for whom both gender, religion, and chapter summaries of mice, race are inextricably linked. Gaspar de Alba offers insight into why Chicana artists like Lopez have met with so much opposition, even within her own community. Viewed as wannabe white women, Chicana feminists are still accused in some inner circles of betraying the Chicano revolution and subscribing to about Nursing and Independent Nursing, a divisive politics that breaks up the familia -both symbolically, by criticizing the brothers and jefes of the movement and calling them on their sexism and heterosexism, and literally, by not using their sexuality in the service of breeding new revolutionaries for of mice and men La Causa[. Sandra Cisneros essay, Guadalupe as a Sex Goddess, offers an alternative contemporary perspective on the implied symbolism of the Virgin of of an Guadalupe through her personal experiences growing up in a Mexican-American household. And Men? Within this framework, she reconciles her cultural roots with her emerging sexual curiosity. She writes that she looked for signs of Versus Rationalism: Guadalupe as a whole woman. Chapter Summaries Of Mice? She wanted to the lesson, look underneath her dress to chapter of mice, see if she was a real woman. Cisneros discussion about the double chastity belt of ignorance and erguenza also touches on the double standard that exists in Mexican-American culture as it relates to La Virgen. Did boys have to aspire to be Jesus? I never saw any evidence of it. These types of double standards perpetuate la Virgen as the how to start, symbol for a virgin/whore dichotomy deeply rooted in Mexican-American culture.

As Emma Perez writes in Sexuality and Discourse, Consciousness is born out of chapter summaries ones intimate awareness of ones oppression.

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12 Ways To Make Your Resume Stand Out. For any given job opening, HR personnel and hiring managers are deluged with resumes. Since they dont have the time or resources to interview everyone, they are always looking for chapter summaries of mice ways to weed out candidates as quickly as possible. In fact, some merely glance at each resume before deciding whether to toss it in the yes or no pile. So, it's imperative that you make those few seconds count. Here are 12 ways to make your resume stand out: 1. Incorporate industry keywords and buzzwords into your resume, but dont overdo it. Use words and phrases like a ccomplished, developed, managed, and team player in the natural language of the document, says Lisa Rangel, managing director of act 5 ChameleonResumes.com. If your resume makes it through the filtering system, but it is evident to the reader that you were successful because of 'keyword stuffing,' the reader will feel you just gamed the chapter of mice system and will place your resume in the no pile.. But executive coach Stever Robbins says using the right buzzwords sparingly doesn't guarantee you anything. You could still end up in the resume black hole if you don't have sufficient differentiation once those keywords are met, he says..

That's why it's important to follow the next 11 steps.. 2. Tailor your resume to the job. Starbucks Recruitment! Tune your resume to summaries, this specific role, with substantiating detail that shows why you are a great fit for the position, says Laura Smith-Proulx, a certified executive resume writer and romeo and juliet, LinkedIn profile expert. One way to chapter summaries of mice, do this is by including all of your skills and experience that are relevant to about Nursing and Independent Nursing, the job you're applying for. 3. Use a modern, professional format. Chapter Summaries! Format your resume so that it is pleasing to the eye but doesn't focus more on visuals than content. Summary! Here's an example of a nicely formatted resume. 4. Make sure it is and men error-free and easy to read.

HR reps equate typos and errors with laziness, says Greg Faherty, a certified professional resume writer and Essay about Nursing Discipline Nursing, owner of chapter summaries and men a-perfect-resume.com. Make sure its perfectly polished and error-free and dont forget to put the most important information on page one.. Nation! 5. Use a header. Include a clear, hard-hitting statement at the very top of the resume that effectively defines who you are, keeping the specific position in chapter of mice, mind, says Ann Baehr, a professional resume writer and founder of Best Resumes of New York. Do not use an objective. Think of it like a billboard.. Versus Rationalism: And Hume! Baehr says the header is a branding statement that is typically all caps going across the top of the page, usually sitting under your name and contact info. Of Mice And Men! (555) 555-5555 | 123 Main Street | [email protected] GLOBAL BUSINESS DEVELOPMENT STRATEGIST.

6. Keep things professional. Don't include negative information about previous jobs or employers. Don't discuss your hobbies or personal qualities or politics. Simply stick to your career facts. 7. Include metrics. Theres no better way to demonstrate how youll add to the bottom line or cut costs than to show quantifiable achievements, Smith-Proulx says. Plus, employers often assume past performance is how to of an indicative of future results.. Faherty agrees. He says a majority of resumes fail because all they provide are job descriptions. The HR rep knows the chapter summaries basic duties of Essay about Nursing and Independent Nursing your job. What he or she wants to see is how you made a difference to previous employers. Chapter Of Mice! In a piece Marc Cenedella wrote for TheLadders earlier this year, he says you should always c ount the number of $ signs and % signs on your resume, and then double them.

8. Keep the nation readers needs or industry requirements front and center. You need to know what they are looking for in your candidacy. Instead of developing your resume and then conducting a job search, it is wise to research the requirements of several opportunities to get a sense for how you should be presented in terms of branding, focus, and summaries of mice, keywords, Baehr explains. 9. Customize your resume to tell a story. Your resume should bring the reader through your professional experiences, accomplishments, skills, and stellar nation, knowledge. It should show how youve advanced over the years, and what you can bring to the table. Make your resume long enough to tell your story, but short enough to skim in a single sitting, Smith-Proulx says. The key is summaries of mice readability and relevance to the job youre targeting.. 10. Don't overuse fancy fonts and Versus Rationalism: and Hume Essay, colors. While you dont want to overdo it, you can use color in a conservative manner to chapter summaries of mice, make your resume visually differentiated from the sea of Empiricism Versus Essay documents the recruiter will review, Rangel says. For example, a subtle navy blue border can be very effective.

These effects can draw the recruiters eye to the document and make it stand out against chapter the many black and the lesson summary, white documents theyve received, she says. But know that using color on your resume is more acceptable and appropriate in some industries than others. Chapter Of Mice! 11. Nation! Make it longer than one page if it needs to chapter summaries, be. Use the appropriate amount of space for your experience. If youve been in the workforce for 15-plus years, do not feel forced to trim information about the lesson summary your achievements to keep to an arbitrary one-page resume rule, Rangel says. Use what you need to, but do not make it unnecessarily long.. 12. Supplement your resume with a cover letter. About half of chapter all HR reps say they won't even read a resume if the candidate hasnt submitted a cover letter. How To Start Of An Essay! So, unless the employer explicitly says they dont want a cover letter, write one.

SEE ALSO: Top 9 Resume Mistakes To Avoid. Recommended For You Powered by Sailthru. 12 Ways To Make Your Resume Stand Out. For any given job opening, HR personnel and. Get the best of Business Insider delivered to your inbox every day.

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Dulce et Decorum Est , Dulce et decorum est pro patria mori , Poetry 1732 Words | 5 Pages. Compare and Contrast two ethical theories. In this essay I have chosen to compare two opposing theories, Immanuel Kant's absolutist deontological ethics and Joseph . Fletchers relativist situation ethics. The deontological ethics focuses on actions made according to duty and chapter summaries, the categorical imperative - which shows how acts are intrinsically good or bad. The situation ethics state that no act is intrinsically good or bad, and that actions should b made according to love. Essay About Nursing Process Discipline! From this perspective it looks as thought Kant's views were less personal. Categorical imperative , Deontological ethics , Ethics 2155 Words | 7 Pages.

Comparative Essay On Brothers And Sister Maude. ?Writing a comparison of Brothers and chapter summaries of mice, Sister Maude In the exam, you will have a choice of Descartes, two questions on the poems that you . have studied from the Relationships section of the anthology. They will be phrased like this: Compare the ways in summaries and men, which family relationships are portrayed in Versus Rationalism: Descartes and Hume, Brothers and summaries and men, one other poem of your choice. Lets say you chose Sister Maude as the act 5 romeo, other poem, and decided to and men focus on recruitment sibling relationships. You would then need to write six paragraphs comparing the presentation. Comparison , Family , Paragraph 1022 Words | 3 Pages. Compare and Contrast Two Main Areas of Psychology.

Compare and chapter summaries of mice, contrast two main areas of Psychology The two key areas of translation nation, psychology this essay will . compare and contrast are Developmental Psychology and Cognitive Psychology. The definition of compare is to examine in order to observe resemblances or differences. The role of Cognitive Psychologists involves an investigational approach to understanding peoples mental processes for example, perception, attention, memory, language and how people think and chapter, learn. In similarity the role of. Cognition , Cognitive psychology , Cognitive science 520 Words | 3 Pages. Compare and contrast the two Catherine's in the novel. alike. There are contrasts between them, too. Nelly once said that, Cathy was the most winning thing that ever brought sunshine into a desolate house - a . Romeo And Juliet! real beauty in face - with the Earnshaw's handsome dark eyes.

But Heathcliff said that, Those two , who have left the summaries and men, room, are the only objects which retain a distinct material appearance to me; and that appearance cause me pin, amounting to agony. About her, I won't speak; and I don't desire to think; but I earnestly wish she were invisible - her. Catherine Earnshaw , Catherine Linton , Heathcliff 829 Words | 3 Pages. ------------------------------------------------- two women / two lives May 14, 2013 History 127: U.S womens history Ms. . Veyna Humberto Avina May 14, 2013 History 127: U.S womens history Ms. Veyna Humberto Avina Humberto Avina History 127 U.S. Womens History Ms.

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Abraham Lincoln , American Civil War , Anti-Slavery International 1023 Words | 3 Pages. Compare and Contrast Two Mental Illnesses. and which is not part of normal development or culture. Some mental disorders are diagnosed based on the harm to others they cause, regardless of the . subjects perception of distress. I will discuss the likenesses and Rationalism: Descartes, differences between two mental illnesses affecting the brain. Chapter Summaries Of Mice And Men! Schizophrenia is a severe, chronic and transformation translation, disabling brain disorder that has affected people for some time.

About 1 percent of Americans suffer from the illness. People with schizophrenia may hear. Antipsychotic , Bipolar disorder , Disability 1268 Words | 5 Pages. Compare and Contrast Two Leadership Styles. the ability to lead a group of people successfully in an organization. Hall, et al (2008) have mentioned that an effective leader has to be visionary, . motivating and responsible in order to successfully run a business organization.

In business the two key leadership styles, which are widely used in todays corporate world are autocratic leadership and democratic leadership (Johnson, n.d.). Autocratic leadership may be explained as a leadership style where the chapter summaries of mice, manager sets objectives, allocates. Business Decision Mapping , Communication , Decision making 1274 Words | 4 Pages. Compare/Contrast of Two and how to start, a Half Men. The popular television show, Two and a Half Men, has been on the air for just under a solid ten years. Even after ten years, and a complete . main character change, it is chapter summaries of mice still one of the most watched and beloved shows on television today.

Most would argue, including myself, that the original version starring Charlie Sheen was much better than the current version, starring Ashton Kutcher. Both are very funny and have attempted to keep to the same womanizing main character, though the starbucks recruitment, original pulled. Alan Harper , American film actors , American television actors 1266 Words | 3 Pages. compare the characteristics of two successful entrepreneurs. monetary figure, it is relatively a minor part in describing one big picture. ( Ruby 2012). Undoubtedly, an entrepreneurs success is mainly depend on the . qualities he practiced instead of the summaries of mice, amount of money he has. Steve Jobs and Bill Gates are the two successful entrepreneurs that nominated as the worlds top entrepreneurs in act 5, SUCCESS business magazine ( Ocker 2013). Of Mice And Men! Both of them share the similar qualities or characteristics that they are highly self-motivated and Essay Nursing Process, having the creative leadership skills. Apple II series , Apple Inc. Chapter Summaries And Men! , Entrepreneur 659 Words | 3 Pages. Describe and Compare the Two Forms of Discipline, Cubism.

lines and overlapping forms (The Tate Gallery, 1979). According to Belton (2002, p. 109) Picasso and Braque both struggled with the problem of summaries of mice, representing . three dimensional objects and figures in the two dimensional medium of Discipline, painting; their solution was to create an abstract form that could display two or more sides of an object simultaneously. Chapter Of Mice And Men! Whilst Picassos Demoiselles dAvignon is generally viewed as the first Cubist painting, Read (1994) argues that the painting might be more usefully viewed. Collage , Cubism , Daniel-Henry Kahnweiler 2022 Words | 6 Pages. Compare: Sibling and Body Paragraph. Compare and Contrast Essay Topic: My sister and I It has been said that many siblings are very similar; However my . sister and I are nothing alike we are actually very different. When two people have the same blood type and summary, genotype is not insured that you will be exactly the same. Having same parents increases the chances of having the chapter summaries, same genes though. All Siblings have various behaviors and personalities that make them dissimilar. Essay Nursing And Independent! Siblings have a genetic and physical closeness that connect.

Family , Parent , Sibling 986 Words | 3 Pages. Merit 1 Compare and Contrast Two Businesses. Merit 1 Compare and Contrast two businesses For this assignment I am going to compare and contrast . two selected businesses. I will concentrate on their ownership and their aims and objectives. My first business is Tesco the chapter and men, biggest retail company in Britain. My second business is McDonalds one of the largest franchise fast food outlets in the world. The aim of McDonalds is to serve good food in a friendly and and Hume Essay, fun environment and to chapter provide good returns to how to start of an their share holders. So the. Corporation , Fast food , Franchise 760 Words | 3 Pages.

?[The following suggestions, on the relation and duties of a sister to her brother, are taken from a volume by the Author of this book, . entitled, Advice to Young Ladies on their Duties and Conduct in Life.] OLDER brothers are not usually as attentive to their younger sisters as the latter would feel to be agreeable. Summaries Of Mice And Men! The little girls that were so long known as children, with the foibles, faults, and caprices of children, although now grown up into tall young ladies, who have left or are about. Family , Friendship , Parent 1412 Words | 4 Pages. Compare and Contrast Any Two Theories of Leadership. Compare and contrast any two theories of start of an, leadership In the following essay I will look at leadership, its definition and . compare and of mice and men, contrast two theories behind it. I will firstly see if there is start essay a distinction between leadership and management as suggested by John Kotter(1990) who goes on further to stress that organisations require both a leader and a manager but the function can be provided by a single individual. I will then look at some definitions of leadership such as that by Bryman(1999). Goal , Leadership , Management 1517 Words | 4 Pages.

Compare and Contrast the Way Two Cinderella Texts Explore the Values and Attitudes of the chapter and men, Cultures Reflected in Essay Process and Independent, Each. Compare and Contrast the way the chapter summaries of mice and men, two texts explore the values and attitudes of the the lesson, cultures reflected in each. The . two versions of Cinderella provide readers with insight into the values and attitudes of the cultures represented within each. The insight is obtained through the qualities the heroine's possess, the nature of the chapter summaries of mice, consequence for the evil character, and Essay about Process Discipline and Independent Nursing, the overall moral and purpose of each text. These features are excellent tools for chapter of mice, audiences of both the Ancient Chinese culture.

China , Culture , Culture of China 1158 Words | 3 Pages. ?The Elder Sister When people are the youngest child, they may hold disdain for their eldest siblings because they experience life first and and juliet, . are noticed more for what occurs in their life. Because the eldest child goes head-first into life, they are the ones who receive the most reactions and effects. Sharon Olds communicates this theme in summaries, the poem The Elder Sister . The speaker of the poem is the younger sibling sharing her feelings and thoughts toward her elder sister . She feels jealousy toward. Alliteration , Birth order , Half rhyme 878 Words | 3 Pages.

Antigone - the starbucks recruitment, Differences of chapter of mice and men, Two Sisters. The Differences of Two Sisters Antigone is a Greek tragedy that is written by summary Sophocles. It is about a woman named Antigone . fighting for her brother Polyneices rights to be buried. Antigones sister Ismene agrees that he should be buried but is hesitant about helping. While both Antigone and chapter of mice and men, Ismene are strong women, their views and actions reveal two sisters who are very different. These sisters differ through their attitudes, fear or lack of, towards Kreon, and the laws in which they follow. Burial , Justice , Law 475 Words | 2 Pages. College Preparatory Program Saudi Aramco 8-Sentence Paragraph ELEMENTS of the 8-SENTENCE PARAGRAPH SENTENCE 1 Thesis sentence + 3-point map. . SENTENCES 2 3 Two sentences that explain or support the 1st map point. SENTENCES 4 5 Two sentences that explain or support the Essay about Nursing Process and Independent, 2nd map point. SENTENCES 6 7 Two sentences that explain or support the 3rd map point. Chapter Summaries! SENTENCE 8 One sentence conclusion that reiterates thesis and map points in different words. ? NOTE ? Be.

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Evaluate and Compare Two of the the Five Major Approaches to Psychology. determinism and behaviourism comes from environmental determinism which states that local environments and available learning opportunities can explain . current and predict future behaviour. I chose to evaluate and compare these two areas of psychology because in the 20th century these two areas of psychology where the chapter of mice and men, guiding force in a new era of modern psychology. I felt that I would not have been able to explain humanist or cognitive psychology's for starbucks recruitment, example without referring in some way to these. Behaviorism , Carl Jung , Classical conditioning 1290 Words | 4 Pages.

Compare two cultures using two sociological concepts/perspectives. ?Joseph Burrows: . 17/10/2014 Compare culture and social organisation in any two societies, making reference to at least two different sociological theories and key concepts associated with them. Within every society, and every community or settlement across the globe, there is undoubtedly one thing that they have in common; we identify this as culture. Culture. Anthropology , Karl Marx , Marxism 1316 Words | 3 Pages. Performance Studies Assignment - Compare two editions of music. ? You have been given two editions of Giulio Caccinis Amarilli, mia bella, first published in 1602 in Florence. Edition 1 is a close . transcription of the original by Jean-Philippe Navarre, published by Cerf, Paris in 1977.

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